Best Secured Credit Card Offers of 2018

What is a secured credit card? A secured credit card belongs to credit card offers that require a security deposit paid upfront. We provide the best secured credit card offers (secured Visa and secured Mastercard credit card offers) for people with bad credit, limited or no credit history.

June 2018: TOP SECURED CREDIT CARD

5
Card Overall Rating
Please refer to issuer's website
Regular APR
24.49% Variable
Annual Fee
$0
Application Processing Fee
See terms
Credit Bureaus Reporting
Yes
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.

More Secured Credit Card Offers

3
Card Overall Rating
Poor/Limited/No Credit
  • No Annual Fee! Build up your credit with responsible card use.
  • Full-Feature Platinum Mastercard Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Regular APR
25.99% (V)
Annual Fee
No Annual Fee
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Bad / No Credit
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Regular APR
18.89% (variable)
Annual Fee
$35
Application Processing Fee
See Terms
Credit Bureaus Reporting
Yes
Green Dot primor® Visa® Gold Secured Credit Card Application
Compare
at Green Dot primor's secure site
4
Card Overall Rating
Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details
Regular APR
9.99% (Fixed)
Annual Fee
$49
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
5
Card Overall Rating
Any Credit
  • No hard credit inquiry. No credit required for approval.
  • Save up-to $1,700 while you build credit.
  • Monthly payments are reported to the credit bureaus.
  • Bonus – Credit monitoring included.
Checking Account Required
Yes
Maximum Loan Amount
$1,700
Minimum Loan Amount
$525
Employment Required
Yes
Green Dot primor® Mastercard® Gold Secured Credit Card Application
Compare
at Green Dot primor's secure site
4
Card Overall Rating
Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Gold Secured Credit Card details
Regular APR
9.99% (Fixed)
Annual Fee
$49
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Bad/No Credit
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Regular APR
9.99% (Fixed)
Annual Fee
$48
Application Processing Fee
None
Credit Bureaus Reporting
Yes
3
Card Overall Rating
Poor/Limited/No Credit
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Regular APR
9.99% (V)
Annual Fee
$49
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
Green Dot primor® Visa® Classic Secured Credit Card Application
Compare
at Green Dot primor's secure site
4
Card Overall Rating
Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Classic Secured Credit Card details
Regular APR
13.99% (Fixed)
Annual Fee
$39
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
Green Dot primor® Mastercard® Classic Secured Credit Card Application
Compare
at Green Dot primor's secure site
4
Card Overall Rating
Poor/Limited/No Credit
  • Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Mastercard® Classic Secured Credit Card details
Regular APR
13.99% (Fixed)
Annual Fee
$39
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
3
Card Overall Rating
Poor/Limited/No Credit
  • No Annual Fee for first year! $29 Annual Fee starting in the second year and thereafter. Build up your credit with responsible card use.
  • Full-Feature Platinum Mastercard Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Regular APR
23.99% (V)
Annual Fee
$0 in the First Year. $29.00 in the 2nd and subsequent years
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Poor-Fair Credit
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
Regular APR
11.40% - 21.40% Variable
Annual Fee
$35
Application Processing Fee
See terms
Credit Bureaus Reporting
Yes
3
Card Overall Rating
Poor/Limited/No Credit
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • * See Card Terms.
Regular APR
19.99% (V)
Annual Fee
$29
Application Processing Fee
N/A
Credit Bureaus Reporting
Yes
4
Card Overall Rating
Poor-Fair Credit
  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
Regular APR
11.40% - 21.40% Variable
Annual Fee
$35
Application Processing Fee
See terms
Credit Bureaus Reporting
Yes

Secured Credit Offers

View the best secured credit card offers from the top credit card companies. Find secured credit cards for individuals, businesses, students, or anyone with limited credit history.

No matter what you are, you can apply online for any credit card from the best secured credit card offers. Examine the new credit card offers right now and apply online! Build credit history with a secured credit card that reports payments to major credit bureaus.

So, among the great choice of online credit card offers you're sure to find the best secured credit card that may help you improve your credit history or start your new credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits. Moreover you get access to the best secured credit card offers irrespective of your place of residence. Thus, if you're looking for the best credit card offers, take advantage of the secured credit card offers for different consumers and apply online!

Our site is great since it allows you to compare the best secured credit card offers and fill out the online credit card application for the secured credit card you prefer. Research secured credit cards to find the one that works best for your particular financial picture.

Searching for the best secured credit card offers, consider the best credit card offers (secured Visa or secured Mastercard) with low annual fee and helpful built-in features provided. We provide you with online tools to compare secured credit card offers and sort out the best secured credit cards meeting your individual preferences and spending habits. The online service makes it perfectly easy to study the best secured credit card offers and apply online for a credit card.

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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
A secured card may be a great option though for getting a credit card and rebuilding your credit as secured cards are usually reported to the credit bureaus – Experian, TransUnion or Equifax. The credit limit on a secured credit card is...
Secured cards require an upfront security deposit to be paid. The credit limit on a secured credit card will be equal to the deposit you pay. The deposit is usually fully refundable. The issuers of secured credit cards can report them to credit...
Prepaid cards do not help your credit because the activity on the card is not reported to the credit bureaus. But secured cards are good option if you want to improve your credit history. The issuers of secured credit cards report the credit...
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