Credit Card Offers Merrick Bank Merrick Bank Secured Credit Card

Merrick Bank Secured Credit Card

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The Merrick Bank offers are not available in Wisconsin. See offers for your state

Card

Network

Mastercard®

Bank

Merrick Bank

Issuing

Country

United States

User

MAIN CARD FEATURE

Choose your own credit line based on how much money you want to put down as a security deposit.

GOOD FOR:

CARD DETAILS

Choose your own credit line based on how much money you want to put down as a security deposit.
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
After 9 months, we review your account for a credit line increase. No additional deposit required!
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
Get your FICO® Credit Score for free each month.
Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
Card issued by Merrick Bank, Member FDIC.

+ Pros

Сredit line increases with no additional security deposit required.
Build your credit.
Zero fraud liability.

- Cons

Initial security deposit is required.

PURCHASES

Intro

APR

N/A

Ongoing

APR

22.70% Variable

Penalty

APR

N/A

Minimum Grace

Period

N/A

Minimum Interest

Charge

See terms

BALANCE TRANSFERS

Intro

APR

N/A

Ongoing

APR

N/A

Balance Transfer

Fee

N/A

Penalty

APR

N/A

Minimum Grace

Period

N/A

CASH ADVANCE

Intro

APR

N/A

Ongoing

APR

27.70% Variable

Cash Advance

Fee

4% Min: $10

Penalty

APR

N/A

Minimum Grace

Period

N/A

GENERAL FEES

Application Processing

Fee

See terms

Annual

Fee

$36 for first year. Billed $3 per month thereafter

Foreign Transaction

Fee

Late Payment

Fee

Up to $40

Merrick Bank Secured Credit Card

Card Overall Rating

APPLY

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