Looking for Checking Account Offers?

A checking account is a bank account for everyday expenses. You can easily access money in your checking account using a debit card or writing a check. It is easier to manage your finances using a checking account as you also get access to different online banking services. You can set up direct deposits and receive your paychecks directly to your checking account, which is convenient and fast. Today you can open a checking account online without visiting a local bank. Below you can review some available online checking account offers.

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5
Overall Rating
  • Get a $350 Welcome Deposit for eligible new customers who open an HSBC Advance checking account with qualifying activities.
  • Open your new HSBC Advance checking account online by June 2, 2019; and
  • Deposit a minimum Qualifying Balance of $10,000 or more in New Money in combined checking and savings accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
  • You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
APY
0.01%
Monthly Fee
$25 if minimum balance requirements are not maintained
Minimum Deposit
$1 if Online, $0 if In-Branch
Online Banking
Yes
5
Overall Rating
  • Get a $750 Welcome Deposit for eligible new customers who open an HSBC Premier checking account with qualifying activities.
  • Open your new HSBC Premier checking account online by June 2, 2019; and
  • Deposit a minimum Qualifying Balance of $100,000 or more in New Money in combined checking, savings, and/or eligible investment accounts within 30 calendar days of account opening; and
  • Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.
  • You will automatically receive the $750 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
APY
0.01%
Monthly Fee
$50 if minimum balance requirements are not maintained
Minimum Deposit
$1 if Online, $0 if In-Branch
Online Banking
Yes
5
Overall Rating
  • Open with $25
  • No monthly Service Charge
  • No ATM withdrawal fees at 55,000 Allpoint® and BBVA Compass ATMs
  • Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One free BBVA Compass Visa® Debit Card per account holder:
  • Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Mobile Banking App
  • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
APY
N/A
Monthly Fee
No monthly Service Charge
Minimum Deposit
Open with $25
Online Banking
Yes
5
Overall Rating
  • Open with $25
  • No monthly Service Charge
  • No ATM fees at BBVA Compass ATMs
  • Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One Free Visa® Debit Card per account holder:
  • Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
  • Personalize with your favorite photo for $10 per card
  • Free customizable alerts
  • Free online and paper statements
  • Free unlimited check writing
APY
N/A
Monthly Fee
$0
Minimum Deposit
Open with $25
Online Banking
Yes

Choosing a Checking Account

A checking account is a bank account you will probably be using every day. Therefore, it is important to choose the cheapest option that meets your needs and requirements. Checking accounts have maintenance fees most of which can be avoided. Thus, to waive a monthly fee, you will simply need to keep a minimum balance. If you set up a direct deposit, you may be able to avoid some monthly fees as well. Also, there are overdraft fees and interest. To avoid this kind of fees, you will need to keep an eye on your account to make sure you never spend more than you have.

Some checking accounts require an opening deposit that should be paid when you open a bank account. The initial deposit is usually somewhere between $25 and $100. However, there are checking account offers that require no opening deposit. Some checking accounts may come with a small APY, which is actually a rare thing, as checking accounts are not aimed at saving money. If you need to save money, a savings account is a better option.

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Whether you are opening a checking account online or visiting a nearby branch, you will need to provide some personal information. First of all, you will need such forms of identification as Social Security number, driver’s license, state ID or...
Yes. You can have payroll or government checks directly deposited to your checking account. You will actually benefit from that as many checking accounts waive monthly fees when direct deposit is set up. To take advantage of direct deposit, you will...
Yes. More than that, opening a bank account online is quick and easy. In addition, best online accounts come with lower fees and offer higher rates. To open a bank account online, you will need your Social Security number, valid driver’s license,...
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