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Looking for best ways to save money?
June 2026: BEST SAVINGS ACCOUNT
- No Monthly Fees.
- Grow your savings automatically.
- Signing up takes 2 minutes!
Choose Savings Account from Our Partners
- Earn up to $1,200 with code SUMMER26*
- Earn as much as 4.10% APY417
- The easiest way to grow your cash savings.
- Access exclusive high-yield savings accounts and CDs from 100+ trusted banks and credit unions — all managed through a single, secure login.
- Low minimum deposit of only $1,000302
- Earn up to 3.90% APY302
- Jumbo certificates available302
- Choose the term that works best for you302
- Dividends compounded every month and at maturity302
- Forget the low interest rates most banks offer. Alliant certificates give you the options and rates you deserve, guaranteed.
- By opening a certificate at Alliant, you’ll automatically become a member and get a High-Rate Savings account.302
- Grow Your Savings Fast with Alliant Certificates — Application is open to everyone
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
- Earn up to 3.25% APY.
- Deposits are FDIC insured up to $1 million.
- Eco-friendly online savings account.
- Watch your money grow without worrying about minimum balance requirements.
- Instant internal transfers between GreenFi Checking and GreenFi Savings.
- View full terms and conditions here.
- Deposit a minimum of $500 with a guaranteed Annual Percentage Yield.339
- Collect dividends that are compounded and credited monthly.
- Your funds are insured for $250,000 on individual accounts by the federal government.
- At the end of your certificate’s term, withdraw your money plus the dividends you’ve earned, or roll over your earnings into a new certificate.
- No Monthly Fees.
- Grow your savings automatically.
- Signing up takes 2 minutes!
- Chime Checking Account is required to be eligible for a Savings Account.
- Get Chime Plus* fee-free. Chime Plus APY is 3.00%** and the base rate is 0.75%4
- Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
- 4The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of January 29, 2026. No minimum balance required. Must have $0.01 in savings to earn interest.
- Enjoy 4.00% APY with our High Yield Savings Account
- Earn more than 8x the national average*
- 24/7 online and mobile access
- Minimum $1,000 to open
- All accounts are FDIC insured up to $250,000 per depositor, per account ownership category
- Up to 3.75% APY (Annual Percentage Yield).
- Low to no minimum opening deposit.
- FDIC or NCUA insured.
- Low to no fees.
- Open account online in minutes.
- Overdraft protection up to $300 with opt-in and eligible direct deposit408
- No monthly fees with eligible direct deposit, otherwise $5 per month
- Earn up to 7% cash back when you buy eGift Cards in the app
- Get your pay up to 2 days early - Get your government benefits up to 4 days early.408
- High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.408
- Open an account online in just 3 minutes
- Minimum of $500 required to open
- Earn 3.20% APY with a Quontic High Yield Savings Account
- Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.
- Open an account online in just 3 minutes
- Interest is compounded daily and credited to your account every month
- Earn 3.80% Annual Percentage Yield with a Quontic Money Market Account
- Let our highest yield savings account do all of the work.
- $100 minimum deposit required to open an account
- 11 month locked in rate
- No penalty to access funds if needed before maturity387
- No opening or maintenance fees
- Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.
- Daily compounding interest to maximize your earning potential
- FDIC insured
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
- $1,000 minimum account opening
- Member FDIC
- The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
- A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
- Daily compounding interest to maximize your earning potential
- No Monthly Service fees
- No account opening fees
What Is A Savings Account?
Savings account is an account that earns interest on the money you deposit. There are different types of savings accounts: regular savings accounts, online savings accounts, money market accounts, and Certificate of Deposit (CD).
Savings accounts work best when used as a place to hold money. They do not earn much interest, but it is possible to find offers with up to 2.00% APY. Savings accounts give easy access to the funds, but you should remember about possible fees associated with the withdrawal transactions. Nevertheless, savings accounts are a cheap type of accounts as many fees can be avoided. Thus, monthly fees can be waived if you maintain a minimum deposit. If you perform less than six withdrawal transactions a month, you won't be charged withdrawal fees.
To open a savings account, you will need to provide some personal information and pay a minimum opening deposit (if required). Those who are under 18 will need a parent or a guardian to sign as a co-owner of the account.
Savings accounts are FDIC-insured. That means you will have your money even if the bank goes out of business (which is rare!).
Read FAQs about Savings Accounts
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