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This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in CT, DC, GA, IA, MA, WV, WI.

4
Card Overall Rating
Fair, Average, Poor Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Credit Lines from $500 to $2,000*
  • Combine the flexibility of a card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Mobile app to access your account anytime, anywhere

This offer is not available in CT, DC, GA, IA, MA, WV, WI.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
21.96% - 29.99%
Annual Fee
$39

Cross River Bank Card Solutions

Cross River Bank provides custom banking solutions to its partners. Their card programs include card issuing and account management services, as well as BNPL and credit building.

Cross River offers reliable credit building products, including secured cards, charge cards, consumer credit cards, and commercial credits. The company collaborates with major card networks like Visa, Mastercard, or American Express to issue credit cards.

Cross River Bank partners include Stripe, Best Egg, Plaid, Upgrade and Divvy to name a few. Upgrade, Inc. is a neobank that provides customers affordable financial products. They offer credit and banking products to consumers, including fixed-rate credit cards and loans.

Divvy, which is now BILL Spend & Expense, allows businesses to manage payments, build strategic budgets, and eliminate the need to build meticulous expense reports. Divvy partnered with Cross River to provide access to credit through custom charge cards.

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