Credit Card Offers for Shopping 2021

Shopping credit cards can be catalog credit cards, store credit cards, and general credit cards. The first two types are for those who prefer shopping at particular retailers, and they are usually good for consumers with poor or bad credit history. Regular credit cards can be used anywhere, and there is a general credit card for any credit history. Whether you are using a store card or a regular card, you will be given the opportunity to build or rebuild your credit history as your credit activity will be reported to one or three major credit bureaus.
Many shopping credit cards may offer guaranteed approval, no credit or employment check, unsecured credit line, or some other benefits. See the offers below to find the best card for easy shopping.

August 2021: BEST SHOPPING CREDIT OFFERS

Group One Freedom Card Application
Compare now (13) »
4
Card Overall Rating
Bad Credit
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Build your Credit with responsible handling of your account
  • Receive a $750 Credit Line
  • Easy Application with Immediate Results

More Shopping Cards

Zebit Application
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4
Card Overall Rating
  • Get up to $2,500 of credit to shop Zebit and pay over time on all your purchases.
  • No membership fees. No hidden fees. No FICO pulled.
  • Shop thousands of name brand products in electronics, furniture, toys, appliances and more!
Regular APR
0%
Annual Fee
$0
Credit Check
Yes
Instant Response
Yes
4
Card Overall Rating
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $750 Credit Limit
  • Fast and Easy Application
  • No Employment or Credit Check
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
5
Card Overall Rating
  • Enjoy a $1,000 Credit Line!
  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly payments.
  • No Credit Checks & No Credit Turndowns.
  • No Application Denied for Poor Credit.
  • Reward Yourself With the Benefits of Credit!
  • Buy Now... Pay Later!
Regular APR
0%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
3
Card Overall Rating
Limited/Fair Credit
  • With an initial payment of just $50, you can afford to shop from all the top brand names.
  • Buy On Trust TODAY, Pay LATER.
  • All The Big Name Brand Laptops, Tv's & More.
  • Up to $5,000 approval.
Regular APR
See terms
Annual Fee
See terms
Credit Check
Yes
Instant Response
Yes
Freedom Gold Card Application
Compare now (13) »
4
Card Overall Rating
Damage credit to Fair credit
  • $750 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK
Regular APR
0.00%
Annual Fee
See website for Details*
Credit Check
No
Instant Response
Yes
Net First Platinum Application
Compare now (13) »
4
Card Overall Rating
Damaged credit to Fair credit
  • Instant Approval / $750 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
  • *See Card for Details
Regular APR
0.00%
Annual Fee
See website for Details*
Credit Check
No
Instant Response
Yes
4
Card Overall Rating
  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now Pay Later
  • Low monthly payments.
  • 0% Financing on brand name products exclusively at our online store.
  • Rewards Every Month!
Regular APR
0%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
Merit Platinum Card Application
Compare now (13) »
4
Card Overall Rating
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes

Making Online Shopping Easy

Today many people purchase merchandise within online catalogs or websites because they can find everything they need at one place without even leaving the sofa. Some of them prefer one particular merchant and others shop at various merchants searching for the lowest possible price. Especially for such consumers there are shopping credit cards or catalog credit cards with different perks like discounts, benefits, specialties, and rewards.

Amid benefits you will see such features as no credit check, large credit line, reporting to the credit bureaus, and some other. All in all shopping credit cards are like general credit cards but there is one important difference. The shopping credit cards can be used exclusively at one particular online catalog or its partners. You can't pay with this card at the restaurants or book a hotel room.

Consider catalog cards as a convenient way to pay for your purchases while you are building up your credit history. But convenient doesn't often mean easy. Because catalog cards may have higher-than-average interest rates accompanied with high fees, and this is without taking into account shipping costs. So get aware of possible costs - read carefully terms and conditions before you apply for a card.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
If you use a shopping card of one particular retailer, it's usually linked to this retailer and it's impossible to use this card outside. However, if it's a Mastercard or Visa card, then you can use it anywhere Mastercard and Visa are accepted....
There are a lot of cards that will give you rewards when you shop at retail stores. Usually retail stores try to offer you a co-branded card with a discount on this brand's purchases, some minor rewards or special financing. However, you pay for...
Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it's better to check this before applying for a card. And sometimes the issuers report only to one...
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