Credit Card Offers for Shopping 2021

Shopping credit cards can be catalog credit cards, store credit cards, and general credit cards. The first two types are for those who prefer shopping at particular retailers, and they are usually good for consumers with poor or bad credit history. Regular credit cards can be used anywhere, and there is a general credit card for any credit history. Whether you are using a store card or a regular card, you will be given the opportunity to build or rebuild your credit history as your credit activity will be reported to one or three major credit bureaus.
Many shopping credit cards may offer guaranteed approval, no credit or employment check, unsecured credit line, or some other benefits. See the offers below to find the best card for easy shopping.

March 2021: BEST SHOPPING CREDIT OFFERS

Principal Platinum Application
Compare now (12) »
4
Card Overall Rating
Bad/No Credit
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
  • Instant Approval / $750 Credit Line!
  • TRY US RISK-FREE FOR 7 DAYS!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK

More Shopping Cards

Group One Freedom Card Application
Compare now (12) »
4
Card Overall Rating
  • Bad Credit, Low Score? No Problem!
  • Managing your credit is key! TRY US RISK-FREE FOR 7 DAYS!
  • Build your Credit with responsible handling of your account
  • Receive a $750 Credit Line
  • Easy Application with Immediate Results
  • No Credit Check
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
Principal Platinum Application
Compare now (12) »
4
Card Overall Rating
  • Instant Approval / $750 Credit Line!
  • TRY US RISK-FREE FOR 7 DAYS!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
Zebit Application
Compare
4
Card Overall Rating
  • Get up to $2,500 of credit to shop Zebit and pay over time on all your purchases.
  • No membership fees. No hidden fees. No FICO pulled.
  • Shop thousands of name brand products in electronics, furniture, toys, appliances and more!
Regular APR
0%
Annual Fee
$0
Credit Check
Yes
Instant Response
Yes
Evolve Card Application
Compare
4
Card Overall Rating
  • Enjoy a $1,000.00 Credit Line!
  • No Monthly Fee!
  • Bad Credit? No problem
Regular APR
0%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
4
Card Overall Rating
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $750 Credit Limit
  • Fast and Easy Application
  • No Employment or Credit Check
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes
Freedom Gold Card Application
Compare now (12) »
4
Card Overall Rating
Damage credit to Fair credit
  • $750 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK
Regular APR
0.00%
Annual Fee
See website for Details*
Credit Check
No
Instant Response
Yes
4
Card Overall Rating
  • Buy Now, Pay Later
  • Low Monthly Payments
  • No Annual Fees
  • Applying is as easy as 1, 2, 3!
Regular APR
5.75% - 25.99%
Annual Fee
$0
Credit Check
No
Instant Response
Yes
5
Card Overall Rating
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
  • *See terms and conditions
Regular APR
0%
Annual Fee
See Terms
Credit Check
No
Instant Response
Yes
4
Card Overall Rating
  • Instant $500 Credit Line
  • Reports to Trans Union, Equifax and Experian
  • Shop Exclusively at NationalCreditDirect.com
  • No Over Limit Fee
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • 5% Cash Back on All Purchases or FREE merchandise6
  • Instant Response -- Start shopping in just minutes
Regular APR
0.0%
Annual Fee
See Terms*
Credit Check
No
Instant Response
Yes
Merit Platinum Card Application
Compare now (12) »
4
Card Overall Rating
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check
Regular APR
0.00%
Annual Fee
See terms
Credit Check
No
Instant Response
Yes

Making Online Shopping Easy

Today many people purchase merchandise within online catalogs or websites because they can find everything they need at one place without even leaving the sofa. Some of them prefer one particular merchant and others shop at various merchants searching for the lowest possible price. Especially for such consumers there are shopping credit cards or catalog credit cards with different perks like discounts, benefits, specialties, and rewards.

Amid benefits you will see such features as no credit check, large credit line, reporting to the credit bureaus, and some other. All in all shopping credit cards are like general credit cards but there is one important difference. The shopping credit cards can be used exclusively at one particular online catalog or its partners. You can't pay with this card at the restaurants or book a hotel room.

Consider catalog cards as a convenient way to pay for your purchases while you are building up your credit history. But convenient doesn't often mean easy. Because catalog cards may have higher-than-average interest rates accompanied with high fees, and this is without taking into account shipping costs. So get aware of possible costs - read carefully terms and conditions before you apply for a card.

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
If you use a shopping card of one particular retailer, it's usually linked to this retailer and it's impossible to use this card outside. However, if it's a Mastercard or Visa card, then you can use it anywhere Mastercard and Visa are accepted....
There are a lot of cards that will give you rewards when you shop at retail stores. Usually retail stores try to offer you a co-branded card with a discount on this brand's purchases, some minor rewards or special financing. However, you pay for...
Generally, you are able to build credit using a credit card if it reports to a major bureau. Some of the store cards report to credit bureaus, but it's better to check this before applying for a card. And sometimes the issuers report only to one...
Have a Question About Credit Cards?

User Comments about Shopping Credit Cards