Credit Card Offers with 0% Intro APR on Purchases

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

When you need to make a big purchase and want to pay no interest while paying it off, you may want to get a credit card with a 0% intro APR on purchases. There is a good bunch of cards that charge no interest on purchases for minimum 6 months, so you can spread your monthly payments over at least a half-year period and not pay a penny of interest.

Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
0% (14 months) 10.99% (14 months) 11.99% - 23.99% Variable $0
  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
Consumer Rating: 5 / 5
Discover it® - Cashback Match™
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
0% (14 months) 0% (14 months) 11.99% - 23.99% Variable $0
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Consumer Rating: 5 / 5
National Credit Direct
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
n/a n/a 0.0% $49
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • FREE: Get your credit score every month and reasons affecting it
  • Reward Points for every dollar spent.
  • Low Flexible Payments.
  • Reports to Major Credit Bureau.
  • Bad Credit - OK.
Consumer Rating: 4 / 5
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
0% (14 months) 0% (14 months) 11.99% - 23.99% Variable $0
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Consumer Rating: 5 / 5
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
n/a n/a 0.00% See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
ABOC Platinum Rewards Card
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Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
0% for 12 months N/A 13.90% - 23.90% Variable $0
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.90% - 23.90%, based on your creditworthiness.
  • Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening.
  • Unlimited Points That Don´t Expire.
  • Earn Points on Every Purchase! It´s simple: $1 = 1 Point.
  • No Annual Fee.
  • Select Your Rewards Your Way.
Consumer Rating: 5 / 5
Wells Fargo Cash Wise Visa® Card
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Bal. Transf. Regular APR Annual Fee
0% for 12 months 0% for 12 months 13.99%-25.99% Variable None
  • $200 cash rewards bonus if you spend $1,000 (net purchases) in first 3 months.
  • Unlimited 1.5% cash rewards on net purchases.
  • $0 annual fee.
  • 1.5% cash rewards on everyday net purchases.
  • 1.8% cash rewards on Android PayTM or Apple Pay┬« mobile wallet net purchases during the first 12 months from account opening.
  • Use your Wells Fargo Debit or ATM card to redeem for cash at Wells Fargo ATMs ($20 increments).
  • Direct deposit into your Wells Fargo savings or checking account.
  • Apply as a credit to your qualified Wells Fargo mortgage principal.
Consumer Rating: 5 / 5
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0% on Purchases Credit Cards Basics

A new card with a 0% introductory APR lets you make purchases without incurring any finance charges during the promotional period. However, these cards do still require a monthly minimum payment. Failure to make a monthly payment will cause you to default on your cardholder agreement, and your introductory APR may turn into a penalty APR and you can be charged a late payment fee - so never miss a due date!

The best thing about a 0% APR credit card is, obviously, the interest-free introductory period! You'll pay no interest for several months after your account is opened, depending on your offer. But be careful to pay off your card balance in full by the end if the introductory period because once it ends, and ongoing interest rate will apply to your unpaid balance and future purchases. Some issuers even charge interest back to the first day of promo period.

Another good feature of the zero interest credit cards is a rewards program. Many issuers allow to earn cash back, points or miles on purchases. Also, Visa, Mastercard, American Express, and Discover cards, all have purchase protection plans on items bought with their cards - so, if your fancy new computer goes on the fritz, your credit card company may refund you even if the store won't.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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