Credit Card FAQs
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Are Discover cards as widely accepted as MasterCard or Visa?
Using Discover cards in U.S. you are unlikely to face difficulties. Discover has the third highest acceptance rate among card networks (9.3 million merchants in U.S. in 2014) after Visa and Mastercard (9.5 million merchants in U.S. in 2014). In case you are going to travel abroad with your Discover card, you can use it […]Continue »
First of all, it is important to remember about your debt-to-credit ratio or credit utilization ratio that is the amount of debt you currently have vs. the amount of credit available, as it determines a third part of your FICO score. When you close a credit card account, the total amount of credit that you […]Continue »
Can I redeem Eva Air miles with any airline?
Eva Air miles can be redeemed for Eva Air flights and its partners. If you want to earn miles that can be used towards any airline, choose from travel rewards credit cards that are not tied to particular airline. You can find cards that allow you to use miles for any flight and with no […]Continue »
Can I redeem British Airways Avios with other airlines?
Avios you earned can be redeemed on British Airways, American Airlines, Aer Lingus, Cathay Pacific, Iberia, OpenSkies, Qantas, Qatar Airways and all of the other oneworld carriers.Continue »
Airline co-branded credit cards often come with annual fees. To compensate this fee, they provide travel perks and good rewards. However, the Air France KLM World Elite Mastercard credit card $89 annual fee is worth it only for those who fly Air France, KLM and partners a lot. If you don’t fall into this category, […]Continue »
Can I open a bank account online?
Yes. More than that, opening a bank account online is quick and easy. In addition, best online accounts come with lower fees and offer higher rates. To open a bank account online, you will need your Social Security number, valid driver’s license, and debit card. A debit card is needed to pay your initial deposit. […]Continue »
What are savings account fees?
First of all, when you open a savings account, you may need to pay an opening deposit which is between $25-$100 on average. Some banks do not require any opening deposit though. Then, most savings accounts come with maintenance fees, like monthly fees. You can avoid them in most cases if you maintain minimum balance. […]Continue »
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