Loans & Credit Cards for Small Business 2020

Make your business more effective with a business credit card! Business credit card can help you save on business expenses and get perks that include: zero annual fee, and 0% intro APR on purchases. Some of these cards are ideal for entrepreneurs with good-to-excellent credit, as well as for those with fair credit.

July 2020: TOP SMALL BUSINESS CREDIT OFFER

5
Loan Overall Rating
Fair to Good Credit
Checking Account Required
Yes
Maximum Loan Amount
$500,000
Minimum Loan Amount
$5,000
Employment Required
Yes
  • Small Business Loans from $5,000 to $500,000
  • No collateral required
  • Easy, no obligation application

More Small Business Credit Offers

5
Loan Overall Rating
Excellent/Good Credit
  • Save Time and Money
  • Hassle Free Financing
  • Get financing to Cover Payroll, Run Marketing Campaigns, Pay Taxes and more
Checking Account Required
Yes
Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Employment Required
Yes
5
Loan Overall Rating
  • Find your best loan offer from competing lenders
  • Loans up to $5M. Rates from 6.36%
  • Checking rates won't affect your credit score
Checking Account Required
Yes
Maximum Loan Amount
$5,000,000
Minimum Loan Amount
See terms
Employment Required
No
5
Loan Overall Rating
Fair to Good Credit
  • Small Business Loans from $5,000 to $500,000
  • No collateral required
  • Easy, no obligation application
  • Automatic payments
Checking Account Required
Yes
Maximum Loan Amount
$500,000
Minimum Loan Amount
$5,000
Employment Required
Yes

Business Credit Cards

Many business owners believe that a company credit card will encourage frivolous spending or that they will not be eligible for a credit card because of the small size of their organization or lack of annual revenue. The truth is having a business credit card is an excellent way to monitor your company spending and rake in the rewards for recurring purchases like travel and hotels. Here are some tips to ensure a smooth application process and getting the offer that meets your business needs.

  • Accounting advantage. Whether your business is big, mid-sized or a sole proprietorship, a company credit card can simplify your bookkeeping. Money to save. There are numerous incentives for good credit card holders who invest in a business credit card including the best rates, fees, and rewards.
  • Fair Credit can get it too. Fair credit consumers applying for a business credit card may have to opt for a secured credit which requires deposit.
  • Small Businesses advantage. Are you a sole proprietor but think you will be denied a business credit card because your staff is too small? Truth be told, 75% of business owners are small business owners, with no employees! The trouble is that many small business owners do not have a company credit card and instead use personal credit cards for business related expenses. Credit card companies and banks are aware of the prevalence of sole proprietors, so they have credit cards that cater to the unique needs of these businesses.

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Business credit cards are different from normal credit cards in that they have additional features and benefits that suit small businesses and in fact are helpful in quite a number of ways too. By using these business credit cards the right way,...
You can try applying for a personal loan to fund your business. Use our card match tool to see which loans and credit cards you can apply. Note that you may need a bank account to apply for some credit offers, so make sure you have one....
When you submit an application for a small business credit card, issuing bank reviews both your personal and business credit histories. To determine if they want to approve you for a credit card and what terms to qualify you for, they will pull both...
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