Credit Card Offers for Small Businesses 2018

Make your business more effective with a business credit card! Business credit card can help you save on business expenses and get perks that include: zero annual fee, and 0% intro APR on purchases. Some of these cards are ideal for entrepreneurs with good-to-excellent credit, as well as for those with fair credit.

January 2018: TOP SMALL BUSINESS CREDIT CARD

4
Card Overall Rating
Bad/Fair Credit
Intro APR on Purchases
n/a
Intro APR on Balance Transfers
n/a
Ongoing APR
23.99%
Annual Fee
$0
  • Turn Your Hobby or Interest into a Business
  • Less Than Perfect Credit? No Problem! Easy Approval!
  • Perfect for Sole Proprietors & Entrepreneurs

More Small Business Credit Cards

3
Card Overall Rating
Excellent / Good Credit
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Intro APR on Purchases
0% (6 months)
Intro APR on Balance Transfers
0% (6 months)
Ongoing APR
Annual Fee
$0
4
Card Overall Rating
Excellent
  • Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.2
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn2
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards2
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open2
  • No foreign transaction fees2
  • $95 Annual Fee2
Intro APR on Purchases
See terms
Intro APR on Balance Transfers
See terms
Ongoing APR
17.24% to 22.24%2
Annual Fee
$952
5
Card Overall Rating
Excellent Credit
  • Earn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.2
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year2
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year2
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn2
  • 0% introductory APR for 12 months on purchases and balance transfers2
Intro APR on Purchases
0% for the first 12 billing cycles2
Intro APR on Balance Transfers
0% for the first 12 billing cycles2
Ongoing APR
14.49% to 20.49%2
Annual Fee
$02

Business Credit Cards

Many business owners believe that a company credit card will encourage frivolous spending or that they will not be eligible for a credit card because of the small size of their organization or lack of annual revenue. The truth is having a business credit card is an excellent way to monitor your company spending and rake in the rewards for recurring purchases like travel and hotels. Here are some tips to ensure a smooth application process and getting the offer that meets your business needs.

  • Accounting advantage. Whether your business is big, mid-sized or a sole proprietorship, a company credit card can simplify your bookkeeping. Money to save. There are numerous incentives for good credit card holders who invest in a business credit card including the best rates, fees, and rewards.
  • Fair Credit can get it too. Fair credit consumers applying for a business credit card may have to opt for a secured credit which requires deposit.
  • Small Businesses advantage. Are you a sole proprietor but think you will be denied a business credit card because your staff is too small? Truth be told, 75% of business owners are small business owners, with no employees! The trouble is that many small business owners do not have a company credit card and instead use personal credit cards for business related expenses. Credit card companies and banks are aware of the prevalence of sole proprietors, so they have credit cards that cater to the unique needs of these businesses.

GET YOUR CARD MATCH
Check if you're pre-qualified for credit cards
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Business credit cards are different from normal credit cards in that they have additional features and benefits that suit small businesses and in fact are helpful in quite a number of ways too. By using these business credit cards the right way,...
You can try applying for a personal loan to fund your business. Use our card match tool to see which loans and credit cards you can apply. Note that you may need a bank account to apply for some credit offers, so make sure you have one.
When you submit an application for a small business credit card, issuing bank reviews both your personal and business credit histories. To determine if they want to approve you for a credit card and what terms to qualify you for, they will pull both...
Have a Question About Credit Cards?

User Comments about Business Credit Cards

COME GET IN TOUCH WITH US

Never miss a new article, review or a credit product. Follow us in social networks, leave comments, and share your thoughts. Subscribe to receive latest news and trending offers on the credit card market to find the credit card that will save you money and give you perks and rewards.