CREDIT CARDS & LOANS FOR SMALL BUSINESS IN 2022

Make your business more effective with a business credit card! Business credit card can help you save on business expenses and get perks that include: zero annual fee, and 0% intro APR on purchases. Some of these cards are ideal for entrepreneurs with good-to-excellent credit, as well as for those with fair credit.

July 2022: TOP SMALL BUSINESS CREDIT OFFER

5
Card Overall Rating
Excellent / Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
0%
Annual Fee
$0
  • Unlimited 1.5% cash back.
  • A charge card powered by the Visa network.
  • No fees of any kind.

More Small Business Credit Offers

5
Loan Overall Rating
  • Find your best loan offer from competing lenders
  • Loans up to $5M. Rates from 4.99%
  • Checking rates won't affect your credit score
Checking Account Required
Yes
Maximum Loan Amount
$5,000,000
Minimum Loan Amount
$5,000
Employment Required
No

This offer is not available in District Of Columbia, Maryland, Virginia.

5
Loan Overall Rating
  • Need Funding Fast?
  • Get $5,000 to $500,000
  • Your time is money get hassle free working capital

This offer is not available in District Of Columbia, Maryland, Virginia.

Checking Account Required
Yes
Maximum Loan Amount
$500,000
Minimum Loan Amount
$5,000
Employment Required
Yes

This offer is not available in Connecticut, New Hampshire, Vermont, Washington.

5
Loan Overall Rating
All Credit Considered
  • Personal Loans From $100 - $40,000
  • Fill out our simple form in under 2 minutes!
  • Many lenders and/or lending partners deposit funds in 24 hours!
  • All Credit Considered

This offer is not available in Connecticut, New Hampshire, Vermont, Washington.

Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes

This offer is not available in AR, CT, GA, NY, VT, WV.

5
Loan Overall Rating
  • Need Cash? Get up to $35,000
  • Installment loans for you!
  • Personal Loans Online - All Credit Types Considered
  • Connect with a Lender who understands your Financial needs!
  • See cash in your account as soon as the next business day

This offer is not available in AR, CT, GA, NY, VT, WV.

Checking Account Required
Yes
Maximum Loan Amount
$35,000
Minimum Loan Amount
$100
Employment Required
Yes
5
Loan Overall Rating
Limited / No Credit
  • Get the savings plan that helps build credit today!
  • Start with a Credit Builder Account that reports monthly payments to all 3 major credit bureaus.
  • Sample product: A $539.00 Credit builder account, paid 12 times over one year would have a monthly payment of $48.00, and an Annual Percentage Rate of 15.97%. Please refer to www.self.inc/pricing for the most recent pricing options.
Checking Account Required
Yes
Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Employment Required
No
5
Loan Overall Rating
  • Find Financing for Your Business
  • Low down payments
  • Long payment terms
  • Reasonable interest rates
  • Suitable for a wide range of business purposes
Checking Account Required
Yes
Maximum Loan Amount
See terms
Minimum Loan Amount
See terms
Employment Required
Yes
5
Loan Overall Rating
  • A 0% interest rate loan option available – 100% of every monthly payment builds credit and savings of the company!
  • Three account sizes to choose from $2,500 or $5,000 or $10,000
  • Bad credit or no credit? No problem.
  • Build Business Credit Using Your EIN
  • No upfront security deposit required
  • No credit score required
  • No credit check – easy approval
  • Cancel any time with no penalty
Checking Account Required
Yes
Maximum Loan Amount
$10,000
Minimum Loan Amount
$5,000
Employment Required
Yes
4
Card Overall Rating
  • The convenience of a card with the benefits of a line of credit up to $250,000
  • The Kabbage® Card is ready whenever you need to pay a bill, secure great pricing, cover an unexpected expense or take advantage of a timely opportunity
  • What to Expect: With Kabbage’s safe and secure online application you will link your latest business performance data and consent to a credit check to get a quick decision
  • Using the Kabbage Card will not impact your personal credit
  • Terms and Conditions apply. See website for important details.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
N/A
Annual Fee
$0

Business Credit Cards

Many business owners believe that a company credit card will encourage frivolous spending or that they will not be eligible for a credit card because of the small size of their organization or lack of annual revenue. The truth is having a business credit card is an excellent way to monitor your company spending and rake in the rewards for recurring purchases like travel and hotels. Here are some tips to ensure a smooth application process and getting the offer that meets your business needs.

  • Accounting advantage. Whether your business is big, mid-sized or a sole proprietorship, a company credit card can simplify your bookkeeping. Money to save. There are numerous incentives for good credit card holders who invest in a business credit card including the best rates, fees, and rewards.
  • Fair Credit can get it too. Fair credit consumers applying for a business credit card may have to opt for a secured credit which requires deposit.
  • Small Businesses advantage. Are you a sole proprietor but think you will be denied a business credit card because your staff is too small? Truth be told, 75% of business owners are small business owners, with no employees! The trouble is that many small business owners do not have a company credit card and instead use personal credit cards for business related expenses. Credit card companies and banks are aware of the prevalence of sole proprietors, so they have credit cards that cater to the unique needs of these businesses.

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
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Will not affect your
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Business credit cards are different from normal credit cards in that they have additional features and benefits that suit small businesses and in fact are helpful in quite a number of ways too. By using these business credit cards the right way,...
You can try applying for a personal loan to fund your business. Use our card match tool to see which loans and credit cards you can apply. Note that you may need a bank account to apply for some credit offers, so make sure you have one....
When you submit an application for a small business credit card, issuing bank reviews both your personal and business credit histories. To determine if they want to approve you for a credit card and what terms to qualify you for, they will pull both...
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