Product
Credit Builder Account
Type
Credit Builder Account
Credit
None / Poor
Recommended
None / Poor
Loan
Consumer
Category
Consumer
MAIN LOAN FEATURE
Build credit and savings at the same time.
LOAN DETAILS
- Apply Now: Intro No Annual Fee with the secured Self Visa® Credit Card^
- If you have an active Credit Builder Account, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the secured Self Visa® Credit Card*, without a hard credit check. Criteria subject to change.
- Build credit and savings at the same time.
- Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
- At the end of your plan, unlock the savings you built - minus interest and fees.
- The secured Self Visa® Credit Card is accepted at millions of locations in the U.S.
- *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. The Secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
- ^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49% as of 1/1/2026. Offer valid for new customers only.
LOAN FEATURES
Minimum Loan
See website for details* Amount
Maximum Loan
See website for details* Amount
Instant
No Response
Credit
Yes Check
LOAN REQUIREMENTS
Min Credit
No credit score required Score
Min
18 Age
Min Income Required (per
See website for details* month)
Accounts
Valid Bank Account and Social Security Number Required
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CONSUMER DISCUSSION