Top Offers with No Foreign Transaction Fees 2018

When you use your credit card while travelling abroad, you may notice one fee on your receipt or credit card statement - a foreign transaction fee (sometimes also called a currency conversion fee). That is a standard fee of 2-3% on any purchase made with a credit card outside the U.S. But you can avoid this fee if you have a no foreign transaction fee card. There are credit cards out there that charge no foreign transaction fees, and you can find some of them below.

October 2018: TOP NO FOREIGN TRANSACTION FEE OFFER

5
Card Overall Rating
Good, Excellent Credit
Intro APR on Purchases
0% Intro APR for 18 months
Intro APR on Balance Transfers
0% Intro APR for 18 months
Ongoing APR
Variable APR of 12.74%, 16.74% or 20.74%
See Rates & Fees
Annual Fee
None
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.74%, 16.74% or 20.74% will apply.
  • No Penalty APR.
  • Late Fee Waiver.

More No Foreign Transaction Fee Credit Cards

5
Card Overall Rating
Excellent, Good Credit
  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match™ details & other information.
Intro APR on Purchases
0% (14 months)
Intro APR on Balance Transfers
10.99% (14 months)
Ongoing APR
13.99% - 24.99% Variable
Annual Fee
$0
5
Card Overall Rating
Excellent, Good Credit
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Intro APR on Purchases
0% intro on purchases for 12 months
Intro APR on Balance Transfers
N/A
Ongoing APR
13.74% - 23.74% (Variable)
Annual Fee
$0
5
Card Overall Rating
Excellent, Good Credit
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
14.74% - 24.74% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Discover it® Cash Back Application
Compare now (15) »
5
Card Overall Rating
Excellent, Good Credit
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro APR on Purchases
0% (14 months)
Intro APR on Balance Transfers
0% (14 months)
Ongoing APR
13.99% - 24.99% Variable
Annual Fee
$0
5
Card Overall Rating
Excellent, Good Credit
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% - 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% - 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
Intro APR on Purchases
0% intro on purchases for 15 months
Intro APR on Balance Transfers
0% intro on balance transfers for 15 months
Ongoing APR
14.74% - 24.74% (Variable)
Annual Fee
$0
5
Card Overall Rating
Excellent, Good Credit
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Intro APR on Purchases
0% intro on purchases for 15 months
Intro APR on Balance Transfers
0% intro on balance transfers for 15 months
Ongoing APR
14.74% - 24.74% (Variable)
Annual Fee
$0
5
Card Overall Rating
Excellent, Good Credit
  • Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
16.24% - 25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
5
Card Overall Rating
Average, Fair, Limited Credit
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
24.99% (Variable)
Annual Fee
$0
5
Card Overall Rating
Good, Excellent Credit
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.74%, 18.74% or 24.74% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% Intro APR for 15 months
Ongoing APR
Variable APR of 14.74%, 18.74% or 24.74%
Annual Fee
None
4
Card Overall Rating
Excellent / Good Credit
  • 1% cash back on all purchases
  • 2% cash back on restaurants
  • 3% cash back on travel
  • No deposit required
  • $0 annual fee
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
17.99% to 24.99% (V)
Annual Fee
$0
4
Card Overall Rating
Good/Excellent Credit
  • Enjoy 60,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR
17.99%, 21.99% or 24.99% variable based on your creditworthiness
Annual Fee
$89 (waived first year)
5
Card Overall Rating
Good - Excellent Credit
  • Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
  • Earn 2% on your first $3,000 on supermarket purchases per year
  • Unlimited 1% cash back on all other purchases
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
13.65% - 27.65% Variable
Annual Fee
$0
4
Card Overall Rating
Good/Excellent Credit
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply
  • Low 13.99% variable APR on purchases and cash advances
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% intro APR for 15 months on balance transfers made within 45 days of account opening.
Ongoing APR
13.99% Variable
Annual Fee
$0
4
Card Overall Rating
Good - Excellent Credit
  • Enjoy our lowest rate card
  • No annual fee, no foreign transaction fees, no penalty APR
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
8.65% - 25.65% Variable
Annual Fee
$0
Discover it® chrome Application
Compare now (15) »
5
Card Overall Rating
Excellent, Good Credit
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro APR on Purchases
0% (14 months)
Intro APR on Balance Transfers
0% (14 months)
Ongoing APR
13.99% - 24.99% Variable
Annual Fee
$0
5
Card Overall Rating
Limited/No Credit
  • For college students
  • 1% unlimited cashback
  • $0 Annual Fee
  • Amazon Prime Student on Us (up to $59 lifetime total)
  • Cellphone protection up to $600
  • No credit history or cosigner required. No SSN required for international students
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
20.49% (V)
Annual Fee
$0

No Extra Fees with No Foreign Fee Cards

A no foreign transaction fee credit card won't charge you any extra fees when you use it to make purchases outside of the United States. The last thing you want to see when you come back from your vacation is jaw dropping bill for something you even might have not known about. But there is no need to worry about this extra fee when you have a card without foreign transaction fee. And if you find a no foreign transaction fee card that offers rewards for travelers, you can reap even more benefits.

Most travel rewards credit cards and airline co-branded credit cards feature no foreign transaction fees among other travel perks. More and more other types of cards are offering this feature and waiving foreign transaction fees, but you need to make sure you read the fine print, to make sure you don't find a surprise on your credit card bill when you get home from traveling abroad.

If you travel a lot and use your credit cards to pay while you are abroad, a credit card with no foreign transaction fee is a must have for you. The common foreign transaction fee is 3% for each transaction you make. You can easily calculate how much you'll pay for a convenience of using your credit card abroad. And this is the amount you can save by simply using a no foreign transaction fee credit card.

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Not Sure Which Card to Choose?

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There are lots of transaction fees associated with credit cards such as cash advance fees, balance transfer fees, foreign transaction fees, and more. Different credit cards from different banks and credit card companies come with different...
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