Top Offers with No Foreign Transaction Fees 2026

When you use your credit card while travelling abroad, you may notice one fee on your receipt or credit card statement - a foreign transaction fee (sometimes also called a currency conversion fee). That is a standard fee of 2-3% on any purchase made with a credit card outside the U.S. But you can avoid this fee if you have a no foreign transaction fee card. There are credit cards out there that charge no foreign transaction fees, and you can find some of them below.

June 2026: TOP NO FOREIGN TRANSACTION FEE OFFER

5
Card Overall Rating
See website for Details^
Intro APR on Purchases
See website for Details*
Intro APR on Balance Transfers
N/A
Regular Purchase APR
29.99%^
Rate & Fees
Annual Fee
$0^
  • 2% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted
  • No Limit on Monthly Rewards Earned
  • Fast and easy application process

More No Foreign Transaction Fee Credit Cards

This offer is not available in DC, DE, HI, MA, MD, MO, NJ, NV, NY, RI, SC, SD, TX, VI, VT, WV, WI.

5
Card Overall Rating
Excellent/Good Credit
  • Upgrade to the Aven Home Equity card to get up to $400,000 Credit Limit with APR as low as 6.99%
  • $0 Annual Fee
  • 3% Cash Back on All Purchases Up to $10,000, Every Year*
  • 2% Unlimited Cash Back on All Purchases
  • Aven Black Metal Card
  • Rates as low as 17.99% with the Aven Rewards Visa Credit Card
  • Aven - 4.9/5 Star Rating on Trustpilot from 4,000+ reviews
  • No Foreign Transaction Fees
  • Travel Assistance Services
  • Aven accounts are arranged by Aven Financial, Inc., dba "Aven" (or "AvenCard" in AR, ID, and PA). NMLS #2042345. See aven.com/licenses for licensing info.
  • Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289*

This offer is not available in DC, DE, HI, MA, MD, MO, NJ, NV, NY, RI, SC, SD, TX, VI, VT, WV, WI.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
17.99% - 27.99%
Annual Fee
$0
5
Card Overall Rating
Excellent, Good, Limited History, No History, Limited, No Credit
  • 1% cash back on all purchases. Unlock 3% on gas and groceries with AutoPay
  • No Annual Fee
  • 1-10% cash back at select national merchants
  • Credit limit increases in as early as 4 months for qualified borrowers
  • Pay with ease with a contactless card or on your phone using Apple Pay, Google Pay, or Samsung Pay
  • Build credit alongside hundreds of thousands of Tilt card members
  • Tilt reports to all 3 major credit bureaus
  • Freeze your card in the mobile app at any time for peace of mind
  • Zero liability fraud coverage
  • No security deposits required
  • Card issued by WebBank
  • Rates & Fees
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
29.99% Variable
Annual Fee
$0
5
Card Overall Rating
Excellent / Good Credit
  • Take advantage of a one-time bonus, terms apply.
  • Earn miles or point rewards on every purchase. Rewards won’t expire.
  • Redeem earned rewards for travel and more.
  • Enjoy 0% Intro APR on purchases; ongoing variable APR applies after that.
Intro APR on Purchases
0% (up to 15 months)
Intro APR on Balance Transfers
0% (up to 18 months)
Regular Purchase APR
Annual Fee
$0
5
Card Overall Rating
Fair/Bad/No Credit
  • To apply for a Chime Card™, Chime® Checking Account is required to apply.
  • Build your credit history.398
  • Earn cash back (2% cash back399 on category of choice, e.g., gas and groceries) with Chime Plus™* status.
  • No annual fees or interest. No credit check to apply.400
  • Fee-free (in-network) ATM network404 and cash deposits405.
Intro APR on Purchases
No Interest
Intro APR on Balance Transfers
No Interest
Regular Purchase APR
No interest
Annual Fee
$0
5
Card Overall Rating
See website for Details^
  • 2% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted
  • No Limit on Monthly Rewards Earned
  • Fast and easy application process
  • Conveniently Pay Your Card Through Our Online Portal, 24/7
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Avant branded credit products are issued by WebBank
  • Eligibility for a card is not guaranteed. Your eligibility for a card depends on the information you provide in your application
  • ^See the Provider’s terms for more information
  • See the Rewards Terms and Conditions for more information
Intro APR on Purchases
See website for Details*
Intro APR on Balance Transfers
N/A
Regular Purchase APR
29.99%^
Annual Fee
$0^
5
Card Overall Rating
Excellent Credit
  • Redeem at 2% value for airfare and 1% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $500 cash back, issued as a direct deposit statement credit.
  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
  • With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
  • Brushed Metal Card: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its contactless patented card design and metal construction raises the standard. Carry a card with distinction.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $299 ($149 for each Authorized User). Terms and conditions apply.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Regular Purchase APR
19.49% to 27.49% Variable, based on your creditworthiness and other factors
Annual Fee
$299 ($149 for each Authorized User added to the account)
5
Card Overall Rating
Fair, Limited History, No History, Limited, No Credit
  • 1-10% cash back at select national merchants
  • No Credit Score? No problem. Credit history isn’t required for approval
  • No annual fee and no security deposit required
  • Credit limit increases in as early as 4 months for qualified borrowers
  • Build credit alongside hundreds of thousands of Tilt card members
  • Tilt reports to all 3 major credit bureaus
  • Freeze your card in the mobile app at any time for peace of mind
  • Zero liability fraud coverage
  • Card issued by WebBank
  • Rates & Fees
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
29.24% - 34.24% Variable
Annual Fee
$0
4
Card Overall Rating
Excellent/Good Credit
  • Get $200 in bitcoin when you spend $3,000 in your first 90 days. Intro Promo Terms
  • Earn 4% back – now includes gas, EV charging, transit, taxis & rideshare purchases up to $300 in spend per month, 1% thereafter. Spend cycle refreshes on the 1st of each calendar month.
  • Earn 3% back on dining and 2% back on groceries.
  • All other purchases earn 1% back per dollar spent.
  • You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
  • No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
16.49 to 34.49% Variable
Annual Fee
$0
5
Card Overall Rating
See website for Details^
  • 1% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted
  • No Limit on Monthly Rewards Earned
  • Fast and easy application process
  • Conveniently Pay Your Card Through Our Online Portal, 24/7
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Avant branded credit products are issued by WebBank
  • Eligibility for a card is not guaranteed. Your eligibility for a card depends on the information you provide in your application
  • ^See the Provider’s terms for more information
  • See the Rewards Terms and Conditions for more information
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
35.99%^
Annual Fee
$39^
5
Card Overall Rating
Excellent Credit
  • Redeem at 2% value for airfare and 1.5% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $750 cash back, issued as a direct deposit statement credit.
  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • $200 Annual Airline Credit: Receive up to $200 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.
  • $100 Annual Dining Credit: Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.
  • Receive up to $120 reimbursment credit for a Global Entry or TSA PreCheck® application fee. Global Entry includes access to TSA PreCheck® with no additional application or fee required.
  • 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
  • With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
  • Black-PVD-Coated Metal Card and Made of Stainless Steel®: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its stainless steel, contactless patented card design and metal construction raises the standard. Carry a card with distinction.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $699 ($249 for each Authorized User). Terms and conditions apply.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Regular Purchase APR
19.49% to 27.49% Variable, based on your creditworthiness and other factors
Annual Fee
$699 ($249 for each Authorized User added to the account)
5
Card Overall Rating
See website for Details^
  • 1% Unlimited Cash Back on Every Purchase, Everywhere MasterCard is accepted
  • No Limit on Monthly Rewards Earned
  • Fast and easy application process
  • Conveniently Pay Your Card Through Our Online Portal, 24/7
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Avant branded credit products are issued by WebBank
  • Eligibility for a card is not guaranteed. Your eligibility for a card depends on the information you provide in your application
  • ^See the Provider’s terms for more information
  • See the Rewards Terms and Conditions for more information
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
35.99%^
Annual Fee
$75^
4
Card Overall Rating
Excellent Credit
  • Redeem at 2% value for airfare and 2% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $1000 cash back, issued as a direct deposit statement credit.
  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • $300 Annual Airline Credit: Receive up to $300 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.
  • $200 Annual Dining Credit: Get up to $200 in annual statement credits when you use your Luxury Card at qualifying restaurants.
  • $200 Ship&Play Credit: Send your belongings ahead of time with Ship&Play and receive up to $200 in credits annually.
  • Receive up to $120 reimbursment credit for a Global Entry or TSA PreCheck® application for each Mastercard Gold Card Primary Cardmember and Authorized Users.
  • 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
  • With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
  • Made with 24K Gold®: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its contactless patented card design and metal construction raises the standard. Carry a card with distinction.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $1,199 ($349 for each Authorized User). Terms and conditions apply.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Regular Purchase APR
19.49% to 27.49% Variable, based on your creditworthiness and other factors
Annual Fee
$1,199 ($349 for each Authorized User added to the account)
Avant Card
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4
Card Overall Rating
See website for Details^
  • Fast and easy application process
  • We may periodically review your account for Credit Line Increases
  • May help strengthen your credit history with responsible use
  • No Hidden Fees^
  • $0 Foreign Transaction Fees
  • Conveniently pay your card through our online portal, 24/7
  • Zero Fraud Liability for Unauthorized Charges
  • Avant branded credit products are issued by WebBank
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Cash Advance Fee - The greater of $10 or 3% of the amount of the cash advance
  • Late Fee up to $39
  • Returned Payment Fee : Up to $25
  • ^See the Provider’s terms for more information
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
35.99%^
Annual Fee
$0^
FinanceBuzz
Compare
5
Card Overall Rating
Excellent, Good Credit
  • Get up to 75,000 bonus points— and turn them into up to $1,125 in travel.
  • Earn 1X - 5X Points on card purchases.
  • Valuable Travel Benefits
  • 1:1 Point Transfer
  • No Foreign Transaction Fees
  • Immense Partner Value
Intro APR on Purchases
See terms
Intro APR on Balance Transfers
See terms
Regular Purchase APR
See terms
Annual Fee
See terms

No Extra Fees with No Foreign Fee Cards

A no foreign transaction fee credit card won't charge you any extra fees when you use it to make purchases outside of the United States. The last thing you want to see when you come back from your vacation is jaw dropping bill for something you even might have not known about. But there is no need to worry about this extra fee when you have a card without foreign transaction fee. And if you find a no foreign transaction fee card that offers rewards for travelers, you can reap even more benefits.

Most travel rewards credit cards and airline co-branded credit cards feature no foreign transaction fees among other travel perks. More and more other types of cards are offering this feature and waiving foreign transaction fees, but you need to make sure you read the fine print, to make sure you don't find a surprise on your credit card bill when you get home from traveling abroad.

If you travel a lot and use your credit cards to pay while you are abroad, a credit card with no foreign transaction fee is a must have for you. The common foreign transaction fee is 3% for each transaction you make. You can easily calculate how much you'll pay for a convenience of using your credit card abroad. And this is the amount you can save by simply using a no foreign transaction fee credit card.

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You are right, the Allegiant credit card comes with $59 annual fee. However, they no longer charge the foreign transaction fee. If you want to have a credit card that you can use for miles earning for Allegiant Air flights, you should consider...
A foreign transaction fee is a fee that you are charged every time you use your card to make a purchase in another country. Usually this fee is charged as a percentage of the purchase - common it is 2%-3%. If you are a frequent traveler and shop...
There are lots of transaction fees associated with credit cards such as cash advance fees, balance transfer fees, foreign transaction fees, and more. Different credit cards from different banks and credit card companies come with different...
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