Top Offers with No Foreign Transaction Fees 2022

When you use your credit card while travelling abroad, you may notice one fee on your receipt or credit card statement - a foreign transaction fee (sometimes also called a currency conversion fee). That is a standard fee of 2-3% on any purchase made with a credit card outside the U.S. But you can avoid this fee if you have a no foreign transaction fee card. There are credit cards out there that charge no foreign transaction fees, and you can find some of them below.

May 2022: TOP NO FOREIGN TRANSACTION FEE OFFER

4
Card Overall Rating
Any Credit
Card Type
Debit
Activation Fee
No
Maintenance Fee
No
Overdraft Available
Yes
  • No Monthly Fees.
  • Fee-free Overdraft up to $200 with SpotMe*
  • Grow your savings automatically

More No Foreign Transaction Fee Credit Cards

5
Card Overall Rating
Excellent/Good Credit
  • Earn Cash Back for Everyday Purchases
  • No Caps. No Limits. No Gimmicks.
  • 2% Cash Back** on all purchases for PenFed Honors Advantage Membersƚƚ
  • 1.5% Cash Back** on all purchases made with your card
  • $100 Bonus Offer Statement Creditƚ When you spend $1,500 in the first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 15.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
15.99% to 17.99% Variable
Annual Fee
$0
BlockFi Application
Compare now (15) »

This offer is not available in Kentucky, New York, U.S. territories.

5
Card Overall Rating
Excellent/Good Credit
  • The World’s First Crypto Rewards Credit Card
  • Know if you’re approved without affecting your credit score
  • There are no fees to use the card. No annual fee. No foreign transaction fees.
  • Earn 3.5% back in crypto on all purchases in your first 3 months up to $100 in crypto, and 1.5% forever after
  • Earn 2% back in crypto on every dollar over $50,000 of annual spend

This offer is not available in Kentucky, New York, U.S. territories.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
N/A
Annual Fee
$0
5
Card Overall Rating
Excellent/Good Credit
  • Earn more everywhere you go!
  • 50,000ƚ when you spend $3000 in the first 90 days
  • Up to $799^ total Travel value
  • 4X Points** on all Travel categories for PenFed Honors Advantage Membersƚƚ
  • 3X Points** on all Travel categories
  • 1.5X Points** on all other purchases
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $95 (waived for existing PenFed Honors Advantage Membersƚƚ)***
  • Purchase Variable APR*: 15.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
15.99% to 17.99% Variable
Annual Fee
$95
5
Card Overall Rating
Excellent/Good/Limited/No Credit
  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 13.24% - 27.24%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank, Member FDIC
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
13.24% - 27.24% Variable
Annual Fee
$0
5
Card Overall Rating
Excellent / Good Credit
  • Take advantage of a one-time bonus, terms apply.
  • Earn miles or point rewards on every purchase. Rewards won’t expire.
  • Redeem earned rewards for travel and more.
  • Enjoy 0% Intro APR on purchases; ongoing variable APR applies after that.
Intro APR on Purchases
0% (up to 15 months)
Intro APR on Balance Transfers
0% (up to 12 months)
Ongoing APR
See terms
Annual Fee
$0

This offer is not available in CO, DC, IA, MD, WV, WI.

4
Card Overall Rating
Good/Fair/Limited/No Credit
  • Credit line up to $1,000 – get a response in minutes
  • No security deposit or credit history required to apply
  • Zero Fraud Liability – you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase
  • Worldwide acceptance in stores or online
  • Start establishing credit history – monthly reporting to all 3 major credit bureaus
  • 24/7 online account management – friendly support in English and Spanish
  • If you are assessed a finance charge, it will be no less than $1.00
  • Card issued by WebBank, Member FDIC
  • You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

This offer is not available in CO, DC, IA, MD, WV, WI.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
24.90% - 29.90% (Variable)
Annual Fee
$0 - $49
5
Card Overall Rating
Excellent/Good Credit
  • Get Rewarded on Everyday Purchases
  • 5x Points** on gas paid at the pump and EV charging stations
  • 3x Points** at the supermarket (including most Target and Walmart locationsƚ), restaurants, and TV, radio, cable, streaming services
  • 1x Points** on all other purchases
  • 15,000 when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 14.49% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
14.49% to 17.99% Variable
Annual Fee
$0
5
Card Overall Rating
Fair/Bad/Limited/No Credit
  • $0 Annual Fee
  • Variable APRs range from 20.24% - 29.74%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
20.24 - 29.74% Variable
Annual Fee
$0
5
Card Overall Rating
Excellent/Good Credit
  • Our Lowest-Rate Card
  • Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
  • LOW APR on all purchases
  • $100 Bonus Offer Statement Creditƚ when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 15 months. 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 15 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 7.49% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 15 Months
Ongoing APR
7.49% to 17.99% Variable
Annual Fee
$0
4
Card Overall Rating
  • No Monthly Fees.
  • Fee-free Overdraft up to $200 with SpotMe*
  • Grow your savings automatically
  • Set up Direct Deposit and receive your paycheck up to 2 days earlier^ than some of your co-workers!
  • Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.
  • *Eligibility requirements and overdraft limits apply.
  • ^Early access to direct deposit funds depends on payer.
Card Type
Debit
Activation Fee
No
Maintenance Fee
No
Overdraft Available
Yes

This offer is not available in District Of Columbia, Iowa, Washington, West Virginia, Wisconsin.

5
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions**
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, Washington, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
8.99% - 29.99%
Annual Fee
$0
4
Card Overall Rating
Good/Excellent Credit
  • Earn up to $200 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card
  • Earn 3% cash back rewards for a year when you set up direct deposit with SoFi. After that, earn 2%* unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi. Plus, redeem points toward crypto
  • No annual fee, no foreign transaction fee, Mastercard World Elite benefits
  • See offer and benefit terms
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
13.24% to 25.49%* Variable
Annual Fee
$0
Deserve EDU Application
Compare
5
Card Overall Rating
Good/Limited Credit
  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
19.49% Variable
Annual Fee
$0

No Extra Fees with No Foreign Fee Cards

A no foreign transaction fee credit card won't charge you any extra fees when you use it to make purchases outside of the United States. The last thing you want to see when you come back from your vacation is jaw dropping bill for something you even might have not known about. But there is no need to worry about this extra fee when you have a card without foreign transaction fee. And if you find a no foreign transaction fee card that offers rewards for travelers, you can reap even more benefits.

Most travel rewards credit cards and airline co-branded credit cards feature no foreign transaction fees among other travel perks. More and more other types of cards are offering this feature and waiving foreign transaction fees, but you need to make sure you read the fine print, to make sure you don't find a surprise on your credit card bill when you get home from traveling abroad.

If you travel a lot and use your credit cards to pay while you are abroad, a credit card with no foreign transaction fee is a must have for you. The common foreign transaction fee is 3% for each transaction you make. You can easily calculate how much you'll pay for a convenience of using your credit card abroad. And this is the amount you can save by simply using a no foreign transaction fee credit card.

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A foreign transaction fee is a fee that you are charged every time you use your card to make a purchase in another country. Usually this fee is charged as a percentage of the purchase - common it is 2%-3%. If you are a frequent traveler and shop...
There are lots of transaction fees associated with credit cards such as cash advance fees, balance transfer fees, foreign transaction fees, and more. Different credit cards from different banks and credit card companies come with different...
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