CREDIT CARDS FOR GOOD CREDIT IN 2024

For those with good credit, looking for a new credit card will be easy. You will have many cards to choose from featuring low interest rates, great benefits, and fabulous rewards programs. Many of these cards have no annual fee. Interest rates will vary: the better your credit, the better the rates will be. Because you have good credit, card issuers believe you should be rewarded so there are a variety of enticing offers. Apply here for a card by filling out a simple and secure application.

March 2024: BEST CREDIT CARD OFFER FOR GOOD CREDIT

5
Card Overall Rating
Good to Excellent Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
13.50% - 18.00% Variable APR
Annual Fee
None
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash

More Credit Offers for Good Credit

This offer is not available in U.S. territories.

4
Card Overall Rating
Excellent/Good Credit
  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

This offer is not available in U.S. territories.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
20.99% to 30.99%, based on your creditworthiness
Annual Fee
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
First Tech Platinum Rewards Mastercard® Application
Compare now (15) »
on First Tech's secure website
5
Card Overall Rating
Good to Excellent Credit
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
13.24% - 18.00% Variable APR
Annual Fee
None

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0
First Tech Choice Rewards World Mastercard® Application
Compare now (15) »
on First Tech's secure website
5
Card Overall Rating
Good to Excellent Credit
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
13.50% - 18.00% Variable APR
Annual Fee
None
4
Card Overall Rating
Excellent / Good / Fair Credit
  • Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.272
  • Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
  • Earn 2% cash back everywhere else Mastercard is accepted.
  • Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
  • The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
  • The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
20.24% - 32.24% Variable APR as of 9/1/2023272
Annual Fee
None
4
Card Overall Rating
Fair / Good Credit
  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7
  • No security deposit required, even with less than perfect credit
  • Simple application process with a quick decision
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
See terms
Annual Fee
See terms
5
Card Overall Rating
Good Credit
  • Enjoy 0% Intro APR on Purchases and/or Balance Transfers; a variable go-to APR applies when the introductory period is over.
  • There is a balance transfer fee.
  • Earn rewards on all purchases.
  • No Annual Fee.
Intro APR on Purchases
0% (up to 21 months)
Intro APR on Balance Transfers
0% (up to 21 months)
Regular Purchase APR
See terms
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

4
Card Overall Rating
Any Credit
  • Get Personalized Credit Card Offers Based on Your Credit File from Experian®. 100% Free!
  • Credit Cards Matched For You
  • Compare Credit Card Offers
  • See Cards In Under 60 Seconds

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

Intro APR on Purchases
See terms
Intro APR on Balance Transfers
See terms
Regular Purchase APR
See terms
Annual Fee
See terms
4
Card Overall Rating
Poor to Good Credit
  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Simple and fast application process
  • Greater access to credit than before - $700 credit limit
  • $0 Fraud Liability* for unauthorized use offers you peace of mind
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
See terms
Annual Fee
See terms

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0

Top Credit Cards for Good Credit

Having a good credit score not only indicates your financial responsibility - it shows banks and other financial institutions that you are trustworthy, and a good risk for loans and lines of credit. It makes life easier for you because you'll have no trouble qualifying for the best offers, including cash back, bonus points, and low or no-interest cards.

So, what is a good credit rating? FICO score is one representative of your credit history. And what are good credit scores? According to the FICO score range, scores between 700 and 749 are considered good credit. But the scores alone may not tell the whole story, and are not a guarantee that you will be approved for any credit card offer.

When you have good credit, you can borrow money at better interest rates, because banks know that you are having a solid history to meet financial obligations. Potential employers may also look at credit reports when they evaluate candidates - so your good credit could help you get a job.

How to get good credit? Well it's at the same time easy and not. You should make all your monthly payments with all your creditors on time. And it's better to pay more than a minimum because high amounts of debt won't be good for your credit. Length of your credit history and good mix of different types of credit accounts also make your good credit.

You'll qualify for a lower interest rate on mortgages, home equity lines of credit, car loans, and credit cards when you have a high credit score. You can even save with 0% APR on balance transfers and new purchases, and get cash back on purchases made everywhere you shop. That is what considered good credit and what you get when your credit is good.

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
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Will not affect your
credit score
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
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Credit scores generally range from 300 to 850±. The more the number, the better credit score you have. generally a good credit score is within the range on 700 and 749. So if you if yours falls into this interval, you are the lucky one with the...
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