CREDIT CARDS FOR GOOD CREDIT IN 2023

For those with good credit, looking for a new credit card will be easy. You will have many cards to choose from featuring low interest rates, great benefits, and fabulous rewards programs. Many of these cards have no annual fee. Interest rates will vary: the better your credit, the better the rates will be. Because you have good credit, card issuers believe you should be rewarded so there are a variety of enticing offers. Apply here for a card by filling out a simple and secure application.

December 2023: BEST CREDIT CARD OFFER FOR GOOD CREDIT

4
Card Overall Rating
Excellent, Good Credit
Intro APR on Purchases
0% (9 Months)
Intro APR on Balance Transfers
N/A
Regular Purchase APR
20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
*Rates and Terms and Benefit Terms
Annual Fee
None
  • Earn 15,000 bonus points after spending $1,000 in your first 3 months - that's $150 in value when you redeem with GM.
  • Earn 4X points for every $1 spent on all purchases, and 7X total points for every $1 spent on GM purchases. Points don't expire as long as your account remains open.
  • Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM.

More Credit Offers for Good Credit

First Tech Platinum Rewards Mastercard® Application
Compare now (18) »
on First Tech's secure website
5
Card Overall Rating
Excellent / Good / Fair Credit
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
13.24% - 18.00% Variable APR
Annual Fee
None
5
Card Overall Rating
Excellent, Good Credit
  • Earn $125 in statement credit when you use the Sony Visa® Credit Card to spend $500 within 60 days of account opening. Offer ends on 3/31/24*
  • Earn 5X points on entertainment purchases like movie and concert tickets and on purchases of Sony products at the Sony Store or authorized retailers with purchase confirmation.**,***
  • Earn 2X points on ride shares, cable & internet as well as restaurants, including dine-in, takeout and delivery.**
  • Earn 1 point for every $1 spent on all other purchases.**
  • Once approved, a temporary shopping pass may be issued and sent to your smartphone, allowing you to shop online right away.+
  • No annual fee.++
  • Turn your points into countless rewards, including VIP experiences, the latest tech and hottest entertainment.
  • This is a good card for Entertainment Enthusiasts.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.
Annual Fee
None
First Tech Choice Rewards World Mastercard® Application
Compare now (18) »
on First Tech's secure website
5
Card Overall Rating
Excellent / Good Credit
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
13.50% - 18.00% Variable APR
Annual Fee
None
5
Card Overall Rating
Excellent, Good Credit
  • Earn a $100 statement credit when you open and use the PlayStation® Visa® Credit Card to spend $400 in purchases within 60 days of account opening. Offer ends 12/31.*
  • Earn 5X points when you shop directly from PlayStation and on purchases of PlayStation and Sony products at PlayStation™ Store and at authorized retailers with purchase confirmation.**
  • Earn 3X points on your cable and internet bill payments.***
  • Earn 2X points at restaurants, including dine-in, takeout and delivery.***
  • Earn 1 point for every $1 spent on all other purchases.***
  • Once approved, a temporary shopping pass may be issued and sent to your smartphone, allowing you to shop online right away.††
  • No annual fee.†††
  • Turn your points into countless rewards, including VIP experiences, the latest games and gear, PlayStation™ Store codes and more.
  • This is a good card for Gamer Enthusiasts.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.
Annual Fee
None
4
Card Overall Rating
Excellent / Good / Fair Credit
  • Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.272
  • Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
  • Earn 2% cash back everywhere else Mastercard is accepted.
  • Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
  • The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
  • The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
20.24% - 32.24% Variable APR as of 9/1/2023272
Annual Fee
None

This offer is not available in U.S. territories.

4
Card Overall Rating
Excellent/Good Credit
  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

This offer is not available in U.S. territories.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
20.99% to 30.99%, based on your creditworthiness
Annual Fee
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
GM Business™ Mastercard® Application
Compare
on Goldman Sachs' secure website
5
Card Overall Rating
Excellent, Good Credit
  • Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac.
  • Get $750 in Bonus Earnings to redeem with GM when you spend $5,000 in your first 5 months.
  • 5% Earnings on purchases of eligible GM parts, accessories and service at authorized GM dealers.
  • 3% Earnings on purchases at gas stations, restaurants and office supply stores. 1% Earnings on all other purchases.
  • No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.
  • 0% Intro APR on purchases for the first 12 months; thereafter, variable APR of 19.24% to 29.24%.
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
  • Terms Apply. Subject to credit approval.
Intro APR on Purchases
0% (12 Months)
Intro APR on Balance Transfers
N/A
Regular Purchase APR
19.24% to 29.24% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
Annual Fee
None
4
Card Overall Rating
Fair / Good Credit
  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7
  • No security deposit required, even with less than perfect credit
  • Simple application process with a quick decision
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
See terms
Annual Fee
See terms
5
Card Overall Rating
Good Credit
  • Enjoy 0% Intro APR on Purchases and/or Balance Transfers; a variable go-to APR applies when the introductory period is over.
  • There is a balance transfer fee.
  • Earn rewards on all purchases.
  • No Annual Fee.
Intro APR on Purchases
0% (up to 21 months)
Intro APR on Balance Transfers
0% (up to 21 months)
Regular Purchase APR
See terms
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in U.S. territories.

4
Card Overall Rating
Excellent/Good Credit
  • Earn cash back on everyday purchases with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.
  • Get a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus.
  • Use M1 automation to easily reinvest your rewards for long-term impact.
  • Integrate even more of your financial life in one place, while M1 helps you grow your wealth with everyday transactions.
  • Visa Signature® benefits including Zero Liability, exclusive experiences, and more.
  • The credit card for investors is here. Invest when you spend and build your wealth with everyday transactions.
  • There is no annual fee.
  • Your first three months of M1 Plus is free.* Get exclusive features and discounts to help you build your wealth.

This offer is not available in U.S. territories.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
20.24% - 30.24% APR
Annual Fee
$0

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

4
Card Overall Rating
Any Credit
  • Get Personalized Credit Card Offers Based on Your Credit File from Experian®. 100% Free!
  • Credit Cards Matched For You
  • Compare Credit Card Offers
  • See Cards In Under 60 Seconds

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

Intro APR on Purchases
See terms
Intro APR on Balance Transfers
See terms
Regular Purchase APR
See terms
Annual Fee
See terms
4
Card Overall Rating
Poor to Good Credit
  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Simple and fast application process
  • Greater access to credit than before - $700 credit limit
  • $0 Fraud Liability for unauthorized use offers you peace of mind
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
See terms
Annual Fee
See terms

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0

Top Credit Cards for Good Credit

Having a good credit score not only indicates your financial responsibility - it shows banks and other financial institutions that you are trustworthy, and a good risk for loans and lines of credit. It makes life easier for you because you'll have no trouble qualifying for the best offers, including cash back, bonus points, and low or no-interest cards.

So, what is a good credit rating? FICO score is one representative of your credit history. And what are good credit scores? According to the FICO score range, scores between 700 and 749 are considered good credit. But the scores alone may not tell the whole story, and are not a guarantee that you will be approved for any credit card offer.

When you have good credit, you can borrow money at better interest rates, because banks know that you are having a solid history to meet financial obligations. Potential employers may also look at credit reports when they evaluate candidates - so your good credit could help you get a job.

How to get good credit? Well it's at the same time easy and not. You should make all your monthly payments with all your creditors on time. And it's better to pay more than a minimum because high amounts of debt won't be good for your credit. Length of your credit history and good mix of different types of credit accounts also make your good credit.

You'll qualify for a lower interest rate on mortgages, home equity lines of credit, car loans, and credit cards when you have a high credit score. You can even save with 0% APR on balance transfers and new purchases, and get cash back on purchases made everywhere you shop. That is what considered good credit and what you get when your credit is good.

GET YOUR OFFER MATCH
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
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Credit scores generally range from 300 to 850±. The more the number, the better credit score you have. generally a good credit score is within the range on 700 and 749. So if you if yours falls into this interval, you are the lucky one with the...
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