CREDIT CARDS FOR GOOD CREDIT IN 2023

For those with good credit, looking for a new credit card will be easy. You will have many cards to choose from featuring low interest rates, great benefits, and fabulous rewards programs. Many of these cards have no annual fee. Interest rates will vary: the better your credit, the better the rates will be. Because you have good credit, card issuers believe you should be rewarded so there are a variety of enticing offers. Apply here for a card by filling out a simple and secure application.

June 2023: BEST CREDIT CARD OFFER FOR GOOD CREDIT

5
Card Overall Rating
Good/Excellent Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% (12 months on balance transfers made in the first 90 days after account opening)
Regular Purchase APR
17.99% Variable
Annual Fee
$95
  • Earn more everywhere you go!
  • 50,000 Bonus Points when you spend $3000 in the first 90 days
  • Up to $799 total Travel value

More Credit Offers for Good Credit

My GM Rewards Card™ Application
Compare
on Goldman Sachs' secure website
4
Card Overall Rating
Excellent/Good/660+ Credit
  • Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
  • Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
  • Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
  • Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
  • Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
  • No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
  • 0% intro APR on purchases for the first 12 months, then a variable APR of 19.99% to 29.99%
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
  • Terms Apply. Subject to credit approval
Intro APR on Purchases
0% (12 Months)
Intro APR on Balance Transfers
N/A
Regular Purchase APR
19.99% to 29.99% variable purchase APR based on creditworthiness. Rates as of 6/1/2023
Annual Fee
None
First Tech Platinum Rewards Mastercard® Application
Compare
on First Tech's secure website
5
Card Overall Rating
Excellent/Good/Fair Credit
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular Purchase APR
12.99% - 18.00% Variable APR
Annual Fee
None
5
Card Overall Rating
Good/Excellent Credit
  • Get Rewarded on Everyday Purchases
  • 5x Points on gas paid at the pump and EV charging stations
  • 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
  • 1x Points on all other purchases
  • 15,000 Bonus Points when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% Introductory APR for 12 months on balance transfers made in the first 90 days after account opening. Read more
Regular Purchase APR
17.99% Variable
Annual Fee
$0
First Tech Choice Rewards World Mastercard® Application
Compare
on First Tech's secure website
5
Card Overall Rating
Excellent/Good Credit
  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular Purchase APR
13.25% - 18.00% Variable APR
Annual Fee
None
5
Card Overall Rating
Good/Excellent Credit
  • Earn Cash Back for Everyday Purchases
  • No Caps. No Limits. No Gimmicks.
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members
  • 1.5% Cash Back on all purchases made with your card
  • $100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% (12 months on balance transfers made in the first 90 days after account opening)
Regular Purchase APR
17.99% Variable
Annual Fee
$0
GM Business Card™ Application
Compare
on Goldman Sachs' secure website
5
Card Overall Rating
Excellent/Good Credit
  • Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac
  • Get $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months
  • 5% in Earnings on eligible GM dealership parts, accessories or service purchases
  • 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases
  • No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply
  • 0% Intro APR on purchases for the first 12 months, variable of 18.99% to 28.99% APR after
  • See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
  • Terms & Limitations Apply. Subject to credit approval
Intro APR on Purchases
0% (12 Months)
Intro APR on Balance Transfers
N/A
Regular Purchase APR
18.99% to 28.99% variable purchase APR based on creditworthiness. Rates as of 6/1/2023
Annual Fee
None
4
Card Overall Rating
Fair / Good Credit
  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
See terms
Annual Fee
See terms
5
Loan Overall Rating
Excellent / Good Credit
  • Loans between $5k - $100k, state restrictions apply1
  • Fixed rates starting at 8.99% APR (with AutoPay)2
  • 2, 3, 4, 5, 6, or 7 year repayment terms
  • No origination fees required, no prepayment penalties
  • Personal loans can be used for a variety of reasons, like paying off credit card debt, investing in home improvements, taking a special vacation, or wedding expenses
Checking Account Required
Yes
Maximum Loan Amount
$100,000
Minimum Loan Amount
$5,000
Employment Required
Yes
5
Card Overall Rating
Good Credit
  • Enjoy 0% Intro APR on Purchases and/or Balance Transfers; a variable go-to APR applies when the introductory period is over.
  • There is a balance transfer fee.
  • Earn rewards on all purchases.
  • No Annual Fee.
Intro APR on Purchases
0% (up to 21 months)
Intro APR on Balance Transfers
0% (up to 21 months)
Regular Purchase APR
See terms
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0

This offer is not available in U.S. territories.

4
Card Overall Rating
Excellent/Good Credit
  • Earn cash back on everyday purchases with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.
  • Get a baseline of 1.5% cash back on everyday purchases, and unlock higher rewards tiers of 2.5%, 5%, and 10% cash back with M1 Plus.
  • Use M1 automation to easily reinvest your rewards for long-term impact.
  • Integrate even more of your financial life in one place, while M1 helps you grow your wealth with everyday transactions.
  • Visa Signature® benefits including Zero Liability, exclusive experiences, and more.
  • The credit card for investors is here. Invest when you spend and build your wealth with everyday transactions.
  • There is no annual fee.
  • Your first three months of M1 Plus is free.* Get exclusive features and discounts to help you build your wealth.

This offer is not available in U.S. territories.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
19.99% - 29.99% APR
Annual Fee
$0

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

4
Card Overall Rating
Any Credit
  • Get Personalized Credit Card Offers Based on Your Credit File from Experian®. 100% Free!
  • Credit Cards Matched For You
  • Compare Credit Card Offers
  • See Cards In Under 60 Seconds

This offer is not available in MA, ME, ND, NH, NV, OR, RI, TN, VT.

Intro APR on Purchases
See terms
Intro APR on Balance Transfers
See terms
Regular Purchase APR
See terms
Annual Fee
See terms
4
Card Overall Rating
Poor to Good Credit
  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
See terms
Annual Fee
See terms
5
Card Overall Rating
Good/Excellent Credit
  • Our Lowest-Rate Card
  • Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
  • LOW APR on all purchases
  • 0% Introductory APR on purchases made the first 15 months after account opening. After that, the APR for any unpaid purchase balance and any new purchases will be 16.99% to 17.99% based on your creditworthiness and will vary with the market based on the prime rate. 0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR: 16.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% (15 months on balance transfers made in the first 90 days after account opening)
Regular Purchase APR
16.99% to 17.99% Variable
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

4
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Regular Purchase APR
14.99% - 29.99%
Annual Fee
$0

Top Credit Cards for Good Credit

Having a good credit score not only indicates your financial responsibility - it shows banks and other financial institutions that you are trustworthy, and a good risk for loans and lines of credit. It makes life easier for you because you'll have no trouble qualifying for the best offers, including cash back, bonus points, and low or no-interest cards.

So, what is a good credit rating? FICO score is one representative of your credit history. And what are good credit scores? According to the FICO score range, scores between 700 and 749 are considered good credit. But the scores alone may not tell the whole story, and are not a guarantee that you will be approved for any credit card offer.

When you have good credit, you can borrow money at better interest rates, because banks know that you are having a solid history to meet financial obligations. Potential employers may also look at credit reports when they evaluate candidates - so your good credit could help you get a job.

How to get good credit? Well it's at the same time easy and not. You should make all your monthly payments with all your creditors on time. And it's better to pay more than a minimum because high amounts of debt won't be good for your credit. Length of your credit history and good mix of different types of credit accounts also make your good credit.

You'll qualify for a lower interest rate on mortgages, home equity lines of credit, car loans, and credit cards when you have a high credit score. You can even save with 0% APR on balance transfers and new purchases, and get cash back on purchases made everywhere you shop. That is what considered good credit and what you get when your credit is good.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

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If your credit score is between 700 and 749±, you have a good credit history. You may call yourself a lucky one - all the doors are open to you. You may choose from a wide variety of credit cards. First of all, you need to identify your goals. Do...
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Credit scores generally range from 300 to 850±. The more the number, the better credit score you have. generally a good credit score is within the range on 700 and 749. So if you if yours falls into this interval, you are the lucky one with the...
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