This offer is not available in DC, GA, IA, MA, WV, WI. See offers for your state

Card
Network

Visa®
Bank

Cross River Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent, Good, Fair, Average

This offer is not available in DC, GA, IA, MA, WV, WI. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in DC, GA, IA, MA, WV, WI. See offers for your state

MAIN CARD FEATURE

1.5% unlimited cash back on every purchase

CARD DETAILS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy
+ Pros
  • Unlimited cash back rewards.
  • High credit limit.
  • Welcome bonus.
- Cons
  • Cannot be used at an ATM.

REWARDS: Cash Back

Rewards Program
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards Bonus
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Redemption Options
See terms

PURCHASES

Intro
APR

N/A
Ongoing
APR

14.99% - 29.99%
Penalty
APR

N/A
Minimum Grace
Period

N/A
Minimum Interest
Charge

N/A

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

14.99% - 29.99%
Balance Transfer
Fee

Up to 5%
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

N/A
Cash Advance
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

GENERAL FEES

Application Processing
Fee

$0
Annual
Fee

$0
Foreign Transaction
Fee

Up to 3%
Late Payment
Fee

May apply
Card Overall Rating
APPLY
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