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Top Credit card offers with Point Rewards in 2023
Point rewards credit card offers are ideal for people who want more flexibility when earning and redeeming their rewards. Get generous bonus points and redeem them for various rewards, like travel, gas, groceries, and gift certificates! Point Rewards cards may also offer 0% intro APR on purchases, no annual fees, low rates, or high spending limits!
December 2023: BEST POINT REWARDS CARD
Compare
Excellent, Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.
Annual Fee
None
- Earn $125 in statement credit when you use the Sony Visa® Credit Card to spend $500 within 60 days of account opening. Offer ends on 3/31/24*
- Earn 5X points on entertainment purchases like movie and concert tickets and on purchases of Sony products at the Sony Store or authorized retailers with purchase confirmation.**,***
- Earn 2X points on ride shares, cable & internet as well as restaurants, including dine-in, takeout and delivery.**
More Cards with Points Rewards
Excellent, Good Credit
- Earn a $100 statement credit when you open and use the PlayStation® Visa® Credit Card to spend $400 in purchases within 60 days of account opening. Offer ends 12/31.*
- Earn 5X points when you shop directly from PlayStation and on purchases of PlayStation and Sony products at PlayStation™ Store and at authorized retailers with purchase confirmation.**
- Earn 3X points on your cable and internet bill payments.***
- Earn 2X points at restaurants, including dine-in, takeout and delivery.***
- Earn 1 point for every $1 spent on all other purchases.***
- Once approved, a temporary shopping pass may be issued and sent to your smartphone, allowing you to shop online right away.††
- No annual fee.†††
- Turn your points into countless rewards, including VIP experiences, the latest games and gear, PlayStation™ Store codes and more.
- This is a good card for Gamer Enthusiasts.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
19.24%, 25.24%, or 27.99%, based upon your creditworthiness.
Annual Fee
None
Excellent / Good / Fair Credit
- Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
- Earn 1 point for every $1 spent on everyday purchases
- No annual fee or balance transfer fee
- Points never expire while account is open and in good standing
- Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
13.24% - 18.00% Variable APR
Annual Fee
None
This offer is not available in U.S. territories.
Excellent/Good Credit
- Receive a $200 statement credit when you spend $3,000 in the first 3 months.
- Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
- Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
- No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
- Manage your card and finances using Rocket Money app.
- Digital card security with built-in features, like Freeze Card.
- Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
- See if you’re preapproved in as little as 2 minutes with no impact to your credit score.
This offer is not available in U.S. territories.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
20.99% to 30.99%, based on your creditworthiness
Annual Fee
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Excellent, Good Credit
- Earn 15,000 bonus points after spending $1,000 in your first 3 months - that's $150 in value when you redeem with GM.
- Earn 4X points for every $1 spent on all purchases, and 7X total points for every $1 spent on GM purchases. Points don't expire as long as your account remains open.
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM.
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac.
- Already have a GM vehicle? Use your points toward your GM Financial account, Certified Service, eligible Accessories, and more.
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.
- 0% Intro APR on purchases for the first 9 months; thereafter, variable APR of 20.24% to 29.99%.
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms Apply. Subject to credit approval.
Intro APR on Purchases
0% (9 Months)
Intro APR on Balance Transfers
N/A
Ongoing APR
20.24% to 29.99% variable purchase APR based on creditworthiness. Rates as of 8/1/2023
Annual Fee
None
Excellent / Good Credit
- Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
- Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
- Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
- No points maximum and your points never expire
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
13.50% - 18.00% Variable APR
Annual Fee
None
Excellent / Good Credit
- Earn point rewards on all your purchases, every day.
- Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
- No Annual Fee
Point Rewards and More
Most credit cards now come with extensive rewards programs, so it's time to start saving money before and after your first purchase. But not only can you save money, there are tons of perks associated with rewards cards that most card holders are not taking advantage of. Here are a few little-known benefits associated with your credit card.
- Lost luggage reimbursement covers the cost of your luggage and its contents in the case of stolen or damaged property on planes, trains, and even buses.
- Price protection is a common benefit offered by credit card companies when cardholders receive a refund if an item bought with that credit card drops in price within a specified time period.
- Zero Liability Policy is a guarantee that you won't be held accountable for unauthorized charges made with your account or account information. You are protected if your card is lost, stolen or fraudulently used, online or offline.
Here are some other things to keep in mind when trying to maximize your credit card rewards:
- Find out how many points you can earn and if there is a limit.
- Make note of when your points expire.
- Get the details on how you can spend your points.
Not Sure Which Card to Choose?
Ask Our Experts or Read Credit Card FAQs
One point per dollar spent is a pretty much standard reward that is offered on most reward credit cards. If you want to earn more, you can look at the credit card offers from Barclays. Their credit cards can offer a bit more than a standard one...
The Blue Delta SkyMiles co-branded credit card has a 10k bonus offer. Practically it does not guarantee that you will get an award ticket without additional spendings. Note that the redemption options and required number of miles for an award ticket...
With the Express Next credit card you can earn rewards both in-store and online, however, this is a store card, so the rule only applies to Express purchases, you can't use your card anywhere else. With general rewards credit cards you can earn...
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