Top Credit card offers with Point Rewards in 2020

Point rewards credit card offers are ideal for people who want more flexibility when earning and redeeming their rewards. Get generous bonus points and redeem them for various rewards, like travel, gas, groceries, and gift certificates! Point Rewards cards may also offer 0% intro APR on purchases, no annual fees, low rates, or high spending limits!

May 2020: BEST POINT REWARDS CARD

5
Card Overall Rating
Excellent / Good Credit
Intro APR on Purchases
See Site
Intro APR on Balance Transfers
See Site
Ongoing APR
See Site
Annual Fee
See Site
  • Earn point rewards on all your purchases, every day.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • No Annual Fee

More Cards with Points Rewards

3
Card Overall Rating
Excellent Credit
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 11.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive 1.25 points per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
11.25% (variable)
Annual Fee
NONE
5
Card Overall Rating
Excellent Credit
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee
Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfers
N/A
Ongoing APR
12.90% - 22.90% Variable APR
Annual Fee
$0
5
Card Overall Rating
Excellent / Good Credit
  • Earn point rewards on all your purchases, every day.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • No Annual Fee
Intro APR on Purchases
Intro APR on Balance Transfers
Ongoing APR
Annual Fee

Point Rewards and More

Most credit cards now come with extensive rewards programs, so it's time to start saving money before and after your first purchase. But not only can you save money, there are tons of perks associated with rewards cards that most card holders are not taking advantage of. Here are a few little-known benefits associated with your credit card.

  • Lost luggage reimbursement covers the cost of your luggage and its contents in the case of stolen or damaged property on planes, trains, and even buses.
  • Price protection is a common benefit offered by credit card companies when cardholders receive a refund if an item bought with that credit card drops in price within a specified time period.
  • Zero Liability Policy is a guarantee that you won't be held accountable for unauthorized charges made with your account or account information. You are protected if your card is lost, stolen or fraudulently used, online or offline.

Here are some other things to keep in mind when trying to maximize your credit card rewards:

  • Find out how many points you can earn and if there is a limit.
  • Make note of when your points expire.
  • Get the details on how you can spend your points.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
One point per dollar spent is a pretty much standard reward that is offered on most reward credit cards. If you want to earn more, you can look at the credit card offers from Barclays. Their credit cards can offer a bit more than a standard one...
The Blue Delta SkyMiles co-branded credit card has a 10k bonus offer. Practically it does not guarantee that you will get an award ticket without additional spendings. Note that the redemption options and required number of miles for an award ticket...
With the Express Next credit card you can earn rewards both in-store and online, however, this is a store card, so the rule only applies to Express purchases, you can't use your card anywhere else. With general rewards credit cards you can earn...
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