Top Credit card offers with Point Rewards in 2022

Point rewards credit card offers are ideal for people who want more flexibility when earning and redeeming their rewards. Get generous bonus points and redeem them for various rewards, like travel, gas, groceries, and gift certificates! Point Rewards cards may also offer 0% intro APR on purchases, no annual fees, low rates, or high spending limits!

May 2022: BEST POINT REWARDS CARD

BlockFi Application
Compare now (15) »
5
Card Overall Rating
Excellent/Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
N/A
Annual Fee
$0
  • The World’s First Crypto Rewards Credit Card
  • Know if you’re approved without affecting your credit score
  • There are no fees to use the card. No annual fee. No foreign transaction fees.

This offer is not available in Kentucky, New York, U.S. territories.

More Cards with Points Rewards

5
Card Overall Rating
Excellent/Good Credit
  • Earn more everywhere you go!
  • 50,000ƚ when you spend $3000 in the first 90 days
  • Up to $799^ total Travel value
  • 4X Points** on all Travel categories for PenFed Honors Advantage Membersƚƚ
  • 3X Points** on all Travel categories
  • 1.5X Points** on all other purchases
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $95 (waived for existing PenFed Honors Advantage Membersƚƚ)***
  • Purchase Variable APR*: 15.99% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
15.99% to 17.99% Variable
Annual Fee
$95
5
Card Overall Rating
Excellent/Good Credit
  • Patented black PVD metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions.
  • 1.5% value for cash back redemptions.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat.
  • Exclusive Luxury Card Travel® benefits (e.g., amenities, room upgrades and complimentary food and beverages).
  • Up to $100 annual airline credit and $100 Global Entry and TSA Pre-Check application fee credit.
  • Cell Phone Protection, Lyft credits, Postmates discounts, Fandango perks and more.
  • Annual fee: $495 ($195 for each Authorized User).
  • Earn one point for every one dollar spent.
  • Terms and conditions apply.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening.
Ongoing APR
14.99%
Annual Fee
$495 ($195 for each Authorized User added to the account)
5
Card Overall Rating
Excellent/Good Credit
  • Get Rewarded on Everyday Purchases
  • 5x Points** on gas paid at the pump and EV charging stations
  • 3x Points** at the supermarket (including most Target and Walmart locationsƚ), restaurants, and TV, radio, cable, streaming services
  • 1x Points** on all other purchases
  • 15,000 when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 14.49% to 17.99%
  • Refer to PenFed.org for Terms/Conditions
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
14.49% to 17.99% Variable
Annual Fee
$0
5
Card Overall Rating
Excellent / Good Credit
  • Earn point rewards on all your purchases, every day.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • No Annual Fee
Intro APR on Purchases
Intro APR on Balance Transfers
Ongoing APR
Annual Fee
BlockFi Application
Compare now (15) »

This offer is not available in Kentucky, New York, U.S. territories.

5
Card Overall Rating
Excellent/Good Credit
  • The World’s First Crypto Rewards Credit Card
  • Know if you’re approved without affecting your credit score
  • There are no fees to use the card. No annual fee. No foreign transaction fees.
  • Earn 3.5% back in crypto on all purchases in your first 3 months up to $100 in crypto, and 1.5% forever after
  • Earn 2% back in crypto on every dollar over $50,000 of annual spend

This offer is not available in Kentucky, New York, U.S. territories.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
N/A
Annual Fee
$0

Point Rewards and More

Most credit cards now come with extensive rewards programs, so it's time to start saving money before and after your first purchase. But not only can you save money, there are tons of perks associated with rewards cards that most card holders are not taking advantage of. Here are a few little-known benefits associated with your credit card.

  • Lost luggage reimbursement covers the cost of your luggage and its contents in the case of stolen or damaged property on planes, trains, and even buses.
  • Price protection is a common benefit offered by credit card companies when cardholders receive a refund if an item bought with that credit card drops in price within a specified time period.
  • Zero Liability Policy is a guarantee that you won't be held accountable for unauthorized charges made with your account or account information. You are protected if your card is lost, stolen or fraudulently used, online or offline.

Here are some other things to keep in mind when trying to maximize your credit card rewards:

  • Find out how many points you can earn and if there is a limit.
  • Make note of when your points expire.
  • Get the details on how you can spend your points.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
One point per dollar spent is a pretty much standard reward that is offered on most reward credit cards. If you want to earn more, you can look at the credit card offers from Barclays. Their credit cards can offer a bit more than a standard one...
The Blue Delta SkyMiles co-branded credit card has a 10k bonus offer. Practically it does not guarantee that you will get an award ticket without additional spendings. Note that the redemption options and required number of miles for an award ticket...
With the Express Next credit card you can earn rewards both in-store and online, however, this is a store card, so the rule only applies to Express purchases, you can't use your card anywhere else. With general rewards credit cards you can earn...
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