Top Credit card offers with Point Rewards in 2018

Point rewards credit card offers are ideal for people who want more flexibility when earning and redeeming their rewards. Get generous bonus points and redeem them for various rewards, like travel, gas, groceries, and gift certificates! Point Rewards cards may also offer 0% intro APR on purchases, no annual fees, low rates, or high spending limits!

July 2018: BEST POINT REWARDS CARD

Discover it® Miles Application
Compare now (48) »
5
Card Overall Rating
Excellent, Good Credit
Intro APR on Purchases
0% (14 months)
Intro APR on Balance Transfers
10.99% (14 months)
Ongoing APR
13.74% - 24.74% Variable
Annual Fee
$0
  • We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.

More Cards with Points Rewards

5
Card Overall Rating
Excellent / Good Credit
  • Earn point rewards on all your purchases, every day.
  • Enjoy 0% Intro APR on purchases or balance transfers; a variable go-to APR applies when the intro period is over.
  • No Annual Fee
Intro APR on Purchases
Intro APR on Balance Transfers
Ongoing APR
Annual Fee
5
Card Overall Rating
Excellent / Good Credit
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 11.00% (V)
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don’t Expire
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfers
0% for 12 months
Ongoing APR
11.00% (V)
Annual Fee
$0
4
Card Overall Rating
Good - Excellent Credit
  • Earn 2X points per dollar spent on gas and dining with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
11.65% - 27.65% Variable
Annual Fee
$0
3
Card Overall Rating
Excellent Credit
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 12.00% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
12.00% (variable)
Annual Fee
NONE
4
Card Overall Rating
Good - Excellent Credit
  • Earn 3X points per dollar spent on dining
  • Earn 2X points per dollar spent on gas and groceries
  • Earn 1X point for every dollar spent on all other purchases
  • Get 2,500 bonus points with your first purchase
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
11.65% - 27.65% Variable
Annual Fee
$0
ABOC Platinum Rewards Card Application
Compare now (48) »
5
Card Overall Rating
Excellent / Good Credit
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.65% - 24.65%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Intro APR on Purchases
0% for 12 months
Intro APR on Balance Transfers
0% for 12 months
Ongoing APR
14.65% - 24.65% Variable
Annual Fee
$0

Point Rewards and More

Most credit cards now come with extensive rewards programs, so it's time to start saving money before and after your first purchase. But not only can you save money, there are tons of perks associated with rewards cards that most card holders are not taking advantage of. Here are a few little-known benefits associated with your credit card.

  • Lost luggage reimbursement covers the cost of your luggage and its contents in the case of stolen or damaged property on planes, trains, and even buses.
  • Price protection is a common benefit offered by credit card companies when cardholders receive a refund if an item bought with that credit card drops in price within a specified time period.
  • Zero Liability Policy is a guarantee that you won't be held accountable for unauthorized charges made with your account or account information. You are protected if your card is lost, stolen or fraudulently used, online or offline.

Here are some other things to keep in mind when trying to maximize your credit card rewards:

  • Find out how many points you can earn and if there is a limit.
  • Make note of when your points expire.
  • Get the details on how you can spend your points.

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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
One point per dollar spent is a pretty much standard reward that is offered on most reward credit cards. If you want to earn more, you can look at the credit card offers from Barclays. Their credit cards can offer a bit more than a standard one...
The Blue Delta SkyMiles co-branded credit card has a 10k bonus offer. Practically it does not guarantee that you will get an award ticket without additional spendings. Note that the redemption options and required number of miles for an award ticket...
You can consider the Discover it® Cash Back credit card. This card has 14 months of 0% interest introductory period on purchases and balance transfers (when the introductory interest rate is over, the ongoing APR will apply). You won't be charged...
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