Card
Mastercard®
Network
Mastercard®
Bank
First Tech Federal Credit Union
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Good to Excellent
Recommended
Good to Excellent
MAIN CARD FEATURE
Earn 1 point for every $1 spent on everyday purchases
CARD DETAILS
- Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
- Earn 1 point for every $1 spent on everyday purchases
- No annual fee or balance transfer fee
- Points never expire while account is open and in good standing
- Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
+ Pros
- Welcome bonus offer.
- Rewards Points for every dollar spent.
- No annual fee or balance transfer fee.
- Cons
- Membership is required.
REWARDS: Points
Rewards Program
- Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
- Earn 1 point for every $1 spent on everyday purchases
- Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Rewards Bonus
Earn 10,000 bonus reward points after $2,000 in purchases made within 60 days of account opening
Earn 10,000 bonus reward points after $2,000 in purchases made within 60 days of account opening
Redemption Options
Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
PURCHASES
Intro
N/A APR
Ongoing
13.24% - 18.00% Variable APR APR
Penalty
See terms APR
Minimum Grace
See terms Period
Minimum Interest
None Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
13.24% - 18.00% Variable APR APR
Balance Transfer
None Fee
Penalty
See terms APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
14.24% - 18.00% Variable APR APR
Cash Advance
None Fee
Penalty
See terms APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
None Fee
Foreign Transaction
None Fee
Late Payment
Up to $25.00 Fee
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