First Tech Platinum Rewards Mastercard® Application
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APPLY
on First Tech's secure website
Card
Network

Mastercard®
Bank

First Tech Federal Credit Union
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent/Good/Fair
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days

CARD DETAILS

  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
+ Pros
  • Welcome bonus offer.
  • Rewards Points for every dollar spent.
  • No annual fee or balance transfer fee.
- Cons
  • Membership is required.

REWARDS: Points

Rewards Program
  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
Rewards Bonus
Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
Redemption Options
Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

PURCHASES

Intro
APR

N/A
Ongoing
APR

12.24% - 18.00% Variable APR
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

None

BALANCE TRANSFERS

Intro
APR

0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Ongoing
APR

12.24% - 18.00% Variable APR
Balance Transfer
Fee

None
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

13.24% - 18.00% Variable APR
Cash Advance
Fee

None
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

None
Foreign Transaction
Fee

None
Late Payment
Fee

Up to $25.00
Card Overall Rating
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