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Credit Cards and Prepaid Cards for Bad Credit: 2019
Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the credit offers below and submit your application online! Please note that not all credit cards come with $500 credit limit.
January 2019: BEST OFFER FOR BAD CREDIT
Compare now (29) »
Bad Credit
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Guaranteed Approval
Yes
- Must have Active Debit Card or Credit Card to qualify.
- Instant $500 Credit Line.
- No Credit Check.
- No Employment Check.
More Credit Cards for Bad Credit
Limited/No Credit
- Earn 5% Cash Back on purchases, up to $100 per reward year
- No overdraft fees, ever
- No credit check to get a card
- Get paid up to 2 days earlier with free direct deposit (subject to your payment provider's process and timing)
- Track your money 24/7 with our mobile app. Deposit checks with your smartphone
- Use it everywhere Visa debit cards are accepted in the U.S.
Guaranteed Approval
No
Instant Response
No
Credit Check
No
Activation Fee
See terms
All Credit Considered
- Request a loan in under 2 minutes!
- This service is free and will NOT affect your credit score
- Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$500
Employment Required
Yes
Fair / Bad Credit
- Must have checking account to qualify
- Reports to the major Consumer Reporting Agencies.
- We provide a response in 60 seconds or less.
- Bad Credit? Good Option!
- Credit limit increase eligibility after 13 months and kept your account in good standing.
- Know the score! Quarterly FICO score on your monthly billing statements
- $0 Fraud Liability on unauthorized charges. Restrictions apply.
- Our application is easy and confidential.
- Looking for a new credit card? Apply today!
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
Limited/No Credit
- Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
- Enroll in Direct Deposit and get your pay up to two days early. Certain restrictions apply*
- Easy Online Bill Pay — pay your rent, utilities or a friend*.
- Shop online and in stores - everywhere Visa debit cards are accepted.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*
- * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Midnight Prepaid Visa RushCard.
Guaranteed Approval
No
Instant Response
Yes
Credit Check
No
Activation Fee
See terms
Bad/Fair Credit
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Processing Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
Yes
Limited/No Credit
- Enroll in Direct Deposit and get your pay up to two days early.*
- Real time activity alerts to let you know when a load goes through or if your balance is running low.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
- Approval upon successful ID verification.* No credit check* or minimum balance required.
- Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*
- Easy Online Bill Pay— pay your rent, utilities or a friend*.
- * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about 24k Prepaid Visa RushCard.
Guaranteed Approval
No
Instant Response
Yes
Credit Check
No
Activation Fee
See terms
Any Credit
- Up to $5,000 deposited to your bank account
- Get funds as soon as tomorrow
- Fast, Safe, and Convenient - all online!
Checking Account Required
Yes
Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Employment Required
Yes
Limited/No Credit
- Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply.*
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
- Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
- Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*
- Real time activity alerts to let you know when a load goes through or if your balance is running low.
- Transfer money to another RushCard member for just $0.99 per transaction.
- * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Carbon Prepaid Visa RushCard.
Guaranteed Approval
No
Instant Response
Yes
Credit Check
No
Activation Fee
See terms
Fair/Bad Credit
- Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
- Easy and secure online application
- If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Select your favorite card design from our gallery, for free!
- Online Customer Center available 24 x 7
- Issued by The Bank of Missouri
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
Yes
Bad/Fair Credit
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Processing Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
Yes
All Credit Considered
- Request a loan in under 2 minutes!
- This service is free and will NOT affect your credit score
- Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$500
Employment Required
Yes
Fair / Bad Credit
- Must have checking account to qualify
- A 60 second response could mean a new credit card for you!
- A Gold credit card offer for those with less than perfect credit.
- Manage your account online 24/7 free of charge
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- Only you can rebuild your credit. A First PREMIER Bank Credit Card can be one tool to help in your journey. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- Easy Online Application!
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
Credit Offers for People with Poor Credit
Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? Or do you want to get a personal loan? We offer a wide range of such types of credit offers.
Some creditors may not approve you without a bank account, in this case a prepaid card can be a good card to apply for. A prepaid card can prepare you for having a traditional type credit card. You will get the habit of paying the bills on time and keeping an eye on your account balance.
A credit card won't be a hard thing to manage after good prepaid card training. An open account will be a plus when you apply for a credit card when you have limited credit history.
The credit card products on this page can help you rebuild or reestablish your credit if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit. Some of these cards do not have a guaranteed approval or easy approval, but you may give them a shot anyway. Check if you are ready for unsecured offers (some of which are fee based).
Not Sure Which Card to Choose?
Ask Our Experts or Read Credit Card FAQs
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Have a Question About Credit Cards?
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