Credit Cards and Prepaid Cards for Bad Credit: 2020

Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the credit offers below and submit your application online! Please note that not all credit cards come with $500 credit limit.

February 2020: BEST OFFER FOR BAD CREDIT

Horizon Gold Application
Compare now (24) »
4
Card Overall Rating
Bad Credit
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Guaranteed Approval
No
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.

More Credit Cards for Bad Credit

4
Card Overall Rating
Fair / Bad Credit
  • YOU’RE NOT ALONE. With millions of customers nationwide, First PREMIER Bank has the expertise to serve you, your family and friends.
  • Access to available credit when you need it
  • Low monthly payment intended to fit your budget
  • Build credit with First PREMIER-opportunity for credit limit increases after consistent responsible account management
  • Customized account management options to fit your needs
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes
5
Loan Overall Rating
All Credit Considered
  • Request a loan in under 2 minutes!
  • This service is free and will NOT affect your credit score
  • Money can be deposited as soon as the next business day
Checking Account Required
Yes
Maximum Loan Amount
$40,000
Minimum Loan Amount
$100
Employment Required
Yes
Horizon Gold Application
Compare now (24) »
4
Card Overall Rating
Bad Credit
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Guaranteed Approval
No
4
Card Overall Rating
Fair / Bad Credit
  • YOU CAN DO MORE THAN JUST GET BY – First PREMIER Bank’s user-friendly app offers fast, easy and convenient access to account management, when and where it’s needed
  • Access to credit, and the things you need (subject to available credit)
  • Reports to consumer reporting agencies helps you monitor financial progress
  • HELPING YOU LIVE A BETTER LIFE - As the 12th largest issuer of Mastercard, First PREMIER Bank understands customer needs and is there for those who may be rejected by other issuers.
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Guaranteed Approval
No
4
Card Overall Rating
Fair/Bad Credit
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Guaranteed Approval
No
4
Card Overall Rating
Bad Credit
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Card Type
Unsecured Store Card
Regular APR
See Terms
Annual Fee
$0
Guaranteed Approval
No
Surge Mastercard® Application
Compare now (24) »
4
Card Overall Rating
Fair/Bad Credit
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Card Type
Unsecured
Regular APR
25.90% – 29.99%
Annual Fee
$99
Guaranteed Approval
No

Credit Offers for People with Poor Credit

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? Or do you want to get a personal loan? We offer a wide range of such types of credit offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good card to apply for. A prepaid card can prepare you for having a traditional type credit card. You will get the habit of paying the bills on time and keeping an eye on your account balance.

A credit card won't be a hard thing to manage after good prepaid card training. An open account will be a plus when you apply for a credit card when you have limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit. Some of these cards do not have a guaranteed approval or easy approval, but you may give them a shot anyway. Check if you are ready for unsecured offers (some of which are fee based).

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold card. They are not regular unsecured cards,...
When you have bad credit, you are less likely to be approved for a credit card that means your applications for a credit card could be denied. Of course you are not stuck with your bad credit scores. Your score can improve after a few key credit...
You may find different credit card offers aimed at people with bad credit. It is important to understand your financial situation and preferences to recommend the best card for bad credit. First of all, you should consider fees and interest rates....
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