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Credit Cards and Prepaid Cards for Bad Credit: 2018
Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the credit offers below and submit your application online!
September 2018: BEST CREDIT CARD OFFER FOR BAD CREDIT
Compare now (42) »
Fair/Bad Credit
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Quick Application Response
Yes
- Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
- Reporting monthly to all three major credit reporting agencies
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
More Credit Cards for Bad Credit
Fair / Bad Credit
- Checking Account Required
- All credit types welcome to apply!
- A manageable credit limit can help you stay in control.
- No fees for making payments.
- Got 60 seconds? Get a response!
- Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- Chip card technology, so paying for your purchases is more secure at chip-card terminals
- Completing the application is easy.
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Quick Application Response
No
Fair / Bad Credit
- Must have checking account to qualify
- Reports to the major Consumer Reporting Agencies.
- We provide a response in 60 seconds or less.
- Bad Credit? Good Option!
- Know the score! Quarterly FICO score on your monthly billing statements
- $0 Fraud Liability on unauthorized charges. Restrictions apply.
- Our application is easy and confidential.
- Looking for a new credit card? Apply today!
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Quick Application Response
No
Limited/No Credit
- Enroll in Direct Deposit and get your pay up to two days early.*
- Real time activity alerts to let you know when a load goes through or if your balance is running low.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
- Approval upon successful ID verification.* No credit check* or minimum balance required.
- Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*
- Easy Online Bill Pay— pay your rent, utilities or a friend*.
- * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about 24k Prepaid Visa RushCard.
Guaranteed Approval
No
Instant Response
Yes
Credit Check
No
Activation Fee
See terms
Any Credit
- Up to $5,000 deposited to your bank account
- Get funds as soon as tomorrow
- Fast, Safe, and Convenient - all online!
Checking Account Required
Yes
Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Employment Required
Yes
Limited/No Credit
- Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
- Enroll in Direct Deposit and get your pay up to two days early. Certain restrictions apply*
- Easy Online Bill Pay — pay your rent, utilities or a friend*.
- Shop online and in stores - everywhere Visa debit cards are accepted.
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*
- * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Midnight Prepaid Visa RushCard.
Guaranteed Approval
No
Instant Response
Yes
Credit Check
No
Activation Fee
See terms
Fair / Bad Credit
- Must have checking account to qualify
- A 60 second response could mean a new credit card for you!
- A Gold credit card offer for those with less than perfect credit.
- Manage your account online 24/7 free of charge
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- Only you can rebuild your credit. A First PREMIER Bank Credit Card can be one tool to help in your journey. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- Easy Online Application!
- Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Card Type
Unsecured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Quick Application Response
No
Bad Credit
- Must have Active Debit Card or Credit Card to qualify.
- Instant $500 Credit Line.
- No Credit Check.
- No Employment Check.
- Reports to a Major Credit Bureau.
- Fast Online Application.
- Bad Credit accepted.
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Quick Application Response
Yes
Bad/Fair Credit
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Processing Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
- No-Fee credit line increase opportunities!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Quick Application Response
Yes
Bad Credit
- No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
- No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
- Instant Response (Delays may occur depending on application data provided).
- Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
- Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
- Choose From Over 450,000 items.
- Shop Great Brands at Fingerhut.com.
- Get the Credit You Deserve.
- We just love saying "YES!"
Card Type
Unsecured Store Card
Regular APR
See Terms
Annual Fee
$0
Quick Application Response
Yes
Limited/No Credit
- Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply.*
- Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
- Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
- Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*
- Real time activity alerts to let you know when a load goes through or if your balance is running low.
- Transfer money to another RushCard member for just $0.99 per transaction.
- * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Carbon Prepaid Visa RushCard.
Guaranteed Approval
No
Instant Response
Yes
Credit Check
No
Activation Fee
See terms
Bad/Fair Credit
- Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
- 5% Cash Back on All Purchases or FREE merchandise6
- $1/day6 or less for Apple, Samsung, Acer and more
- No Over Limit Fee
- FREE Credit Score Every Month -- Won't affect your credit
- Bad Credit, No Credit, No Problem
- Build Your Credit and Payment History with Unsecured Credit Line
- Up to $3,500 Spending Limit
- Instant Response -- Start shopping in the next 60 Seconds
Card Type
Unsecured Store Card
Regular APR
0.0%
Annual Fee
See Terms*
Quick Application Response
Yes
Credit Offers for People with Poor Credit
Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? Or do you want to get a personal loan? We offer a wide range of such types of credit offers.
Some creditors may not approve you without a bank account, in this case a prepaid card can be a good card to apply for. A prepaid card can prepare you for having a traditional type credit card. You will get the habit of paying the bills on time and keeping an eye on your account balance.
A credit card won't be a hard thing to manage after good prepaid card training. An open account will be a plus when you apply for a credit card when you have limited credit history.
The credit card products on this page can help you rebuild or reestablish your credit if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit. Some of these cards do not have a guaranteed approval or easy approval, but you may give them a shot anyway. Check if you are ready for unsecured offers, some of which you may find on this page.
Not Sure Which Card to Choose?
Ask Our Experts or Read Credit Card FAQs
Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold Credit Card. They are not regular unsecured cards, however. They...
When you have bad credit, you are less likely to be approved for a credit card that means your applications for a credit card could be denied. Of course you are not stuck with your bad credit scores. Your score can improve after a few key credit...
You may find different credit card offers aimed at people with bad credit. It is important to understand your financial situation and preferences to recommend the best card for bad credit. First of all, you should consider fees and interest rates....
Have a Question About Credit Cards?
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