Credit Cards and Prepaid Cards for Bad Credit: 2018

Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the credit offers below and submit your application online!

February 2018: BEST CREDIT CARD OFFER FOR BAD CREDIT

First Access Visa Application
Compare now (39) »
4
Card Overall Rating
Fair/Bad Credit
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months

More Credit Cards for Bad Credit

4
Card Overall Rating
Bad Credit
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Instant Response
Yes
Total Visa Card Application
Compare now (39) »
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
National Credit Direct Application
Compare now (39) »
4
Card Overall Rating
Bad/Fair Credit
  • No Credit Check and No Turn Downs.
  • Must Have Active Debit Card or Bank Account to Qualify.
  • CASH BACK Program.6
  • Reports to Major Credit Bureaus.
  • Shop Major Brand Names
  • Low Flexible Payments
  • Bad Credit -- OK
Card Type
Unsecured Store Card
Regular APR
0.0%
Annual Fee
See Terms*
Instant Response
Yes
Total Visa Card Application
Compare now (39) »
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Instant Response
Yes
4
Card Overall Rating
Bad Credit
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Card Type
Unsecured Store Card
Regular APR
See Terms
Annual Fee
$0
Instant Response
Yes
5
Card Overall Rating
Poor Credit
  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Receive opportunities for credit line increases, a fee may apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
  • Receive 1% cash back rewards on eligible purchases, terms apply
  • Enjoy peace of mind with $0 Fraud Liability
Card Type
Unsecured
Regular APR
17.24% - 25.24% Variable
Annual Fee
$0 - $99
Instant Response
No
5
Card Overall Rating
Any Credit
  • Finally, an easy way to get up to $5,000
  • There is no cost to request a loan
  • Fast, Safe, and Convenient - all online!
Checking Account Required
Yes
Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Employment Required
No

Credit Offers for People with Poor Credit

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? Or probably you want to get a personal loan? We offer a wide range of such types of credit offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good decision to apply. Prepaid card will prepare you to having a credit card. You will get a habit of paying the bills on time and keeping an eye on your account.

A credit card won't be a hard thing to manage after a good prepaid card training. And an open account will be a plus when you apply for a credit card with just limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit history if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit.

GET YOUR CARD MATCH
Check if you're pre-qualified for credit cards
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
Which active bank accounts Do you have?
Debit Card
Credit Card
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold Credit Card. They are not regular unsecured cards, however. They...
If your credit is below 500, you credit score is considered bad. You may choose from credit cards for bad credit. In general, scores fall along the following lines: Very good or excellent credit: 720-850 Good credit: 680-719 Average or...
You may find different credit card offers aimed at people with bad credit. It is important to understand financial situtaion and preferences to recommend the best card for bad credit. First of all, you should consider fees and interest rates. You...
Have a Question About Credit Cards?

User Comments about Credit Cards for Bad Credit