Credit Cards and Prepaid Cards for Bad Credit: 2018

Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the credit offers below and submit your application online!

April 2018: BEST CREDIT CARD OFFER FOR BAD CREDIT

First Access Visa Application
Compare now (53) »
4
Card Overall Rating
Fair/Bad Credit
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Quick Application Response
Yes
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months

More Credit Cards for Bad Credit

Horizon Gold Application
Compare now (53) »
4
Card Overall Rating
Bad Credit
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Card Type
Unsecured Store Card
Regular APR
0.00%
Annual Fee
See Terms
Quick Application Response
Yes
Total Visa Card Application
Compare now (53) »
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Quick Application Response
Yes
4
Card Overall Rating
Bad Credit
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Card Type
Unsecured Store Card
Regular APR
See Terms
Annual Fee
$0
Quick Application Response
Yes
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Quick Application Response
Yes
5
Card Overall Rating
Any Credit
  • Up to $5,000 deposited to your bank account
  • Get funds as soon as tomorrow
  • Fast, Safe, and Convenient - all online!
Checking Account Required
Yes
Maximum Loan Amount
$5,000
Minimum Loan Amount
$500
Employment Required
No
Total Visa Card Application
Compare now (53) »
4
Card Overall Rating
Bad/Fair Credit
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • Select your favorite card design from our gallery, for free!
  • No-Fee credit line increase opportunities!
Card Type
Unsecured
Regular APR
See Terms*
Annual Fee
See Terms*
Quick Application Response
Yes
National Credit Direct Application
Compare now (53) »
4
Card Overall Rating
Bad/Fair Credit
  • Guaranteed Approval on Big screen TVs, computers/tablets, mattresses, appliances/vacuums, toys, jewelry, handbags, watches, gaming and more!
  • 5% Cash Back on All Purchases or FREE merchandise6
  • $1/day6 or less for Apple, Samsung, Acer and more
  • No Over Limit Fee
  • FREE Credit Score Every Month -- Won't affect your credit
  • Bad Credit, No Credit, No Problem
  • Build Your Credit and Payment History with Unsecured Credit Line
  • Up to $3,500 Spending Limit
  • Instant Response -- Start shopping in the next 60 Seconds
Card Type
Unsecured Store Card
Regular APR
0.0%
Annual Fee
See Terms*
Quick Application Response
Yes

Credit Offers for People with Poor Credit

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? Or do you want to get a personal loan? We offer a wide range of such types of credit offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good card to apply for. A prepaid card can prepare you for having a traditional type credit card. You will get the habit of paying the bills on time and keeping an eye on your account balance.

A credit card won't be a hard thing to manage after good prepaid card training. An open account will be a plus when you apply for a credit card when you have limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit.

GET YOUR CARD MATCH
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Will not affect your
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Debit Card
Credit Card
This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold Credit Card. They are not regular unsecured cards, however. They...
When you have bad credit, you are less likely to be approved for a credit card that means your applications for a credit card could be denied. Of course you are not stuck with your bad credit scores. Your score can improve after a few key credit...
You may find different credit card offers aimed at people with bad credit. It is important to understand your financial situation and preferences to recommend the best card for bad credit. First of all, you should consider fees and interest rates....
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