Card
Network

Visa®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

None/Poor
Card
Usage

Your card can be used everywhere Visa® credit cards are accepted in the U.S.
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Start building credit with all three credit bureaus with the secured Self Visa® Credit Card.

CARD DETAILS

  • Start building credit with all three credit bureaus with the secured Self Visa® Credit Card.
  • No credit check
  • No hard inquiry
  • $100 minimum security deposit*
  • *Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change. The secured Self Visa® Credit Card is issued by Lead Bank, First Century Bank, N.A., each Member FDIC.
+ Pros
  • No hard credit check or hard pull.
  • Reporting to the three major credit bureaus.
  • Opportunity to increase the credit limit over time.
- Cons
  • Security deposit is required.

PURCHASES

Intro
APR

See terms
Ongoing
APR

28.24% (Variable)
Penalty
APR

None
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

See terms
Ongoing
APR

See terms
Balance Transfer
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

See terms
Ongoing
APR

See terms
Cash Advance
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$25
Foreign Transaction
Fee

See terms
Late Payment
Fee

Up to $15
Card Overall Rating
APPLY
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