Product
Type

Credit Builder Loan
Credit
Recommended

All Credit Types Considered
Loan
Category

Consumer
Loan Overall Rating

MAIN LOAN FEATURE

A $750 revolving line of credit to use for Kikoff purchases

LOAN DETAILS

  • Kikoff is an easy, affordable way to build credit fast.
  • +86 pts on average for users with starting credit under 600 in a year with on-time payments.*
  • Plans start at just $5/month.
  • Reports to all 3 major credit bureaus.
  • Sign up in minutes. No credit check. No interest. No hidden fees.
  • *Average first-year credit score impact of +86 points between Aug-2024 & Aug-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Kikoff Credit Service starts at $5/mo for 12 mos. Individual results may vary. Subject to approval. Terms & conditions may apply.

LOAN FEATURES

Minimum Loan
Amount

See terms
Maximum Loan
Amount

$3,500
Instant
Response

Yes
Credit
Check

No

LOAN REQUIREMENTS

Min Credit
Score

No
Min
Age

18
Min Income Required (per
month)

No
Accounts
Required

No
Loan Overall Rating
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