Get Your Credit Report Or Check Credit Score Online!

It is recommended to regularly check credit reports and credit scores to keep track of your credit. When you check your reports on a regular basis you can detect your credit score drops and take actions to improve the situation. It is easier to control your credit from the beginning than improving it after severe damage has been done. Today you can use online credit monitoring services that provide credit reports and credit scores from all three major credit bureaus.

December 2018: BEST SERVICE TO CHECK CREDIT SCORE

5
Overall Rating
Credit Bureaus Monitored
Experian
Free Trial Term
Always free
Monthly Fee
See terms
Credit Monitoring Alerts
Daily
  • No credit card required
  • Checking your own Report doesn't hurt your credit
  • Report refreshed every 30 days on sign in

Online Credit Monitoring Services

5
Overall Rating
  • Find out now when you check your Credit Report for $1.
  • Checking your own credit will NOT lower your Score.
  • 90% of top lenders use FICO Scores.
  • Toll-free support available 7 days a week.
Credit Bureaus Monitored
All three bureaus
Free Trial Term
7 days
Monthly Fee
$21.95
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Get your FREE TransUnion Credit Score™ & $1 Credit Report
  • Also receive a free trial to TransUnion 3-Bureau Credit Monitoring
  • 24/7 credit file monitoring and alerts of key changes to your Equifax, Experian, and TransUnion credit files
  • Ongoing access to your TransUnion Credit Score™
Credit Bureaus Monitored
All three bureaus
Free Trial Term
7 days
Monthly Fee
See terms
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Completely Fee Credit Score.
  • No Hidden Fees.
  • No Monthly Charges.
  • Get your free score now!
Credit Bureaus Monitored
Transunion, Equifax
Free Trial Term
Always free
Monthly Fee
No
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Free 7 Day Trial with 3 Bureau Monitoring
  • Roadside Assistance
  • Safe, Daily Credit Monitoring
Credit Bureaus Monitored
All three bureaus
Free Trial Term
7 days
Monthly Fee
$39.90
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Instantly Access Your 3 Credit Scores
  • Monthly Membership for just $39.90 after free trial until cancelled
  • Secure Online Delivery
  • Daily 3 Bureau Credit Monitoring
  • Roadside Assistance
Credit Bureaus Monitored
All three bureaus
Free Trial Term
7 days
Monthly Fee
$39.90
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Online Access in minutes.
  • Checking your own credit will NOT lower your score.
  • Help spot the early signs of Credit Fraud & Identity Theft.
  • Click Here to Get Your Free Credit Score & Credit Report for $1
Credit Bureaus Monitored
All three bureaus
Free Trial Term
See terms
Monthly Fee
See terms
Credit Monitoring Alerts
Daily

Importance of Monitoring Your Credit Score and Credit Report

Getting a copy of your free annual credit report is always a good idea. Consumers are allowed to receive only one free copy of their credit report per year from each of the three major credit bureaus - TransUnion, Experian, and Equifax. Not bad but not enough, especially when you are improving your credit or looking to open a new credit account. That's when credit monitoring services come in extremely handy.

What is credit monitoring?

Credit monitoring service allows to keep track of your credit accounts. It gives access to your credit history from one or all three major credit bureaus. It allows to check your credit reports as often as you wish. If you set alerts, it will watch your credit reports and will alert you every time there's a change to the information on your reports, such as late payment, new account being opened, credit card balance increase, and some other changes. The credit monitoring services help to maintain healthy credit score.

Why do you need to monitor your credit?

The main and the most important advantage of a credit monitoring service is that it helps to detect fraud and prevent identity theft. Since the service alerts you about changes to your credit reports in real time, you can easily detect some suspicious or fraudulent activity and take actions immediately. If you are improving your credit, you may want to check your reports and credit scores more often to make sure you are making progress. When applying for a new credit card, you may want to know where you stand and what your current credit score is as this information helps to find a right credit card offer.

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Check if you're pre-qualified for a credit offer
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Will not affect your
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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

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Ask Our Experts or Read Credit Card FAQs
Credit scores generally range from 300 to 850±. The more the number, the better credit score you have. generally a good credit score is within the range on 700 and 749. So if you if yours falls into this interval, you are the lucky one with the...
It is hard to say which one of the three major credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull...
The credit card companies and banks do not have an obligation to send a copy of credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may send you the copy or may not, depends on...
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