Get Your Credit Report Or Check Credit Score Online!

It is recommended to regularly check credit reports and credit scores to keep track of your credit. When you check your reports on a regular basis you can detect your credit score drops and take actions to improve the situation. It is easier to control your credit from the beginning than improving it after severe damage has been done. Today you can use online credit monitoring services that provide credit reports and credit scores from all three major credit bureaus.

March 2024: BEST SERVICE TO CHECK CREDIT SCORE

5
Overall Rating
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
Up to $39.90
Credit Monitoring Alerts
Daily
  • Credit Report and Scores from all three bureaus.
  • 24/7 credit monitoring from all 3 credit bureaus.
  • Profiles Refreshed Monthly.
  • Get credit alerts quickly.

Online Credit Monitoring Services

5
Overall Rating
  • Your Experian Credit Report is Completely FREE. See it now!
  • No credit card required
  • Checking your own Report doesn't hurt your credit
  • Report refreshed every 30 days on sign in
Credit Bureaus Monitored
Experian
Trial Term
Always free
Monthly Fee
No
Credit Monitoring Alerts
Daily
5
Overall Rating
  • 3 Bureau Credit Reports & FICO® Scores (Refreshed every 30 days)
  • 3 Bureau Daily Credit Monitoring and Alerts
  • Discounted Additional Reports and Scores
  • FICO® Score Ingredients
  • FICO® Score Tracker
  • FICO® Scores Simulator
  • Up to $1 Million in Stolen Funds Reimbursement
  • Family Protection – $25K ID Theft Insurance – ID Fraud Restoration
  • IQ Alerts with Application Monitoring
  • SSN Alerts
  • Dark Web & Internet Monitoring
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
$34.99
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Checking your own report will not lower/affect your credit scores
  • Daily credit monitoring and alerts
  • Review your report for potential errors/inaccuracies
  • Toll free customer care available 7 days a week
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
$39.90
Credit Monitoring Alerts
Daily
5
Overall Rating
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  • Free $50K identity theft insurance and ID restoration help!
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  • Check your credit score doesn't hurt your score & Understand your best next steps with a free credit strategy!
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Credit Bureaus Monitored
TransUnion
Trial Term
Always Free
Monthly Fee
No
Credit Monitoring Alerts
Daily
5
Overall Rating
  • 7-Day Premiere Access ($1 processing fee)
  • $9.94/wk Cancel anytime by email or phone
  • Featuring our Dispute Center to address errors on your report
  • Get your current VantageScore 3.0
  • Full Credit Report
  • 3 Bureau Credit Monitoring
Credit Bureaus Monitored
All three bureaus
Trial Term
7 days Trial with $1.00 Processing Fee
Monthly Fee
$39.94
Credit Monitoring Alerts
Daily
5
Overall Rating
  • 3-Bureau Credit Reports & Scores
  • Credit Report Monitoring
  • Score Analysis and Recommendations
  • Dark Web & Internet Monitoring
  • Application Monitoring
  • $1 Million in Stolen Funds Reimbursement Underwritten by AIG
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
$34.99
Credit Monitoring Alerts
See terms
5
Overall Rating
  • Updates to your credit reports and scores from all 3 bureaus shows you how you may look to lenders.
  • Get notified about suspicious activity that may pose a threat to your identity and credit.
  • Identity theft reimbursement insurance 238
Credit Bureaus Monitored
All three bureaus
Trial Term
Free (for 7 days)
Monthly Fee
$29.95
Credit Monitoring Alerts
Daily
5
Overall Rating
  • 3 Bureau Credit Reports & Scores (refreshed every 60 days)
  • Enhanced 3 Bureau Credit Report Monitoring
  • ScoreCasterIQ: New Product – provides a detailed analysis of your credit report, recommended actions to consider with the accounts impacting your score, and an interactive score simulation tool to educate and assit with general credit score scenarios.
  • Dark Web & Internet Monitoring
  • Up to $1 Million in Stolen Funds Reimbursement
  • Coverage for Lawyers and Experts
  • Coverage for Personal Expense Compensation
  • Family Protection – $25K ID Theft Insurance – ID Fraud Restoration
  • IQ Alerts with Application Monitoring
  • SSN Alerts
  • Synthetic ID Theft Protection
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
$34.99
Credit Monitoring Alerts
Daily
5
Overall Rating
  • 3-Bureau Credit Reports & Scores (refreshed every 60 days)
  • Improve Your Credit Score with Utility Payment Reporting
  • Enhanced Credit Monitoring
  • Dark Web & Internet Monitoring
  • Up to $1 Million in Stolen Funds Reimbursement
  • IQ Alerts with Application Monitoring
  • Checking Account Report
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
$32.99
Credit Monitoring Alerts
See terms
5
Overall Rating
  • Find out now when you check your Credit Report for $1.
  • Checking your own credit will NOT lower your Score.
  • 90% of top lenders use FICO® Scores.
  • Increase your FICO® Score instantly with Experian Boost™
Credit Bureaus Monitored
Experian
Trial Term
$1 (for 7 days)
Monthly Fee
$21.95
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Get a head-turning credit score with credit monitoring, alerts, scores, tips, and tricks -- all in one place -- for FREE.
  • Monthly TU credit report and score.
  • Smart AI credit engine proven to optimize results.
  • Join the members that see a 37 pt credit score increase.*
  • 100% Free. No credit card required.
  • Over 10,000 reviews (5-star rating)!
  • *Average increase experienced by a sample of 3,614 Dovly Free members as of May 2023.
Credit Bureaus Monitored
TransUnion
Trial Term
Always free
Monthly Fee
Free
Credit Monitoring Alerts
Yes

This offer is not available in U.S. territories.

5
Overall Rating
  • UNLIMITED access to your Credit Scores
  • Daily Credit Monitoring & Alerts
  • Instantly Access Your 3 Credit Scores
  • Your Scores Delivered in Seconds

This offer is not available in U.S. territories.

Credit Bureaus Monitored
All three bureaus
Trial Term
Free (for 7 days)
Monthly Fee
$29.95
Credit Monitoring Alerts
Daily
5
Overall Rating
  • Checking your own credit will NOT lower your score
  • Get an idea what lenders see when evaluating an application
  • Toll-free support available 7 days a week
  • Free 3 bureau credit scores with 7-day trial
Credit Bureaus Monitored
One bureau
Trial Term
Free (for 7 days)
Monthly Fee
$29.95
Credit Monitoring Alerts
Daily
4
Overall Rating
  • 7 day Trial with $1.00 Processing Fee
  • Unlimited access to your credit score
  • Email alerts of activity in your name
  • Comprehensive credit learning center
  • Toll free access to Customer Service
Credit Bureaus Monitored
TransUnion
Trial Term
$1 (for 7 days)
Monthly Fee
$39.94
Credit Monitoring Alerts
See terms
4
Overall Rating
  • 3-bureau credit report from Experian, Equifax and TransUnion (1 or 3 bureaus depends on plan)
  • FICO® Scores most used for mortgages, auto loans, and credit cards.
  • Proactive credit report monitoring and alerts
  • $1M identity theft insurance*
  • 90% of top lenders use FICO® Scores when making lending decisions
Credit Bureaus Monitored
All three bureaus
Trial Term
No trial period
Monthly Fee
$19.95, $29.95 or $39.95
Credit Monitoring Alerts
Daily
4
Overall Rating
  • UNLIMITED Score & Report access — updates available daily
  • Use tools like CreditCompass™ to see your credit potential
  • Email updates of critical changes
  • INSTANT email alerts sent as soon as TransUnion finds out someone’s applied for credit in your name
  • Lock and Unlock your TransUnion and Equifax Credit Reports
  • Personalized Debt Analysis & Credit Score Trending
  • UNLIMITED toll-free access to ID theft specialists
  • Up to $1,000,000 ID theft insurance
Credit Bureaus Monitored
All three bureaus
Trial Term
No trial period
Monthly Fee
$24.95
Credit Monitoring Alerts
Daily
5
Overall Rating
  • 3 Bureau Credit Reports & Scores (refreshed every 60 days)
  • Dark Web & Internet Monitoring
  • 7-Day Trial $1 then only $29.99/mo!
  • Family Protection – $25K ID Theft Insurance – ID Fraud Restoration
  • IQ Alerts with Application Monitoring
  • Score Change Alerts
  • Credit Score Tracker
  • Roadside Assistance
  • Platinum Benefits
Credit Bureaus Monitored
All three bureaus
Trial Term
$1 (for 7 days)
Monthly Fee
$29.99
Credit Monitoring Alerts
Daily
5
Overall Rating
  • No credit card required
  • Checking your own Report doesn't hurt your credit
  • Report refreshed every 30 days on sign in
Credit Bureaus Monitored
Experian
Trial Term
Always free
Monthly Fee
See terms
Credit Monitoring Alerts
Daily

Importance of Monitoring Your Credit Score and Credit Report

Getting a copy of your free annual credit report is always a good idea. Consumers are allowed to receive only one free copy of their credit report per year from each of the three major credit bureaus - TransUnion, Experian, and Equifax. Not bad but not enough, especially when you are improving your credit or looking to open a new credit account. That's when credit monitoring services come in extremely handy.

What is credit monitoring?

Credit monitoring service allows to keep track of your credit accounts. It gives access to your credit history from one or all three major credit bureaus. It allows to check your credit reports as often as you wish. If you set alerts, it will watch your credit reports and will alert you every time there's a change to the information on your reports, such as late payment, new account being opened, credit card balance increase, and some other changes. The credit monitoring services help to maintain healthy credit score.

Why do you need to monitor your credit?

The main and the most important advantage of a credit monitoring service is that it helps to detect fraud and prevent identity theft. Since the service alerts you about changes to your credit reports in real time, you can easily detect some suspicious or fraudulent activity and take actions immediately. If you are improving your credit, you may want to check your reports and credit scores more often to make sure you are making progress. When applying for a new credit card, you may want to know where you stand and what your current credit score is as this information helps to find a right credit card offer.

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Check if you're pre-qualified for a credit offer
It takes less than
1 minute
Will not affect your
credit score
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Ask Our Experts or Read Credit Card FAQs
Credit scores generally range from 300 to 850±. The more the number, the better credit score you have. generally a good credit score is within the range on 700 and 749. So if you if yours falls into this interval, you are the lucky one with the...
It is hard to say which one of the credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull credit reports...
The credit card companies and banks do not have an obligation to send a copy of a credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may or may not send you a copy, depending on...
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