Top Visa® Credit Card Offers in 2022

Visa credit cards are used by people around the world and accepted in more than 150 countries! These widely-popular cards are renowned for their convenience and reliability. No matter what your credit history is good, bad or no credit; and no matter what your needs are: low fees, balance transfers, reestablishing your credit score, there is a Visa credit card that's perfect for you! Get a Visa prepaid debit card no matter what your credit history is, or enjoy free travel accident insurance with a Signature Visa. Review the offers below and apply for a credit card online!

January 2022: TOP VISA OFFER

5
Card Overall Rating
Excellent/Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
14.99% to 17.99%
Annual Fee
$0
  • 2% Cash Back on all purchases for PenFed Honors Advantage Members.
  • 1.5% Cash Back on all purchases made with your card.
  • $100 Bonus Offer Statement Credit. When you spend $1,500 in the first 90 days.

More Visa® Credit Cards

Revvi Card Application
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This offer is not available in New York and Wisconsin.

4
Card Overall Rating
See website for Details
  • Earn 1% Cash Back Rewards^^ on payments made to your Revvi Credit Card
  • Jump on board with Revvi! Perfect credit not required
  • Fast and easy application; response provided in seconds
  • You asked, we listened – get the Revvi mobile app now
  • Reports monthly to all three major credit bureaus
  • $300 credit limit (subject to available credit)
  • Checking account required
  • *See rates, fees, costs & limitations and Revvi Rewards terms & conditions for details^^

This offer is not available in New York and Wisconsin.

Intro APR on Purchases
See website for Details^
Intro APR on Balance Transfers
See website for Details^
Ongoing APR
34.99%^
Annual Fee
$75 1st year, $48 after^
4
Card Overall Rating
  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Enjoy protection from unauthorized purchases with $0 fraud liability
    *View the cardholder agreement
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
17.39% (variable)
Annual Fee
$35
5
Card Overall Rating
Excellent/Good Credit
  • 15,000 Bonus Points when you spend $1,500 in first 90 days.
  • 5x Points on gas paid at the pump and EV charging stations.
  • 3x Points at the supermarket (including most Target and Walmart locations), restaurants and TV, radio, cable, streaming services.
  • 1x Points on all other purchases.
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Annual Fee: $0
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
13.49% to 17.99%
Annual Fee
$0

This offer is not available in West Virginia.

4
Card Overall Rating
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

This offer is not available in West Virginia.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
9.99% (Fixed)
Annual Fee
$48

The Merrick Bank offers are not available in Wisconsin.

4
Card Overall Rating
See website for Details*
  • Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
  • Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • See if you are pre-approved within minutes, without affecting your credit score.
  • Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

The Merrick Bank offers are not available in Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
19.45% - 28.45% *Variable
Annual Fee
$0-$72
5
Card Overall Rating
Excellent/Good Credit
  • LOW APR on all purchases.
  • $100 Bonus Statement Credit when you spend $1,500 in the first 90 days.
  • Purchase Variable APR: 7.49% to 17.99%
  • 0% promotional balance transfer rate for 12 Months on transfers made from now until March 31, 2022. After that, the APR for the unpaid balance and any new balance transfers will be be a non-variable rate of 17.99%.
  • Annual Fee: $0
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
0% promotional balance transfer rate for 12 Months
Ongoing APR
7.49% to 17.99%
Annual Fee
$0
5
Card Overall Rating
Excellent/Good/Limited/No Credit
  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • Variable APRs range from 12.99% - 26.99%
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal Card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank, Member FDIC
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
12.99% - 26.99% Variable
Annual Fee
$0

This offer is not available in New York and Wisconsin.

4
Card Overall Rating
  • Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • 24/7 mobile account access with no security deposit required
  • $0 fraud liability if your card is lost or stolen
  • All credit histories considered for this no security deposit credit card
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri

This offer is not available in New York and Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
See Terms
Annual Fee
See Terms

This offer is not available in New York.

5
Card Overall Rating
Excellent/Good Credit
  • Earn 1.5% back in crypto on every single purchase.
  • No annual fee. No foreign transaction fees
  • Introductory offer: Earn 3.5% crypto rewards on all purchases in the first 90 days of card ownership, up to $100 in crypto.
  • Know if you’re approved without affecting your credit score. A soft credit pull happens before you’ve accepted the credit card offer. A hard credit pull occurs when you’ve accepted your credit card offer, which can have an impact on your credit score.
  • Earn 2% back in crypto on every purchase over $50,000 of annual spend. Rewards rate increases from 1.5% to 2% after $50,000 of spend has been achieved and resets on the card anniversary date every year.
  • On top of the rewards you get from BlockFi, your BlockFi Rewards Visa Signature card gives you instant access to once-in-a-lifetime travel, fine wine and food, sporting events, shopping and more.
  • Your BlockFi Rewards Visa Signature card comes with 24/7 access to your Visa Signature® Concierge* for assistance booking travel, transportation, accommodations, event tickets—even restaurant reservations and golf tee times.

This offer is not available in New York.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
11.74 - 21.74%
Annual Fee
$0
4
Card Overall Rating
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • View your free online access to your Experian credit score, terms apply
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
23.99% Variable
Annual Fee
$95

This offer is not available in Wisconsin.

3
Card Overall Rating
  • Upon credit approval, the collateral deposit you provide becomes the credit limit on your Visa® card. Choose between $200 and $1,000.
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits).
  • This card is perfect for people new to credit as well as people looking to rebuild their credit
  • Reports monthly to all three major credit bureaus
  • Build or rebuild your credit by keeping your balances low and paying all creditors on time every month.
  • 24/7 online account center.
  • A minimum collateral deposit of $200 is required to open this account.
  • This card is issued by Plains Commerce Bank pursuant to a license from Visa U.S.A., Inc.

This offer is not available in Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
18.90% (fixed)
Annual Fee
$39.00

This offer is not available in New York and Wisconsin.

4
Card Overall Rating
  • Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • 24/7 mobile account access with no security deposit required
  • $0 fraud liability if your card is lost or stolen
  • All credit histories considered for this no security deposit credit card
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri

This offer is not available in New York and Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
See Terms
Annual Fee
See Terms

This offer is not available in District Of Columbia, Iowa, Washington, West Virginia, Wisconsin.

5
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, Washington, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
8.99% - 29.99%
Annual Fee
$0

This offer is not available in District Of Columbia, Iowa, Washington, West Virginia, Wisconsin.

5
Card Overall Rating
Excellent, Good, Fair, Average Credit
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

This offer is not available in District Of Columbia, Iowa, Washington, West Virginia, Wisconsin.

Intro APR on Purchases
N/A
Intro APR on Balance Transfers
N/A
Ongoing APR
8.99%-29.99%
Annual Fee
$0

Visa® Credit Card Offers

Most people do not realize this, but Visa does not actually issue credit cards, extend credit or set rates and fees for consumers. In actuality, the company provides financial institutions with Visa-branded payment products used to offer credit, debit, prepaid, and cash-access programs to customers.

Without a doubt, Visa is arguably the most recognized credit card available. The Nilson Report reported that Visa held a 38.3% market share of the credit card marketplace and 60.7% of the debit card marketplace in U.S. in 2008. In 2009, Visa's global network, VisaNet, was responsible for processing 62 billion transactions with a total profit of $4.4 trillion.

For its universal character Visa credit cards are accepted in more than 150 countries. Card holders can also easily access using their credit card. Visas are widely-popular and renowned for their convenience and reliability. Visa offers cards for people of all credit levels. One of popular Visa cards promotion strategies, for those with excellent credit, has been enticing consumers with free travel services and travel accident insurance worldwide. Additionally, for those with Average or Limited credit, previous offers have included zero annual fee.

No matter what your needs or credit history, Visa is sure to have a card that is right for you.

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This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

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