Card
Network

Visa®
Bank

Choice Financial Group, Member FDIC and Cross River Bank, Member FDIC
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Any
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Credit for everyone - Regardless of your credit history!

CARD DETAILS

  • Credit for everyone - Regardless of your credit history!
  • Get paid up to 2 days faster - Using Direct Deposit.
  • Build credit not debt.
  • Grow your savings - Earn up to a 4.00% Bonus on Savings Pods.
  • View Product Disclosures
+ Pros
  • All credit types welcome to apply.
  • No minimum balance and annual fees.
  • Credit building with everyday purchases.
- Cons

NO REWARDS FOR THIS CARD

PURCHASES

Intro
APR

N/A
Ongoing
APR

0.00%
Penalty
APR

N/A
Minimum Grace
Period

N/A
Minimum Interest
Charge

N/A

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

N/A
Cash Advance
Fee

See terms
Penalty
APR

N/A
Minimum Grace
Period

N/A

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$0
Foreign Transaction
Fee

3% of the full transaction amount (minimum $0.50)
Late Payment
Fee

3% of any Total Due balances outstanding and past due for two (2) or more Billing Cycles
Card Overall Rating
APPLY
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