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What do We Pay an Annual Fee for? The annual fee is a fee that you pay once a year just for using a credit card. Not all credit cards have an annual fee. As a rule, this fee is charged on travel credit cards, premium credit cards, and credit cards for bad or limited credit history. The amount of the annual fee may vary from $19 to $500 and ... Continue »Guide to Discover it Cash Back Bonus Categories in 2019 2019-04-04 09:49:00
Discover affords holders of some their cash back credit cards an opportunity to get 5% back on purchases of up to $1,500 per quarter after activation in certain locations rotating quarterly. As a rule, cards of that kind come with the highest rewards. Discover’s Cashback Bonus Calendar During the first quarter – from January to March, ... Continue »How To Choose A Balance Transfer Credit Card 2019-03-15 10:31:49
Balance transfer card is definitely the best credit card for reducing your debt. Such a card allows to consolidate your high-rates loans and credit cards and pay off the balance at a lower interest rate or even 0 interest rate during a limited introductory period. Though balance transfer is a good way to save money, you should be careful, as ... Continue »
Ask our Experts - Q&A by Amy Miller
Are Discover cards as widely accepted as MasterCard or Visa?
Using Discover cards in U.S. you are unlikely to face difficulties. Discover has the third highest acceptance rate among card networks (9.3 million merchants in U.S. in 2014) after Visa and Mastercard (9.5 million merchants in U.S. in 2014). In case you are going to travel abroad with your Discover card, you can use it at more than 30 million foreign merchants ... Continue »
First of all, it is important to remember about your debt-to-credit ratio or credit utilization ratio that is the amount of debt you currently have vs. the amount of credit available, as it determines a third part of your FICO score. When you close a credit card account, the total amount of credit that you have available decreases and affects your credit score in a bad ... Continue »
Can I redeem Eva Air miles with any airline?
Eva Air miles can be redeemed for Eva Air flights and its partners. If you want to earn miles that can be used towards any airline, choose from travel rewards credit cards that are not tied to particular airline. You can find cards that allow you to use miles for any flight and with no blackout dates. Continue »