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More people than ever before are entering retirement while still carrying debt, according to data from the Federal Reserve Bank of New York. Debt held by people ages 60 and older has almost doubled, jumping from nearly 13% in 2003 to nearly 23% in 2016. The debt load among older Americans equals about $3 trillion.
New budgeting tools from Bank of America will aid cardholders in staying on track with their financial goals, giving them better control over their money and offering greater convenience than they previously enjoyed on the Bank of America website and mobile app. Michelle Moore, Bank of America’s head of digital banking, explained that the new […]
If you’re trying to get out of debt, you might be unsure of the best way to approach your problem. Not only that, but confronting your debt can be scary.
Our lives constantly change and it is natural to re-evaluate some life choices, financial decisions in particular. There is a strong possibility that your old credit card does not work on you as it previously did.
There are lots of credit cards that can help you struggle with a financial burden. And it’s probably not a secret for you that the best of them are balance transfer credit cards. But please don’t grab this offer right away no matter how good it is. It’s not a secret that balance transfer credit […]
Balance transfer credit cards are those that allow you to pay off your entire outstanding balance on another credit card, while receiving additional perks for transferring your balance. There are several card issuers in the market that offer these credit cards with attractive terms and incentives. When used properly, balance transfer cards can help you […]
Balance transfer is the process of transmitting the balances between two credit cards, where the outstanding dues are migrated from a card with high APR to a ZERO interest credit card. Several renowned banks in addition to offering debt transfers from the existing cards to the new ones also include transfers of bank loan amount […]
With an increasing number of credit card lenders rolling out irresistible balance transfer offers, a large number of consumers are making the most of it by applying for them. However, most of them ignore the fact that the fine print varies from one company to the other. This ignorance leads to long term financial concerns, […]