Low APR Credit Cards NEWS

A new survey indicates that Americans are getting more comfortable with the idea of instant financing when they’re shopping online. Seventy-five percent of folks said they would choose to buy from an online merchant offering instant financing, rather than one that did not, if given the option. And 28% said they would switch stores if they could use instant financing to fund their purchase.

When your credit card is lost, stolen, or compromised in some way, one of the most annoying things is having to wait for your replacement card to arrive. While you’re waiting, you don’t have use of your credit card, and you’re never sure exactly when the card is going to show up.

The prize for Army Credit Union of the Year goes to PenFed Credit Union this year, as the PenFed branch in Fort Hood, Texas is recognized for distinguished service at the Defense Credit Union Council’s Annual Conference in Boston.

As 2016 picks up steam and rolls into February and then March, it can no longer really be called a new year. Still, it’s early in the year, and there are surely many surprises lurking on the horizon.

Understanding how credit card interest is calculated is important if you want to be more educated and use your credit card more effectively. Here we’ll explain how most credit card issuers calculate your interest payments and how your individual rate is determined.

While MasterCard announcing MasterPass, a digital service that lets cardholders pay with most mobile devices, and Visa and Samsung are announcing a global alliance to accelerate mobile payment with app called payWave, more than 1 million U.S. consumers are already actively using an app called LevelUp to pay for their purchases.

Flint Mobile Inc. introduced its new iPhone app that allows retailers to accept credit card payments by just scanning the card number.

It is that time of the year again where people have to pay off their taxes due to the government. There are undoubtedly many options available to accomplish this task. However, using the credit cards for this purpose simplifies the entire process significantly. In the past as well, many consumers used their credit cards to […]

Members of the Federal Open Market Committee voted recently to keep the federal funds interest rate between 0 and 0.24% well into 2014. According to an announcement recently made by the Federal Reserve, interest rates will be left at their current ultra low levels for another three years or longer. Credit card holders can breathe […]

The fast-advancing mobile payment industry seems poised to transform how shoppers complete purchase transactions. However, due to consumer security concerns and the cost to retailers of implementing the necessary hardware at the point-of-sale, many speculate that it will still be a couple years before pay-by-phone transactions really take off in America. Throughout 2011 the news […]