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Young people often get a bad reputation for being irresponsible with money, but a recent survey shows that in fact, today’s young folks may actually be savvier and more responsible with credit than their parents.
There’s been a lot of talk lately about young people and money. Whether people are claiming that the Millennial generation is entitled and doesn’t want to work hard, or they’re saying that Millennials aren’t being getting paid enough to achieve basic goals like buying a home and paying off student debt, there is no end of opinions about how the 18-35 demographic is faring financially.
Low interest rates are useless to the millions of consumers with less-than-outstanding credit scores. They end up paying a high premium when applying for credit cards. This comes at a time when the number of Americans with poor credit is growing. Most lenders check borrowers’ FICO credit score, which ranges from 300 to 850, to […]
It pays to be rich sometimes. That happens to be MasterCard`s new marketing strategy. In an effort to strengthen their brand, the credit card issuer has begun highlighting products that target their more affluent consumer base. MasterCard`s World Elite program is a rewards program offered to the credit card issuers` larger net worth customers. Also, […]
Struggling with the bad credit that caught up with you during the recession? The time to worry about how to overcome this problem seems to be over. The recovery of the economy is encouraging banks to reach out to people with a tarnished credit report to help them amend their mistakes. While getting unsecured credit […]
Secured credit cards are a great option for college going children who do not have a credit history to their backing to avail unsecured credit cards. The CARD Act of 2009 has further tightened the norms for issuing credit cards to students below the age of 21. They either have to show sufficient proof of […]