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When you’re in the market for a new credit card, nabbing one with the lowest APR possible is of primary importance. So customers of Navy Federal Credit Union will be glad to hear that the APR for its Platinum and GO REWARDS credit cards have been lowered, to 6.74% and 9.74%, respectively. The change took effect June 30 and will be the ongoing rate for an unlimited period of time.
Green Dot Corporation has acquired the popular prepaid card co-founded by Russell Simmons, RushCard, for $147 million.
The Consumer Financial Protection Bureau (CFPB) is considering a proposal that would change the way debt collectors operate in the United States. The new guidelines would limit the ways collection agents can contact people with debt, and ensure that the correct amount of debt is collected.
People can establish good credit when they properly manage their loans and credit cards, but it can be difficult to get a loan or a credit card if you don’t have credit or your credit is bad. So how is that supposed to work? How can you build credit when no one will approve you […]
Is it bad if a high school graduate wants a credit card? The experts say it depends on the child and how he or she considers the card. If children think of credit card as of the way to spend more, you should be careful. But if they are informed and know how the stuff […]
Good news for those with less-than-perfect credit scores: banks are finally opening the lending doors for subprime consumers. But banks don’t seem to be blindly plunging into lending to the consumers who can’t afford the debt they are taking on. Lenders are making smarter decisions: they strict criteria in opening credit to these consumers. Usually […]
Gold & Silver Pawn Shop in partnership with MasterCard and Redwood Hills Financial Group will be releasing a prepaid credit card. “For centuries, pawn shops have provided financial services to consumers who don’t have a traditional checking account or credit card,” owner of Gold & Silver Pawn Shop, Rick Harrison said in a press release. […]
Do not fret anymore if you have a limited credit history. With the recession looking to ease out, credit card lenders are now willing to take calculated risks and offer cards for people with any type of credit history. Here are a few cards that people with limited credit history can avail to improve their […]