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Is it bad if a high school graduate wants a credit card? The experts say it depends on the child and how he or she considers the card. If children think of credit card as of the way to spend more, you should be careful. But if they are informed and know how the stuff […]

Good news for those with less-than-perfect credit scores: banks are finally opening the lending doors for subprime consumers. But banks don’t seem to be blindly plunging into lending to the consumers who can’t afford the debt they are taking on. Lenders are making smarter decisions: they strict criteria in opening credit to these consumers. Usually […]

Gold & Silver Pawn Shop in partnership with MasterCard and Redwood Hills Financial Group will be releasing a prepaid credit card. “For centuries, pawn shops have provided financial services to consumers who don’t have a traditional checking account or credit card,” owner of Gold & Silver Pawn Shop, Rick Harrison said in a press release. […]

Do not fret anymore if you have a limited credit history. With the recession looking to ease out, credit card lenders are now willing to take calculated risks and offer cards for people with any type of credit history. Here are a few cards that people with limited credit history can avail to improve their […]

One of the biggest drawbacks for people with limited credit history is the lack of credit card offers that provide them with favorable terms. While most of the banks deny such people any type of credit cards, there are a few others that charge sky high fees to issue cards to such applicants. However, fortunately, […]

When there is no credit history things can get difficult and even frustrating at times especially if you are trying to apply for a credit card or trying to avail some loan. Establishing the initial credit history can be quite a tricky situation for most people. If you don’t have credit then there might not be too […]
At least $13 billion in retail sales annually are on account of the store credit cards. These cards are usually offered with a 20% or 30% discount on the day’s purchases and there would be empty promises of discounts on future purchases as well. Some store cards also offer 0% APR for a certain period […]
The biggest challenge for students graduating from college in terms on money is obtaining a good credit card that is not only light on their pocket, but can also provide them with means to create a good credit history from scratch. There must be a lot of deliberation before deciding on the first credit card […]
Consumers without a credit history to their backing will find it tough to find the right credit cards that can help them create the credit history from scratch. The only way to obtain good no credit cards is by proving to the banks the financial potential and the repayment capability before availing the cards offered […]