Fair Credit Credit Cards NEWS

Coffee drinkers are in for a treat with the new Starbucks Rewards Visa card, a co-branded credit card for folks who love coffee – and credit card rewards.
Whether you have fair credit, are just starting to build a credit score, or already have good credit, you can apply for the new Starbucks Rewards Visa card from Chase. The card is integrated directly into the Starbucks Rewards customer loyalty program, so it’s easy to redeem rewards. The card is accepted worldwide everywhere that accepts Visa, and rewards can be redeemed for free drinks and snacks at over 8,000 Starbucks locations around the globe.

J.D. Power’s latest customer satisfaction survey brings good news for American Express cardholders – but they might already be aware of it. Not only did Amex score the highest for great customer service, they outpaced the industry average by 33 points to score the highest they ever have since the study was launched in 2007.

Holiday shopping seems to start earlier every year, but this year more than half of people surveyed by Synchrony Financial said they would head to the stores even earlier, in order to find good discounts and spread out their spending over a longer period of time.

Everyone knows it’s important to have money saved up in case of emergency, but just because something is common knowledge—and common sense—that doesn’t mean people necessarily follow it. A new survey shows that 66 million Americans don’t have any emergency savings at all.

The uptick in the American economy is good news for people seeking lines of credit. While the recent Federal Reserve interest rate some people saw hike as bad news, it’s actually a sign of economic recovery.

Four in five people don’t know that carrying a high balance on their credit cards can hurt their credit rating, even if they never miss a payment due date.

Today many credit card offers claim to have the best rates and benefits, but when it comes to finding the best one for your financial needs, you should read the fine print. It is important to look beyond the generous benefits of cash back or rewards and learn more about the credit card.

Nowadays, to avoid fraud you should be on the alert all year round and especially on the holiday shopping season. It’s not just the season for fraud when shoppers frantically swipe credit and debit cards at malls across America. It’s high season for fraud.

Are you having too many plastics for your financial piece? Although there is no golden mean for the number of credit cards that should be in your wallet, some key points can help you determine whether you’re charging around with more cards than you need. The recent data from Experian shows that the average U.S. […]

Back during the boom years subprime issuers, who focus on people with low credit scores, were expending up to better quality, and super prime issuers, who focus on people with high credit scores, were expanding down to get more people. Today, however, there is a so-called dead zone in the credit card market for customers […]