Surge® Platinum Mastercard® Application
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This offer is not available in Colorado, Illinois, Massachusetts, Washington, West Virginia. See offers for your state

Card
Network

Mastercard®
Bank

Celtic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Bad, Fair, Good

This offer is not available in Colorado, Illinois, Massachusetts, Washington, West Virginia. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in Colorado, Illinois, Massachusetts, Washington, West Virginia. See offers for your state

MAIN CARD FEATURE

See if you Pre-Qualify with No Impact to your Credit Score

CARD DETAILS

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
+ Pros
  • Credit limit doubles up to $1,000.
  • All credit types welcome to apply.
  • Monthly reporting to the three major credit bureaus.
- Cons
  • Checking Account is required.

PURCHASES

Intro
APR

See website for Details*
Ongoing
APR

35.90% Fixed
Penalty
APR

See Terms*
Minimum Grace
Period

See website for Details*
Minimum Interest
Charge

See Terms*

BALANCE TRANSFERS

Intro
APR

See website for Details*
Ongoing
APR

N/A
Balance Transfer
Fee

See website for Details*
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

See website for Details*
Ongoing
APR

35.90% Fixed
Cash Advance
Fee

Either $10 or 3% of the amount of each cash advance, whichever is greater.
Penalty
APR

See Terms*
Minimum Grace
Period

N/A

GENERAL FEES

Application Processing
Fee

See Terms*
Annual
Fee

$75 - $125
Foreign Transaction
Fee

3% of each transaction in U.S. dollars.
Late Payment
Fee

Up to $41.00
Surge® Platinum Mastercard® Application
Compare now (12) »
Card Overall Rating
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