PREMIER Bankcard® Credit Cards

The PREMIER Bankcard® offers are not available in New York and Wisconsin.

Choose from PREMIER Bankcard® Credit Card Offers

4
Card Overall Rating
Fair / Poor Credit
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Card Type
Unsecured Fee Based Credit Card
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Bureau Reporting
Yes
4
Card Overall Rating
Fair / Poor Credit
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Everyone deserves a chance to build** credit: apply today!
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Card Type
Unsecured Fee Based Credit Card
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Bureau Reporting
Yes
4
Card Overall Rating
Fair / Poor Credit
  • Everyone deserves a chance to build** credit: apply today!
  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Card Type
Unsecured Fee Based Credit Card
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Bureau Reporting
Yes
4
Card Overall Rating
Fair / Poor Credit
  • You don’t need good credit to apply.
  • We help people with bad credit, every day.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • You can build** or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Card Type
Unsecured Fee Based Credit Card
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Bureau Reporting
Yes
4
Card Overall Rating
Bad / Limited / No Credit
  • Our mobile app helps you keep track of your spending and payments for greater financial control.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • If approved, make your first six monthly minimum payments on time and we may send you an offer to apply for an unsecured credit card. Some restrictions apply.
Card Type
Secured
Regular APR
See Issuer Website
Annual Fee
See Issuer Website
Credit Bureau Reporting
Yes

Build Credit with PREMIER Bankcard®

PREMIER Bankcard® offers credit cards to consumers with less than perfect credit on their credit reports. If you have troubles with getting your credit card applications approved by other issuers, check out PREMIER Bankcard® credit cards. There are credit card issuers that are willing to give consumers another chance, and PREMIER Bankcard® credit cards are at the top of the list. As opposed to prepaid credit cards, the PREMIER Bankcard® credit card is one tool you can use to show you can responsibly manage credit. Pay your minimum payment on-time and stay within your credit limit for positive reports to the Credit Reporting Agencies.

WITH YOU EVERY STEP OF THE WAY - PREMIER Bankcard® has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.

GET YOUR OFFER MATCH
Check if you're pre-qualified for a credit offer
It takes less than
1 minute
Will not affect your
credit score
Select your credit score:
Have your ever declared Bankruptcy?
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Debit Card
Credit Card
This tool finds credit offers that suit your situation best. However, only lenders and issuers decide whether you'll be approved or not for an offer.

Not Sure Which Card to Choose?

Ask Our Experts or Read Credit Card FAQs
It is hard to say which one of the credit bureaus is used most by the banks and credit card issuers to view credit scores. Every bank has its own preferences and one bank may pull different reports in different states. Some banks pull credit reports...
A FICO score is a type of credit score that is used to assess credit risk and determine whether to extend credit. FICO scores take into account various factors in five areas to determine credit worthiness: payment history, current level of...
The credit card companies and banks do not have an obligation to send a copy of a credit report to consumers. You can call the company and ask them to send you a copy of your credit report. The company may or may not send you a copy, depending on...
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