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Credit Card Deals with Spending Bonus of 2023
December 2023: BEST BONUS OFFER
*Rates and Terms and Benefit Terms
- Earn 15,000 bonus points after spending $1,000 in your first 3 months - that's $150 in value when you redeem with GM.
- Earn 4X points for every $1 spent on all purchases, and 7X total points for every $1 spent on GM purchases. Points don't expire as long as your account remains open.
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM.
More Credit Cards with Reward Bonus
- Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
- Earn 1 point for every $1 spent on everyday purchases
- No annual fee or balance transfer fee
- Points never expire while account is open and in good standing
- Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards
- Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
- Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
- Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
- No points maximum and your points never expire
- Earn 15,000 bonus points after spending $1,000 in your first 3 months - that's $150 in value when you redeem with GM.
- Earn 4X points for every $1 spent on all purchases, and 7X total points for every $1 spent on GM purchases. Points don't expire as long as your account remains open.
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM.
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac.
- Already have a GM vehicle? Use your points toward your GM Financial account, Certified Service, eligible Accessories, and more.
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.
- 0% Intro APR on purchases for the first 9 months; thereafter, variable APR of 20.24% to 29.99%.
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms Apply. Subject to credit approval.
- Enjoy 0% Intro APR on Purchases for up to 15 months; a variable go-to APR applies after that.
- Earn up to 5% cash back or up to 3x points on purchases.
- Earn up to 60,000 bonus miles/points as a sign-up bonus.
This offer is not available in U.S. territories.
- Receive a $200 statement credit when you spend $3,000 in the first 3 months.
- Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
- Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
- No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
- Manage your card and finances using Rocket Money app.
- Digital card security with built-in features, like Freeze Card.
- Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
- See if you’re preapproved in as little as 2 minutes with no impact to your credit score.
This offer is not available in U.S. territories.
- Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac.
- Get $750 in Bonus Earnings to redeem with GM when you spend $5,000 in your first 5 months.
- 5% Earnings on purchases of eligible GM parts, accessories and service at authorized GM dealers.
- 3% Earnings on purchases at gas stations, restaurants and office supply stores. 1% Earnings on all other purchases.
- No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply.
- 0% Intro APR on purchases for the first 12 months; thereafter, variable APR of 19.24% to 29.24%.
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms Apply. Subject to credit approval.
Credit Card Offers with Spending Bonus
Sign-up bonus, or so called early spend bonus, is something you get when apply for a credit card first time and meet specific requirements. Sometimes it is easy to get an early spend bonus and sometimes you need to make an effort to do so.
So, when it is easy to get a sign-up bonus? Once in a while credit card issuers give such bonus right after you are approved for a credit card. Such offer is a rare thing and if you grab it, you are lucky. Another easy bonus is when you need to make a first purchase with your newly received credit card to get a promoted bonus. You should make any purchase, or, which is more often, your fist purchase should be of a specific amount on a single receipt to qualify for a sign-up bonus.
When you need to make efforts. First of all, such offers are most common nowadays. So, the chances are, you will need to read the bonus terms to clearly understand what you should do to qualify. But usual early spend bonus requirements are as following: you should spend a specific amount of money on purchases within a specified period of time to qualify.
Those are some early spend bonus basics. When you need more details about specific promo it is worth reading terms and maybe contacting the issuer. Just remember that promos can change or expire, so make sure you will be able to grab your deal.
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