This offer is not available in DC, HI, IA, NC, NH, WV, WI. See offers for your state
Card
Visa
Network
Visa
Bank
Sutton Bank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent, Good, Fair, Average
Recommended
Excellent, Good, Fair, Average
This offer is not available in DC, HI, IA, NC, NH, WV, WI. See offers for your state
This offer is not available in DC, HI, IA, NC, NH, WV, WI. See offers for your state
MAIN CARD FEATURE
Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions**
CARD DETAILS
- Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions**
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
- $0 annual fee, $0 activation fees, $0 maintenance fees
- Combine the flexibility of a credit card with the predictability of a personal loan
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
+ Pros
- No fees.
- Unlimited cash back on payments.
- A contactless Visa credit card.
- Cons
- The Upgrade Card can not be used at an ATM.
REWARDS: Cash Back
Rewards Program
- Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions**
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
Rewards Bonus
Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions**
Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions**
PURCHASES
Intro
N/A APR
Ongoing
14.99% - 29.99% APR
Penalty
N/A APR
Minimum Grace
N/A Period
Minimum Interest
N/A Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
N/A APR
Balance Transfer
N/A Fee
Penalty
N/A APR
Minimum Grace
N/A Period
CASH ADVANCE
Intro
N/A APR
Ongoing
N/A APR
Cash Advance
N/A Fee
Penalty
N/A APR
Minimum Grace
N/A Period
GENERAL FEES
Application Processing
$0 Fee
Annual
$0 Fee
Foreign Transaction
$0 Fee
Late Payment
$0 Fee
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION