Capital One® offerings for people with limited credit history
When there is no credit history things can get difficult and even frustrating at times especially if you are trying to apply for a credit card or trying to avail some loan. Establishing the initial credit history can be quite a tricky situation for most people. If you don’t have credit then there might not be too many places that would be willing to offer you credit and then how will you be able to establish credit with a no-credit history?
However, now there is hope for those with a limited credit or a no-credit history as Capital One has the following credit cards as well as the prepaid debit cards that are exclusively meant for these individuals. One can make a comparison of these cards and apply online after choosing the right type of card. It is easy to fill an online application from any of the secure websites.
Now there is the Capital One® Cash Rewards for Newcomers (OFFER EXPIRED) and this is a card that has been designed to help the newcomers in the US to establish their credit and also earn cash back. It helps in building credit while also reporting to the 3 credit bureaus. This card also offers 2% cash back on all travel purchases and 1% cash back on all other purchases. This card carries no annual fee or foreign transaction fee.
The Capital One® Standard Platinum Credit Card (OFFER EXPIRED) carries no annual fee the first year and you could get your image card which is a personalized card. This card has $0 fraud liability in case the card is stolen. You can monitor spending with free text alerts that you receive.
Latest No / Limited Credit Card News
In the run-up to the new academic year, Capital One recently added two decent products to their line-up of student credit cards, giving college students more opportunities to build credit and earn valuable rewards at the same time: the Capital One SavorOne Student Cash Rewards Credit Card and the Capital One Quicksilver Student Cash Rewards Credit Card. Two new cards are student versions of their rewards counterparts: the Capital […]
So far, no one can say for sure when the coronavirus pandemic will end. To assess the current financial situation of Americans, CreditCards.com has recently conducted two surveys of credit card debt during the COVID-19 outbreak. The surveys were conducted in March and April with over 2,000 U.S. adult respondents. Here are the key findings: […]
A recent CreditCards.com poll showed that 6 million or 8% of parents in the U.S. have at least one child using a credit card. Of course, children can’t apply for their own credit card until they turn at least 18, but most issuers allow to add them to their parents’ card accounts as authorized users.
The wedding season is coming up—meaning brides and grooms-to-be are busy tasting wedding cakes, refining guest lists, and booking photographers. But there’s something else they should add to their to-do list, financial advisors warn.
Webbank, a state-chartered industrial bank headquartered in Salt Lake City, Utah, has just introduced the enhanced cash back for its . Starting December 19, all Petal cardholders who use the Petal mobile app can notice new special offers. These deals are supposed to give cardmembers access to up to 10% cash back with eligible merchants […]