Capital one offerings for people with limited credit history

Tuesday, March 29th, 2011
Updated: March 29th, 2011
The content is accurate at the time of publication and is subject to change.

When there is no credit history things can get difficult and even frustrating at times especially if you are trying to apply for a credit card or trying to avail some loan. Establishing the initial credit history can be quite a tricky situation for most people. If you don’t have credit then there might not be too many places that would be willing to offer you credit and then how will you be able to establish credit with a no-credit history?

However, now there is hope for those with a limited credit or a no-credit history as Capital One has the following credit cards as well as the prepaid debit cards that are exclusively meant for these individuals. One can make a comparison of these cards and apply online after choosing the right type of card. It is easy to fill an online application from any of the secure websites.

Now there is the Capital One Cash Rewards for the newcomers and this is a card that has been designed to help the newcomers in the US to establish their credit and also earn cash back.  It helps in building credit while also reporting to the 3 credit bureaus. This card also offers 2% cash back on all travel purchases and 1% cash back on all other purchases. This card carries no annual fee or foreign transaction fee.

The Capital One Standard Platinum Credit Card(OFFER EXPIRED) carries no annual fee the first year and you could get your image card which is a personalized card.  This card has $0 fraud liability in case the card is stolen. You can monitor spending with free text alerts that you receive.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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