This offer is not available in West Virginia. See offers for your state

Card
Network

Visa®
Bank

Applied Bank®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured
Credit
Recommended

Bad/No

This offer is not available in West Virginia. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in West Virginia. See offers for your state

MAIN CARD FEATURE

Absolutely No Credit Check or Minimum Credit Score Required

CARD DETAILS

  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
+ Pros
  • Low fixed APR.
  • Reporting to all three credit bureaus.
  • No credit check.
- Cons
  • Requires a security deposit.

PURCHASES

Intro
APR

N/A
Ongoing
APR

9.99% (Fixed)
Penalty
APR

N/A
Minimum Grace
Period

N/A
Minimum Interest
Charge

$0.50

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

9.99% (Fixed)
Cash Advance
Fee

Either $5 or 5% of the amount of each cash advance, whichever is greater.
Penalty
APR

N/A
Minimum Grace
Period

None

GENERAL FEES

Application Processing
Fee

None
Annual
Fee

$48
Foreign Transaction
Fee

3% of each transaction in U.S. dollars.
Late Payment
Fee

Up to $38
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION

SEE OTHER RECOMMENDED OFFERS

CONSUMER DISCUSSION
NEED CREDIT OFFERS THAT SUIT YOUR STATE?
Choose your credit history and state and we will show you some great options
NEXT>
HERE ARE THE BEST DEALS FOR YOU
< BACK
SORRY!

Nothing was found, please check Best Credit Cards of 2022 to see more options for you!