Chime Visa® Debit Card Application
Compare now (12) »
APPLY
Card
Network

Visa®
Issuing
Country

United States
Card
Type

Debit
Rewards
Program

N/A
Credit
Recommended

Any Credit
User
Category

Consumer
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!

CARD DETAILS

  • No Monthly Fees.
  • Get fee-free overdraft up to $200* with SpotMe®.
  • Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
  • Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
  • *SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your physical Chime Visa® Debit Card or secured Chime Credit Builder Visa® Credit Card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime's sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.
  • ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
+ Pros
  • No monthly fees.
  • No minimum balance required.
  • Direct deposit.
- Cons
  • Out-of-network, third-party, and cash deposit fees may apply.

MAINTENANCE FEES

Activation
Fee

No
Monthly
Fee

No
Paper Statement
Fee

N/A

USAGE LIMITS

Daily Deposit
Limit

See terms
Daily Cash Withdrawal
Limit

See terms
Maximum Card
Balance

See terms

OVERDRAFT

Overdraft
Available

Yes
Overdraft
Fee

Fee-free Overdraft up to $200* with SpotMe
Maximum Overdraft
Limit

$200

Chime Visa® Debit Card Application
Compare now (12) »
Card Overall Rating
APPLY
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION

SEE OTHER RECOMMENDED OFFERS

CONSUMER DISCUSSION
NEED CREDIT OFFERS THAT SUIT YOUR STATE?
Choose your credit history and state and we will show you some great options
NEXT>
HERE ARE THE BEST DEALS FOR YOU
< BACK
SORRY!

Nothing was found, please check Best Credit Cards of 2024 to see more options for you!