Card
Network

Visa®
Issuing
Country

United States
Card
Type

Debit
Rewards
Program

N/A
Credit
Recommended

Any Credit
User
Category

Consumer
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!

CARD DETAILS

  • No Monthly Fees.
  • Get fee-free overdraft up to $200 with SpotMe®*
  • Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
  • Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
  • *Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
  • ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
+ Pros
  • No monthly fees.
  • No minimum balance required.
  • Direct deposit.
- Cons
  • Out-of-network, third-party, and cash deposit fees may apply.

MAINTENANCE FEES

Activation
Fee

No
Monthly
Fee

No
Paper Statement
Fee

N/A

USAGE LIMITS

Daily Deposit
Limit

See terms
Daily Cash Withdrawal
Limit

See terms
Maximum Card
Balance

See terms

OVERDRAFT

Overdraft
Available

Yes
Overdraft
Fee

Fee-free Overdraft up to $200 with SpotMe*
Maximum Overdraft
Limit

$200

Card Overall Rating
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