Card
Visa®
Network
Visa®
Issuing
United States
Country
United States
Card
Debit
Type
Debit
Rewards
N/A
Program
N/A
Credit
Any Credit
Recommended
Any Credit
User
Consumer
Category
Consumer
MAIN CARD FEATURE
Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
CARD DETAILS
- No Monthly Fees.
- Get fee-free overdraft up to $200 with SpotMe®*
- Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
- Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., Members FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
- *Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Chime’s discretion. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. See Terms and Conditions.
- ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
+ Pros
- No monthly fees.
- No minimum balance required.
- Direct deposit.
- Cons
- Out-of-network, third-party, and cash deposit fees may apply.
MAINTENANCE FEES
Activation
No Fee
Monthly
No Fee
Paper Statement
N/A Fee
USAGE LIMITS
Daily Deposit
See terms Limit
Daily Cash Withdrawal
See terms Limit
Maximum Card
See terms Balance
OVERDRAFT
Overdraft
Yes Available
Overdraft
Fee-free Overdraft up to $200 with SpotMe* Fee
Maximum Overdraft
$200 Limit
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION