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Secured credit cards are a great option for college going children who do not have a credit history to their backing to avail unsecured credit cards. The CARD Act of 2009 has further tightened the norms for issuing credit cards to students below the age of 21. They either have to show sufficient proof of […]
One of the biggest problems faced by people with no credit history is obtaining an unsecured credit card at favorable rates. Banks and other financial institutions are not willing to take a risk when it comes to approving credit cards for new or previously good customers. As an after effect of economic downturn that the […]
There are a lot of people who have seen financial hardships in recent times. Such people would have seen their credit scores drop and also their credit history turning bad. But there are also numerous examples of people who have improved their credit score or turned their bad credit score into a good one by […]
Small businesses are the first casualties of a damaged credit history and find it impossible to get a business credit card that is unsecured. Most often small businesses use personal cards as they are left with no other choice. In such cases, when things go wrong in small business transactions, it has a direct bearing […]
