Citi Cardholders Can Track Replacement Cards Via App
When your credit card is lost, stolen, or compromised in some way, one of the most annoying things is having to wait for your replacement card to arrive. While you’re waiting, you don’t have use of your credit card, and you’re never sure exactly when the card is going to show up.
But now, instead of checking the mailbox every day, you can check the Citi app on your smartphone. The Citi Mobile App now offers tracking for replacement credit cards, making it easy to see exactly where your new card is, and when it will arrive. Citi is the first major credit card issuer to offer this service, both online and in its mobile app.
Chief Customer and Digital Experience Officer at Citi, Alice Milligan, said the new online and in-app tool will provide Citi customers with “more peace of mind” and would let them plan ahead, knowing when their card was due to arrive.
Citi offers a wide range of low APR credit cards, as well as cash back rewards cards, travel credit cards, and balance transfer cards. They issue debit cards as well as credit cards, and both types of cards come equipped with EMV chips to keep your personal data safer than it is on a card with a magnetic stripe.
Still, things happen, and once in a while a card is misplaced, or thieves hack your information using a credit card skimming device. When this occurs, you’ll need to go through the process of reporting your card as lost or stolen. You may need to also file a report on the fraudulent charges or suspicious activity. Then your card will be cancelled, and you’ll need to get a new one.
This is made easier when you can simply look at your Citi Mobile app to check on the progress of your replacement card.
Keeping your information safe
To prevent having to order a replacement card, follow safe procedures for handling your debit or credit cards. Don’t share your account number or PIN with anyone, and if you’re shopping online, always use a secure Internet connection. Public Wi-Fi isn’t a safe way to access bank accounts online, or to enter your credit card information.
Latest Low APR Credit Card News
On March 25, Apple Announced their new Apple Card credit card. “Apple Card is designed to help customers lead a healthier financial life, which starts with a better understanding of their spending so they can make smarter choices with their money,” said Jennifer Bailey, Apple’s vice president of Apple Pay.
A new credit card made especially for small business owners gives Amazon Prime members extra cash back on purchases, as well as the ability to choose flexible payment terms in lieu of rewards.
When folks have multiple types of debt they’re trying to pay off, it can be difficult to know which check to write first. But for the many people struggling under student loan debt, it’s important to pay off other loans first, financial experts advise.
Online retailer Zulily is now offering customers a co-branded credit card that allows them to pay for purchases in three monthly payments. The card, issued in conjunction with Synchrony Financial, offers Smart-pay, which gives cardholders flexible payment options.
A new survey indicates that Americans are getting more comfortable with the idea of instant financing when they’re shopping online. Seventy-five percent of folks said they would choose to buy from an online merchant offering instant financing, rather than one that did not, if given the option. And 28% said they would switch stores if they could use instant financing to fund their purchase.