Chase’s New United Explorer Card Offer Benefits, Balance Transfers and Bonus Miles
A new co-branded card from Chase and United Airlines is offering an array of benefits, including 40,000 bonus miles when cardholders spend $2,000 in the first three months of having the card and a $100 bonus when they make their first purchase.
The United Explorer card gives two miles for every dollar spent at hotels and restaurants, as well as two miles per dollar on United purchases. The card also offers a balance transfer option, with a fee of either five dollars or five percent of each transfer, whichever is greater.
Transferring a balance from a high APR credit card to a lower-interest one is a good way to pay off debt more quickly. But the real benefit of the United Explorer Card is getting great travel perks, such as a statement credit for Global Entry or TSA PreCheck, 25 percent back on in-flight purchases on United (including for Wi-Fi, food, and beverages), free checked bag, priority boarding, and two United Club passes each year.
The card has a $95 annual fee, which is waived the first year. Miles don’t expire for the life of the card, and there are no blackout dates when booking reward travel.
Customer feedback helped shape the improved card
The upgraded United Explorer card was launched after United and Chase surveyed customers about what they wanted in a travel rewards credit card. “We listened to customer feedback and worked with Chase to provide enhanced rewards that deliver on what our customers value most,” said Luc Bondar, a vice president at United. He pointed to the $100 credit for Global Entry or TSA PreCheck and the 25 percent off United in-flight purchases as perks that came directly from customer feedback.
For customers who travel frequently, having a credit card that offers no foreign transaction fees, like the United Explorer card, is a necessity. Other benefits common to travel rewards credit cards include 24/7 concierge service, which can help card members make travel reservations and find restaurants and other services while they’re away from home.
Many travel rewards credit cards offer balance transfers, low interest rates, and perks like sign-up bonuses and free checked baggage.
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