Card
Network

Mastercard
Bank

Genesis FS Card Services
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Poor to Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

All the benefits of a Mastercard, without a security deposit

CARD DETAILS

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
+ Pros
  • No security deposit required.
  • Reports to all three major credit bureaus.
  • Prior bankruptcy is OK.
- Cons
  • High annual fee.

PURCHASES

Intro
APR

N/A
Ongoing
APR

24.9%
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

See terms
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See terms
Cash Advance
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$59-$99
Foreign Transaction
Fee

1% of each transaction in U.S. dollars
Late Payment
Fee

Up to $40
Card Overall Rating
APPLY
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