Card
Network

Mastercard®
Bank

First Electronic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Poor to Good
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Greater access to credit than before - $500 credit limit

CARD DETAILS

  • Greater access to credit than before - $500 credit limit
  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
+ Pros
  • No security deposit required.
  • Reports to all three major credit bureaus.
  • Prior bankruptcy is OK.
- Cons
  • High annual fee.

PURCHASES

Intro
APR

N/A
Ongoing
APR

35.9%
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

See terms
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

35.9%
Cash Advance
Fee

See terms
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

See terms
Foreign Transaction
Fee

See terms
Late Payment
Fee

See terms
Card Overall Rating
APPLY
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