Card
Network

Mastercard
Bank

The Bank of Missouri
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair/Poor
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Cell Phone Protection* – Receive up to $800 of replacement or repair costs if eligible cell phone is stolen or damaged.

CARD DETAILS

  • Cell Phone Protection* – Receive up to $800 of replacement or repair costs if eligible cell phone is stolen or damaged.
  • 24-hour Roadside Assistance*
  • Up to $25,000 Identity Theft Expense Reimbursement Coverage*
  • Up to $1,000 Credit Limit Subject to Credit Approval
  • No Security Deposit
  • $0 Fraud Liability*
  • Prequalify** without affecting your Credit Score
  • *Terms and Conditions apply. Click Apply Now for details.
  • **Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
+ Pros
  • Up to $1,000 credit limit.
  • No security deposit required.
  • Reports to all three credit bureaus.
  • Offers protection benefits.

PURCHASES

Intro
APR

N/A
Ongoing
APR

36% Fixed
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

36% Fixed
Balance Transfer
Fee

3% of the amount of each transfer
Penalty
APR

See terms
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

36% Fixed
Cash Advance
Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

N/A
Annual
Fee

$85-$175 first year, $229 thereafter
Foreign Transaction
Fee

3% of each transaction amount in U.S. dollars
Late Payment
Fee

Up to $41
Card Overall Rating
APPLY
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