This offer is not available in U.S. territories. See offers for your state

Card
Network

Mastercard®
Bank

The Bank of Missouri
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair

This offer is not available in U.S. territories. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in U.S. territories. See offers for your state

MAIN CARD FEATURE

Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases

CARD DETAILS

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 Credit Limit
  • Use Anywhere Mastercard® is Accepted
  • $0 fraud liability**
  • Free access to your VantageScore 4.0 credit score from TransUnion®
  • *See Program Terms for important information about the cash back rewards program.
  • **Fraud liability subject to Mastercard® rules.
  • Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
+ Pros
  • Cash back rewards.
  • Full-fledged Mastercard credit card.
  • Possibility to prequalify with no impact to your credit score.
- Cons
  • Annual fee.

REWARDS: Cash Back

Rewards Program
Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Rewards Bonus
No Rewards Bonus
Redemption Options
See terms

PURCHASES

Intro
APR

N/A
Ongoing
APR

29.99% or 36% Fixed
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

See terms
Balance Transfer
Fee

3% of the amount of each transfer
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

See terms
Cash Advance
Fee

Either $5 or 5% of the amount of each cash advance, whichever is greater
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$85 - $175 first year, $229 thereafter
Foreign Transaction
Fee

3% of each transaction amount in U.S. dollars
Late Payment
Fee

Up to $41
Card Overall Rating
APPLY
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