This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state

Card
Network

Visa®
Bank

TD Bank, N.A.
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent / Good

This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state

MAIN CARD FEATURE

Get built-in flexibility with the TD FlexPay Credit Card

CARD DETAILS

  • Get built-in flexibility with the TD FlexPay Credit Card
  • Our best balance transfer offer
  • Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card
  • No annual fee
  • Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
+ Pros
  • Intro APR on BT.
  • No annual fee.
  • Visa benefits.
- Cons
  • Available not in all states.

PURCHASES

Intro
APR

None
Ongoing
APR

18.24%, 20.24%, 23.24%, 26.24% or 28.24% variable APR based on your creditworthiness.
Rates & Fees
Penalty
APR

None
Minimum Grace
Period

See terms
Minimum Interest
Charge

$1

BALANCE TRANSFERS

Intro
APR

Get our best balance transfer offer: 0% introductory APR on balance transfers for first 18 billing cycles after account opening. After that 18.24% - 28.24% variable APR based on your creditworthiness.
Ongoing
APR

18.24%, 20.24%, 23.24%, 26.24% or 28.24% variable APR based on your creditworthiness.
Balance Transfer
Fee

Either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater
Penalty
APR

None
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

None
Ongoing
APR

29.49% variable APR
Cash Advance
Fee

$10 or 5% of advance whichever amount is greater
Penalty
APR

None
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

None
Foreign Transaction
Fee

3% of each transaction in U.S. dollars
Late Payment
Fee

Up to $40
Card Overall Rating
APPLY
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