This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state
Card
Visa®
Network
Visa®
Bank
TD Bank, N.A.
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent / Good
Recommended
Excellent / Good
This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state
This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state
MAIN CARD FEATURE
Earn $150 Cash Back when you spend $500 within 90 days after account opening
CARD DETAILS
- Special offer: Earn $200 Cash Back when you spend $1,000 on eligible purchases within the first 90 days of opening your account.
- Choose your top two spend categories to earn unlimited 3% and 2% Cash Back. Earn unlimited 1% Cash Back on all other eligible purchases.
- Switch spend categories up to four times a year.
- No annual fee
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
+ Pros
- Cash back rewards.
- Possibility to choose spend categories.
- No annual fee.
- Cons
- Not available in all states.
REWARDS: Cash Back
Rewards Program
Choose your top two spend categories to earn unlimited 3% and 2% Cash Back. Earn unlimited 1% Cash Back on all other eligible purchases.
Choose your top two spend categories to earn unlimited 3% and 2% Cash Back. Earn unlimited 1% Cash Back on all other eligible purchases.
Rewards Bonus
Earn $200 Cash Back when you spend $1,000 on eligible purchases within the first 90 days of opening your account.
Earn $200 Cash Back when you spend $1,000 on eligible purchases within the first 90 days of opening your account.
PURCHASES
Intro
None APR
Penalty
None APR
Minimum Grace
See terms Period
Minimum Interest
$1 Charge
BALANCE TRANSFERS
Intro
0% introductory APR balance transfers for first 15 billing cycles after account opening. After that 19.24%, 24.24% or 29.24% variable APR based on your credit worthiness. APR
Ongoing
19.24%, 24.24% or 29.24% variable APR based on your credit worthiness. APR
Balance Transfer
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. Fee
Penalty
None APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
See terms APR
Ongoing
29.49% variable APR APR
Cash Advance
$10 or 5% of advance whichever amount is greater. Fee
Penalty
See terms APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
None Fee
Foreign Transaction
3% of each transaction in U.S. dollars Fee
Late Payment
Up to $40 Fee
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