Card
Visa®
Network
Visa®
Bank
WebBank
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Fair/Poor
Recommended
Fair/Poor
MAIN CARD FEATURE
Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
CARD DETAILS
- Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- Free Access to your Credit Score†
- The Imagine Card is issued by Webbank.
- See Cardholder Agreement for important information about terms.
- *See Program Terms for important information about the cash back rewards program.
- **Zero liability subject to Visa’s Zero Liability Policy.
- †Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.
+ Pros
- Cash back rewards.
- No security deposit and no program fee.
- Instant pre-qualification.
- Backed by the Visa® payment network.
REWARDS: Cash Back
Rewards Program
Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Rewards Bonus
No Rewards Bonus
No Rewards Bonus
Redemption Options
See terms
See terms
PURCHASES
Intro
N/A APR
Penalty
See terms APR
Minimum Grace
See terms Period
Minimum Interest
See terms Charge
BALANCE TRANSFERS
Intro
N/A APR
Ongoing
32.99% or 36% fixed APR
Balance Transfer
3% of the amount of each transfer Fee
Penalty
See terms APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
N/A APR
Ongoing
32.99% or 36% fixed APR
Cash Advance
Either $5 or 5% of the amount of each cash advance, whichever is greater Fee
Penalty
See terms APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
As low as $99 Fee
Foreign Transaction
3% of each transaction amount in U.S. dollars Fee
Late Payment
Up to $41 Fee
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