Card
Network

Visa®
Bank

WebBank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Fair/Poor
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases

CARD DETAILS

  • Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
  • The Imagine Card is issued by Webbank
  • Review Cardholder Agreement for rate and fee information
  • *See Program Terms for important information about the cash back rewards program.
  • **Zero liability subject to Visa’s Zero Liability Policy.
+ Pros
  • Cash back rewards.
  • No security deposit and no program fee.
  • Instant pre-qualification.
  • Backed by the Visa® payment network.

REWARDS: Cash Back

Rewards Program
Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
Rewards Bonus
No Rewards Bonus
Redemption Options
See terms

PURCHASES

Intro
APR

N/A
Ongoing
APR

36% fixed
Rates & Fees
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

36% fixed
Balance Transfer
Fee

3% of the amount of each transfer
Penalty
APR

See terms
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

36% fixed
Cash Advance
Fee

Either $5 or 5% of the amount of each cash advance, whichever is greater
Penalty
APR

See terms
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

As low as $99
Foreign Transaction
Fee

3% of each transaction amount in U.S. dollars
Late Payment
Fee

Up to $41
Card Overall Rating
APPLY
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