This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state
Card
Visa®
Network
Visa®
Bank
TD Bank, N.A.
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Card
Unsecured
Type
Unsecured
Credit
Excellent / Good
Recommended
Excellent / Good
This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state
This offer is only available in CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT. See offers for your state
MAIN CARD FEATURE
Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
CARD DETAILS
- Bonus Cash Back: Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
- Earn unlimited 2% Cash Back on all eligible purchases
- No reward categories, no caps, no worries.
- Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card
- No annual fee
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
- *Read terms and conditions for important information about rates, fees, eligible purchases, balance transfers and rewards program rules.
+ Pros
- Welcome bonus.
- Unlimited cash back.
- No annual fee.
- Cons
- Not available in all states.
REWARDS: Cash Back
Rewards Program
Earn unlimited 2% Cash Back on all eligible purchases – no rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing.
Earn unlimited 2% Cash Back on all eligible purchases – no rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing.
Rewards Bonus
Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
Earn $200 Cash Back in the form of a statement credit when you spend $1,500 within the first 90 days after account opening
PURCHASES
Intro
None APR
Penalty
None APR
Minimum Grace
See terms Period
Minimum Interest
$1 Charge
BALANCE TRANSFERS
Intro
Balance transfers: 0% introductory APR* on balance transfers for first 15 billing cycles, for balance transfers made within the first 90 days of account opening. After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. APR
Ongoing
18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. APR
Balance Transfer
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. Fee
Penalty
None APR
Minimum Grace
See terms Period
CASH ADVANCE
Intro
See terms APR
Ongoing
28.74% variable APR APR
Cash Advance
$10 or 5% of advance whichever amount is greater. Fee
Penalty
None APR
Minimum Grace
See terms Period
GENERAL FEES
Application Processing
See terms Fee
Annual
None Fee
Foreign Transaction
3% of each transaction in U.S. dollars Fee
Late Payment
Up to $40 Fee
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