Network
N/A
Service
Perpay Marketplace
Issuing
United States
Country
United States
User
Consumer
Category
Consumer
Product
Marketplace & Credit Builder
Type
Marketplace & Credit Builder
Credit
Any
Recommended
Any
MAIN FEATURE
Unlock $1,000 to shop, build credit, and pay over time with your paycheck.
PRODUCT DETAILS
- Unlock a $1,000 spending limit on the Perpay Marketplace with no interest and no fees.
- Easy, risk-free application with an instant decision. See if you're approved with no impact to your FICO or Vantage credit score.
- Build your credit with every on-time payment - users see an average score increase of 30 points.
- Use your spending limit instantly - no waiting for a physical card.
- Shop top brands like Apple, Nike, Samsung, and Sony in the Perpay Marketplace.
- Make small, automatic payments directly from your paycheck over time.
- Increase your spending limit up to $3,500 with positive payment history.
- No activation or monthly fees - just flexible shopping and credit-building made simple.
- Perpay is a certified B Corp - meaning we meet the highest standards of transparency and accountability for our customers.
+ Pros
- High credit limit.
- No interest or fees.
- Opportunity to build credit.
Interest Rates and Fees
Ongoing
0% APR
Annual
$0 Fee
Late Payment
$0 Fee
Activation Processing
$0 Fee
Monthly Membership
$0 Fee
Have Questions?
ASK OUR EXPERT!
ASK YOUR QUESTION
ASK OUR EXPERT!
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CONSUMER DISCUSSION