Card
Network

Visa®
Issuing
Country

United States
User
Category

Consumer
Card
Type

Secured Credit Card
Credit
Recommended

Fair/Bad/No
Card
Usage

Use everywhere Visa credit cards are accepted.
Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

MAIN CARD FEATURE

Build your credit history.398

CARD DETAILS

  • To apply for a Chime Card™, Chime® Checking Account is required to apply.
  • Build your credit history.398
  • Earn cash back (2% cash back399 on category of choice, e.g., gas and groceries) with Chime Plus™* status.
  • No annual fees or interest. No credit check to apply.400
  • Fee-free (in-network) ATM network404 and cash deposits405.
+ Pros
  • Cash back rewards.
  • Credit building.
  • No annual fees.
  • No credit check.

REWARDS: Cash Back

Rewards Program
Earn cash back (2% cash back399 on category of choice, e.g., gas and groceries) with Chime Plus™* status.
Rewards Bonus
No Rewards Bonus

PURCHASES

Intro
APR

No Interest
Ongoing
APR

No interest
Penalty
APR

No Interest
Minimum Grace
Period

See terms
Minimum Interest
Charge

See terms

BALANCE TRANSFERS

Intro
APR

No Interest
Ongoing
APR

No Interest
Balance Transfer
Fee

N/A
Penalty
APR

No Interest
Minimum Grace
Period

N/A

CASH ADVANCE

Intro
APR

No Interest
Ongoing
APR

No Interest
Cash Advance
Fee

N/A
Penalty
APR

No Interest
Minimum Grace
Period

N/A

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$0
Foreign Transaction
Fee

0%
Late Payment
Fee

$0
Card Overall Rating
APPLY
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