How to get a credit card with bad credit?

Answered on August 07, 2017
Updated on August 07, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold card. They are not regular unsecured cards, however. They only allow users to buy merchandise from their catalogs or web sites.
Another option for you can be a secured credit card. This type of cards is easier to qualify because they require a security deposit. The security deposit acts as a guarantee of your promise to pay and if you default on a secured credit card, the creditor will use your security deposit.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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