How to get a credit card with bad credit?
Answered on Monday, August 7th, 2017 by
Amy Miller

Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold Credit Card. They are not regular unsecured cards, however. They only allow users to buy merchandise from their catalogs or web sites.

Another option for you can be a secured credit card. This type of cards is easier to qualify because they require a security deposit. The security deposit acts as a guarantee of your promise to pay and if you default on a secured credit card, the creditor will use your security deposit.

Other Popular Bad Credit Card FAQs

The Fingerhut Credit Account is for shopping only at fingerhut.com. There is no annual fee and there is no over-the-limit fee. Fingerhut offers a $500 credit limit. Also the issuer reports to the credit bureaus, which means you will be able to build a good credit history. This card is good only for Fingerhut purchases. […]

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Yes, you can. If you use your Fingerhut account to make purchases, your credit performance will be reported to the credit bureaus. All late payments, missed payments, or other defaults on your account will be reflected in your credit report. To build a good credit, you should pay on time, at least minimum payments, do […]

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