How to get a credit card with bad credit?
Answered on Monday, August 7th, 2017 by
Amy Miller
The content is accurate at the time of publication and is subject to change.

Having bad credit makes it harder to get a credit card, but there are still suitable options. You may consider credit accounts like WebBank/Fingerhut Credit Account and Horizon Gold Credit Card. They are not regular unsecured cards, however. They only allow users to buy merchandise from their catalogs or web sites.

Another option for you can be a secured credit card. This type of cards is easier to qualify because they require a security deposit. The security deposit acts as a guarantee of your promise to pay and if you default on a secured credit card, the creditor will use your security deposit.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

Other Popular Bad Credit Card FAQs

While this may sound like a rational decision, it is not. Co-branded credit cards, like the SuperAmerica credit card, are not the best choice for building credit, they are simply not meant for that. They are limited in use – you wil most likely be able to use a card only for one brand purchases – which won’t be much help in credit building.

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With a poor credit history, there’s not much of a choice for you, but you still have some options. There’s no guarantee that a MAPCO co-branded credit card will be approved for you. Besides, one of your goals would be to build credit to be able to apply for more better cards.

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