Credit Card Fees FAQS

June 29, 2021
Make sure you do not carry too much balance. It is recommended to use only up to 30% of your available credit. If you can pay off the card balance in full each month, do it. The less you owe, the better. If you have other credit accounts, make sure they are in good standing as well and you pay them accordingly. Keeping only one credit account in good standing won’t help your credit score. Note that there are other things that may lower your credit score: newly opened or closed credit accounts, bankruptcy, charge offs, loan default, late and missed payments, maxed out accounts, unpaid bills, or too many credit card applications at a time. You can get a copy of your credit reports to...
December 26, 2020
There are lots of transaction fees associated with credit cards such as cash advance fees, balance transfer fees, foreign transaction fees, and more. Different credit cards from different banks and credit card companies come with different transaction fees. Look through our selection of the best credit card offers and choose the card to meet your financial needs best.
June 09, 2018
When you carry a balance on a credit card, your minimum monthly payment will depend on the amount you owe, interest rate and fees. As a rule, you have to pay 1%-2% of your card balance plus new interest and late payment fees (if applicable). If you have any past due amounts, they will be added to the minimum payment as well. So, the more you owe on your credit card, the higher your minimum payment will be. However, you can avoid interest if you pay off the card balance in full each month. Also, there are credit cards with 0% intro APRs that do not charge interest during introductory period. But when this zero introductory period is over, an ongoing APR will apply to the remaining and new...
May 01, 2018
BB&T cards come with 0% intro APR on purchases, that is a great feature. But you don't mention if you are planning to earn rewards on your purchases, as only BB&T Spectrum credit card comes with cash back rewards. You may choose from cash back credit offers with 0% intro APR.
April 28, 2018
Credit cards from famous brands often come with high rates and fees. If you want to get credit card for your Uber rides, consider 0% and low intererst credit cards to avoid getting stuck with high interest rates or rewards credit cards. Depending on your lifestyle and preferences you may choose to earn miles, points or cash back on your purchases.
February 12, 2018
Nordstrom Retail card and Nordstrom Visa cards come with high APR, like most store credit cards. If you don't want to apply for their credit card, you can apply for a regular rewards card that offers 0% APR on purchases.
February 09, 2018
If you have bad credit there are several options for you with no annual fee. You can choose a secured credit card or an unsecured credit card. Secured cards are rather easy to get because they require at least minimum security deposit to be paid before the card is issued. As for unsecured credit cards for bad credit, they may not require upfront fees but they are difficult to qualify because there is no collateral that backs the issuer up. Weigh all the pros and cons before you apply for a credit card.
Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.

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