Credit Card Fees FAQS

September 30, 2012
These are good questions, but I wish you wrote the name of the card you are looking at. Thus here is some general information for you. First of all, if you fill the application form you will receive an approval letter within 10-15 business days regardless the fact whether you are approved or not. If it was an instant approval credit card, then you will receive the notification letter much faster on your email address. Usually credit card issuers ask for 30-days period to proceed your application form. If this period expired it’s worth contacting the issuer directly.Next question, as I understand, is about monthly fee. Monthly fee is usually charged if you have a prepaid card, for all...
December 03, 2010
Each credit card company has different fees. And most companies have different fees attached to each card. The fees depend on what type of credit card you have and your credit history. Furthermore, the fees can be raised at any time, especially if you have been late on your payment. For these reasons we can't provide you with the information you are asking for. But you can find the information on the fees associated with your credit card in your monthly statement and annual disclosure statement. You can also contact your credit card company and ask your question.
October 25, 2010
Yes. Cash advances you take out with your credit card are quite expensive, and they can lead to credit card debt. Cash advances come with high fees ranging from 2% to 4%. Keep in mind that cash advance fees and APRs are higher than those applied to purchases. You are also charged with ATM fees, depending on the bank. It is not advised to use cash advances for everyday purchases but emergencies only.
October 16, 2010
Credit cards offer easy financial transactions and can be used typically anywhere in the world. In the current credit driven economy, they are almost indispensible to everyone. Different credit cards come with different features and depending on the features, consumers must pay a price to obtain these cards. Credit cards are usually classified depending upon the features they offer. Cards are customized to fit the need of everyone including students and people with bad credit line. Credit cards that offer very good reward schemes and benefits, and have high or unlimited credit limits come with a fee. The companies offering these premium cards charge a fee amount for using their...
September 28, 2010
There are a number of different credit card fees that are applicable for the usage of credit cards today. You should ideally know about these different fees so that you can better plan your finances and have an idea of these expenses before they actually become critical issues. Remember that in most cases, these fees are mentioned to you before you apply for the card. However, it is important to be assured that you can read the fine lines and be aware of these fees before you can actually apply for the credit card. One of the first fees that are going to be a part of your credit card would probably be you application fees. This is a part of most credit cards, but not all of them. There...
August 04, 2010
Prepaid debit cards generally are less expensive than credit cards, yet they do have fees. There may be an activation or set-up fee, monthly maintenance, purchase or ATM transaction fees, online or paper statement fees, account cancellation, card replacement and other fees, like for using a certain service or tool. Fee free or free card in advertisement can usually mean that the card charges no activation fee, free transactions or no monthly fee, but their cost might be built into other fees, like that on direct deposit. To find out for sure, you should read terms and conditions of cardholder agreement. Prepaid debit cards are so diverse and offer so many options, you are sure to find one...
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